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Understanding the Affordable Care Act

Understanding the Affordable Care Act. Leslie Vander Gheynst Valerie Hamstra Matthew Culloty Jim Fries. Leslie Vander Gheynst Valerie Hamstra Matthew Culloty Jim Fries. Please complete an evaluation form found in the back of your program guide.

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Understanding the Affordable Care Act

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  1. Understanding the Affordable Care Act Leslie Vander Gheynst Valerie Hamstra Matthew Culloty Jim Fries

  2. Leslie Vander GheynstValerie HamstraMatthew CullotyJim Fries Understanding the Affordable Care Act

  3. Please complete an evaluation formfound in the back of your program guide. Understanding the Affordable Care Act

  4. 1)I’ve heard about the Affordable Care Act or Health Care Reform Bill. What is it? Understanding the Affordable Care Act

  5. 2) Does that mean that I’m going to get free insurance? Understanding the Affordable Care Act

  6. 3) Does my Market Center have to give me insurance? Understanding the Affordable Care Act

  7. 4) Well, I’m just an independent contractor, does that mean that I have to get insurance? Understanding the Affordable Care Act

  8. Qualifying Life Events • Getting married • Having, adopting, or placement of a child • Permanently moving to a new area that offers different health plan options • Losing other health coverage • Having a change in income or household status that affects eligibility for tax credits or cost-sharing reductions Understanding the Affordable Care Act

  9. 5) What happens if I don’t get insurance? Understanding the Affordable Care Act

  10. 6) That’s not too bad! Only 95.00 a year? Understanding the Affordable Care Act

  11. 7) When do the penalties kick in? Understanding the Affordable Care Act

  12. 8) What’s the Most I’d Pay Out for Penalties? Understanding the Affordable Care Act

  13. 9) Well, since my Market Center is not going to offer group insurance how do I get insurance? Understanding the Affordable Care Act

  14. Links http://www.connectedhealth.com/kw-marketplace/ Understanding the Affordable Care Act

  15. 10) What is Private Exchange? Understanding the Affordable Care Act

  16. 11) Is this group insurance? Understanding the Affordable Care Act

  17. 12) How is this any different from getting individual insurance on my own? Understanding the Affordable Care Act

  18. 13) Does KW get a cost break on insurance? Understanding the Affordable Care Act

  19. 14) What if the state offered insurance is cheaper?  Understanding the Affordable Care Act

  20. 15)   Why wouldn’t I just purchase the state insurance? Understanding the Affordable Care Act

  21. 16) Why don’t I just wait and see what happens to the health care reform bill? Understanding the Affordable Care Act

  22. 17) Are All States Participating in the Private Benefit Marketplace? • All but the following: • Hawaii • Maryland • Massachusetts • Rhode Island • Vermont Understanding the Affordable Care Act

  23. Questions Understanding the Affordable Care Act

  24. Thank You! Please complete an evaluation form found in the back of your program guide. To download a free copy of this presentation, GO TO: www.familyreunion.kw.com/downloads

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