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Proof of your identity like Adhaar card, address proof and income are some of the important documents that are required for home loan. The Documentation process varies from person to person depending upon their profession source of earning. Apply home loan online from clix capital. visit : https://www.clix.capital/home-loan/
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How to Get a Home Loan in Few Simple Steps www.clix.capital www.clix.capital Get Home Loans
Introduction: Looking at what it takes to buy a home may involve various legal and financial aspects. A step- by- step detailed guide to apply for a home loan will surely help you prepare well for purchasing your longed dream home.
Loan eligibility • If you are planning for a home loan to purchase your home, check on a few parameters, like check your credit score online. The bank will check your eligibility based on your income, existing loan, credit score, and financial statements.
Verification of Documents • Hire a lawyer or a legal advisor to check your property documents, be it land or a house. The common documents are occupational certificate, land approval, and property tax papers.
E- Stamping • You will have a sales agreement, which needs to be E- stamped. If your property is under construction and not ready to move, you will have two agreements done. One agreement for the sale and the other for construction needs to be E-stamped without fail.
Document submission • The documents need to be submitted on time to your loan provider. Be it a bank or any registered financial lender, you need to submit the full list of said documents. Along with the e-stamped documents submit your fully filled loan application form.
Document authentication • Meanwhile, the lender evaluates the legal and technical aspects of the property along with your documents. Your documents and property papers are evaluated for authenticity.
Valuation statement • After your property has been successfully evaluated by the lender, they collect the valuation statement. A complete panel looks after the valuation and will help you will a detailed report.
Submission of original documents • Once you get your valuator statement from the panel you need to be ready with your original documents. Be careful to not miss even one document from the list.
Collect your loan agreement papers • Congratulations on your loan approval! Collect the loan agreement papers prepared by the bank. This agreement document is quite essential as it contains all the home loan details with terms and conditions stated.
A detailed comprehensive guide will make your way easy towards purchasing your home. With these steps, you can make your home loan approval smooth and get yourself a comfortable home without a doubt. Acknowledge the steps and make the process of buying a property really painless. Visit Website for more detailed information: www.clix.capital