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Confronting Workers’ Compensation Issues in California The California Workers’ Compensation Crisis. John Burton February 2004. Insurance Rates per $100 Payroll Oregon DCBS Data. Insurance rates (dollars). Underwriting Results – Incurred Loss Ratio NAIC Data.
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Confronting Workers’ Compensation Issues in CaliforniaThe California Workers’ Compensation Crisis John Burton February 2004
Insurance Rates per $100 PayrollOregon DCBS Data Insurance rates (dollars)
Underwriting Results – Incurred Loss RatioNAIC Data Incurred losses as percent of premium
Underwriting Results – Net Investment Gain/LossA.M. Best Data Net investment gain as percent of premium
Underwriting Results – Overall Operating RatioNAIC Data Expenses minus investment income as percent of premium
Permanent Partial Disability: Frequencyper 100,000 WorkersNCCI/WCPR Data PPD claims per 100,000 workers
Permanent Partial Disability: Average Cash Benefits per ClaimNCCI/WCPR Data Thousandsofdollars
Permanent Partial Disability: Cash Benefitsper 100,000 WorkersNCCI/WCPR Data Millionsofdollars
PPD Cash Benefits as Percent of AllCash BenefitsNCCI/WCPR Data Percent
PPD Cash Benefits as Percent ofTotal BenefitsNCCI/WCPR Data Percent
Total Paid Benefits per $100 of WagesNASI Data Total benefits (cash plus medical) in dollars
Medical Paid Benefits as Percentof All BenefitsNASI Data Medical benefits as percent of total (cash plus medical) benefits
Medical Paid Benefits per $100 of WagesNASI Data Medical benefits in dollars
Cash Paid Benefits per $100 of WagesNASI Data Cash benefits in dollars