Presentation Transcript

1. MSU Extension Personal & Family Financial Management Publications

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2. Main Author:Marsha A. Goetting Ph.D., CFP®, CFCS

   Professor & Extension Family Economics Specialist Department of Agricultural Economics & Economics 2 2
3. Web site www.montana.edu/extensionecon/financialpublications.html Print out FREE
4. Order from: www.msuextension.org/store…but there is a charge for postage 4
5. Available FREE: From local county Extension offices 5

6. Credit Management

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7. Credit Card TrackersEB-168 Small credit card tracker that fits around credit/debit cards Includes a Record of Credit Card Debt 7 7

8. Financial Management

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9. Check RegisterEB 50COST $1.00 Detailed instructions explain how to transform an own ordinary checkbook into a handy budgeting tool 9
10. Using a Check Register to Track Your ExpensesMT198903HR Accompanies Check Register Tracking System (EB 50) Explains how to utilize the Check Register 10
11. Developing a Spending PlanMT199703HR Contains worksheets for balancing income & expenses so that money is available for the things families need most 11
12. Helping with Friends Cope with Financial CrisisMT200206HR Explains the resources that are available to help friends that may be in financial crisis 12
13. Schedule of Non-monthly Living Expenses MT198910HR Includes instructions & a worksheet for determining a set-aside amount for a family's non-monthly living expenses 13
14. Using a Homestead Declaration to Protect Your Home from Creditors MT199815HR Explains how to file a homestead declaration to protect equity in home against most creditor’s claims 14

15. Household Record-Keeping

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16. Record of Important Papers Interactive Form provided by eXtension 16
17. Your Important Papers—What to Keep & Where MT199611HR Offers personalized & efficient system for preserving & safeguarding important family papers Provides a handy reference for deciding what items to keep 17

18. Marriage & Families

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19. Lending Money to Family MembersMT199323HR Analyzes potential hazards of loaning money to relatives Reviews the tax implications & other legal aspects of the various options 19
20. Talking With Aging Parents About FinancesMT199324HR Provides strategies for dealing diplomatically with family finance issues with aging parents 20
21. Remarried Families: Making Financial DecisionsMT201211HR Tips for developing successful communication about financial goals within a remarried family 21
22. Premarital Agreement Contracts in Montana: Financial & Legal AspectsMT201212HR Helps couples resolve concerns over: Money Work Children Home Inheritance and mutual issues 22

23. Retirement Planning

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24. Individual Retirement AccountsMT199807HR Explains Traditional & Roth IRAs: Who can contribute to an IRA How much can be contributed Tax consequences 24
25. Shopping for an IRAMT200207HR Explains how to evaluate different IRAs before investing 25

26. Saving & Investing

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27. First-Time Homebuyer Savings AccountsMT199918HR Explains how Montana residents can save money in a special savings account for the purchase of a first home & save on Montana income taxes 27
28. Health Care Savings AccountsMT200704HR Explains the Federal Health Savings Account (HSA) eligibility requirements 28
29. Investing in CertificatesMT199801HR Provides information on comparing a range of savings certificates that are available from a variety of financial institutions 29
30. Montana Medical Care Savings AccountMT199817HR Explains: Who is eligible What expenses are allowed How to set up an MSA How much can be saved on Montana Income Taxes 30
31. Track’n Your Savings Goals MT200303HR Illustrates a technique to help track progress towards achieving family & personal savings goals 31
32. Track’n Your Savings Goals RegisterEB 164 A 36-page 3x6" savings register fits inside a checkbook cover to keep savings goals handy 32
33. Family Economics Web site www.montana.edu/extensionecon/familyeconomics.html