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Low Income Housing Finance and Subsidies: the Case of Portugal

Low Income Housing Finance and Subsidies: the Case of Portugal. Romana Xerez ISCSP - University of Lisbon Brazil-E U Dialogue Seminar on Low Income Housing Finance And Subsidies LSE, 25 th September, 2014. How does Portugal provide low income housing finance and subsidies?.

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Low Income Housing Finance and Subsidies: the Case of Portugal

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  1. Low Income Housing Finance and Subsidies: the Case of Portugal RomanaXerez ISCSP - University of Lisbon Brazil-EU Dialogue Seminar on Low Income Housing Finance And Subsidies LSE, 25th September, 2014

  2. How does Portugal provide low income housing finance and subsidies?

  3. The Case of Portugal Housing: a social right after the revolution Constituent assembly of 1975-1976 Housing and social rights

  4. The Caseof Portugal

  5. The Caseof Portugal What does social housing mean in Portugal? • Housing promoted by local councils, Cooperatives of Economic Housing, Private Institutions of Social Solidarity and the private sector with financial support from the State and intended for sale or rental.

  6. The Caseof Portugal • Government: legislation; housing allowances. • Institute of Housing and and Rehabilitation (IRHU). • Municipalities: providing land, housing allowances and management and maintenance (municipalities companies). • Cooperatives: affordable housing for rental or ownership

  7. The Caseof Portugual Rents • Borrowing capacity 10% to 25%. • 1983 social housing Act: social rent (renda social). • 1993 supported rent(rendaapoiada) • New Urban Lease Regime (NRAU) allowance benefiting low-income households with rental contracts prior to 1990.

  8. The Case of Portugual Social Housing Stock in Europe

  9. The Caseof Portugual • 118,000 social housing dwellings • Social housing: occupied under a lease 95.5%. • Vacant 4.1%. • Illegally occupied 0.4%. • 25 600 applications for social housing. • Average monthly rent 60 €.

  10. The Caseof Portugal Demographics of social housing tenants • Low income households, gypsies, unemployed slightly overrepresented, African immigrants, old people, low educational levels, as well as better off tenants.

  11. How can we learn from the case of Portugal? • Social mix versus segregation and peripheral location. • Middle classes. • Rental systems versus homeownership. • Municipal companies, cooperatives, public/private. • Alvalade case study. • New welfare state: housing as a cornerstone. • More research is needed to deepen the understanding of social housing in Portugal.

  12. Thank you!rxerez@iscsp.ulisboa.pt

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