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Check the home warranty and it's pre existing condition before you opt for home warranty.
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Pre- Existing Conditions? How does a home warranty company determine Prepared by HomeWarrantyReviews.com
What is a pre-existing condition? Any fault that is already present in an appliance/system before or when the home service contract is signed is referred to as a pre-existing condition. Most home warranty companies do not cover pre-existing conditions.
How are pre-existing conditions determined? When a customer expresses his wish to purchase a home warranty, the warranty provider will - • Send a home inspector to examine his house and prepare a report on the condition of the house and its contents • Ask the homeowner to hire a professional inspector to prepare the report
What does the home inspector do? Home inspectors job is to prepare a report on the following • The condition of the house which includes • Roofs and ceilings • Attic • Other visible features • The state of the appliances and systems in it, which includes • HVAC • Plumbing and electrical systems • Kitchen and general appliances
Who uses the home inspection report? • If the inspector was sent by the home warranty company, they will go through the report and note down faults that are already existing in various components of a home. These faults will not be covered and will be included in the contract as an excluded condition. • There are some companies that may cover pre-existing conditions, kindly refer to the contract for further information. • For home buyers, home inspection is a must as it helps understand potential problems with the property.
Thank you! Prepared by HomeWarrantyReviews.com