Ease of taking Home appliances on instalment by Home Credit

1. Ease of t Ease of taking aking Home a Home appliances o ppliances on n instalment instalment by Home Credit by Home Credit Spending on Home Appliances surely digs a hole in your pocket and especially salaried people avoid to invest a hefty amount in one go due to money management, savings for contingencies and pre-planned mandatory expenses! Well, if you are searching for a good financial plan for buying a new home appliance, then your saviour is already there! Paying in instalments or EMI (Equated Monthly Instalments) is the best available solution for you, wherein you can take a Home Appliance loan Home Appliance loan and have to pay a fixed amount of money in periodic intervals on a particular date of the month. An EMI plan is calculated on the basis of certain parameters such as the price of product, loan amount, tenure and processing fee (if applicable). Let’s understand and know the process, as well as the benefits of purchasing Home Appliances i Appliances in Instalments n Instalments: Home Lower interest rates Lower interest rates & Pre & Pre- -closure perks: closure perks: Several banks and non-banking financial companies are competing with each other by providing loans at the lowest rate of interest to customers. The interest percentage normally ranges between 1.25-1.99 and to our surprise some companies are offering

2. home appliances loan home appliances loan in 0 interest EMI as well. Whereas, if you purchase a home appliance by your credit card or by personally taking a loan, then you end up paying an interest rate which starts with 3% on the credit cards and 5-8% or even higher on other personal loans. You can even repay the outstanding loan amount before the loan tenure expires and this is called Pre-closure. Many popular financial companies are providing this facility wherein no extra charges are involved as a fee when you chose to pre-close your loan by paying off your liability in one go. WHAT CAN YOU BUY WHAT CAN YOU BUY O ON INSTALMENTS? N INSTALMENTS? LED TELEVISION LED TELEVISION When you are looking for adding some spice of entertainment to your living room, just take a loan and buy the latest Led Tv on EMI and simply pay in parts without feeling any financial burden at all. REFRIGERATOR REFRIGERATOR Summers are hitting hard and cold water, ice cubes, ice-cream, fresh fruits, juices and coolers are what we long for! Buy a bigger refrigerator on Emi without credit card and enjoy relaxed summers this season. AIR CONDITIONERS AIR CONDITIONERS (AC) (AC) The thought of stepping out of your home in the scorching heat of the sun and hot breeze surely threatens all of us, and we search for shelters and hideouts to keep ourselves cool. Do not hesitate to buy an AC for your home as you can now buy the latest one on instalments and pay in parts easily.

3. W WASHING MACHINE ASHING MACHINE It is a home appliance which is a must-have for every home, as we all expect quick work without any manual efforts in today’s busy time. Various washing machines are available with latest features as per our needs, but they also come with a hefty price amount attached to it. Now you can make your life easy by purchasing washing machine on Emi. HOW TO TAKE A HOME APPLIANCE LOAN? HOW TO TAKE A HOME APPLIANCE LOAN? The first task of buying anything on instalments is to find out how much money you can spare out of your earnings every month to pay for EMI. Next step would be to search for the right appliance with features that best suits your needs and then find the loan provider offering the least rate of interest. Further, all you need to do is just apply for the loan by signing the deal and providing necessary documents as proof of your identity and address and get it processed to buy your favourite commodity! So don’t think much, just go ahead and bring new happiness to your home.