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This site is dedicated to both the home selling and home buying experience. We also have local real estate and mortgage experts to help in you sale, purchase, finance, and refinance.
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H HOUSE OUSE V VALUE ALUE S STORE TORE WHAT WE DO HouseValueStore.com the site and its mobile apps are dedicated to adding consumers with the following: home valuations, selling your house, refinancing your house, and finding homes and foreclosures for sale. This site is dedicated to both the home selling and home buying experience. We also have local real estate and mortgage experts to help in you sale, purchase, finance, and refinance. Our team, with help from Vestimates.com put together a sophisticated algorithm for obtaining a accurate assessment of home and property values based on 3 conditions of the property (Excellent, Fair, & Poor). We also allow users to receive updates on their home’s valuation as it changes by email. Its provide the best home valuations and real estate search experience.
Our search experience is simple yet complex and displays property “time on market” to make it easy to search for the latest properties. Our search results pages for homes are defaulted to show the homes that were most recently put up for sale first. We also have a Foreclosure Filter that allows users to only see homes from one or all of these categories: Foreclosures, Short Sales, Auctions, & HUD Homes. These subtypes of properties are also color coordinated for ease of use
3 Things you should absolutely do before buying your first house! 1.)Get Organized. Wanting to buy a home doesn’t mean you’re actually ready to do so. You have a lot of homework to do, especially when it comes to your credit. Know the credit score requirements of lenders and understand the different types of loans and their requirements. Make a list and check it twice before you apply for a mortgage, your credit score and purchasing power depends on it. 2.) Know your Debt-to-Income Ratio. According to the Credit Union National Association, a conventional home loan requires applicants to never exceed a debt ratio of 28 percent of their gross monthly income. You can improve your chances of securing a mortgage long before you start shopping for a home. Get a free rough assessment of how much "house" you can afford from a House Value Store Local Expert. They will calculate approximate mortgage payments for homes that are within your budget, along with taxes, insurance, and utilities. Take that calculated payment and compare it to what you’re paying now for rent. Bank the difference and use the money down the road for a down payment or closing costs on your home. The best part about this plan is that you can realistically see how much you can afford in a real-life scenario and scale down your payments if you need to. 3.)Save Every Penny You Can. Squirreling away money is something you should be doing, above and beyond saving for a down payment and closing costs. Lenders want to know that you aren’t scraping by, paycheck to paycheck. If you have three to six months’ worth of mortgage payments and living expenses set aside, they’ll view you as a viable applicant for a home loan. 4.)Lenders like the FHA will give you more options and wiggle room when they see you’ve built up a nice nest egg. As a homeowner, this money can be used to help cover emergency repairs and maintenance too. On average, you will spend 2.5-3 percent of your home’s value on repairs and regular maintenance. If purchasing a quarter-million-dollar home, expect to save $520- $626 per month. A solid emergency fund makes sense, raises your credit score, and ensures you won’t lose it all in the face of disaster.
HOUSE FOR SALE IN WILMINGTON Great opportunity for an owner occupant or investor to own a end unit townhouse. The property is located close to shopping, public transportation and major highways. This home offers many possibilities. The main level includes: hardwood flooring, large living room, dining room and kitchen. The upper level features three bedrooms and a full bath. The lower level includes: family room, powder room, utility room and access to the rear deck. this home is being sold strictly in as-is condition. No repairs will be made by the seller.
General Information BEDS 3BEDS BATHS 2 BATHS 1,450SQ FT LOT SIZE 0.07SQ FT LOT PROPERTY SQFT RESIDENTIAL STORIES 2 PROPERTY TYPE YEAR BUILT 1959 GARAGE 1 CAR GARAGE STATUS ACTIVE DAYS 5DAYS ON MARKET
Home valuation A property valuation report is given to the property owner to indicate the condition of the house and how much it is worth in the market. The report helps a buyer as well as a seller in assessing the value of a property. Property valuation in India has gained pace with the rapidly increasing demand for Real Estate in India. The property valuation company will give you a comprehensive property valuation report. Based on the property valuation reports, you can estimate the price of your property. Property Valuation Methods The property valuation methods and property valuation process depends on the location of the property, the quality of construction, maintenance of the property, proximity to major infrastructure developments and more. Safety and security of the apartment is another factor which is closely looked upon in the present times. A property located in or near the riot prone area has lower rates, even if it is in the best of location and filled with all the modern conveniences and amenities. Good connectivity of the property with the bus depot, railway station and airport adds the face value of the apartment or house. Following are important property valuation methods.
The Investment Method:The investment method of valuation is directly related to its income producing power. This method is a practical and discreet one, extending a fair view of the value of the property. It involves converting a property’s income flow (rent) into an appropriate capital sum. The Comparison (or Comparative) Method:This method is best for residential property or purchase of property not usually for investment purposes but for occupation by the owner. In this method, the latest sales figure of property in the market is devised. The Residual Method:his method is used when a property has potential for development or redevelopment. Residual valuations for property are regularly made by people who purchase residential properties that they believe could be made more valuable if money were spent on improvements and modernization. The Contractors Method:The Cost Method /Contractors Method of valuation of property assumes that a prospective purchaser would be prepared to pay the same amount for the premises as it would cost him or her to purchase a similar property elsewhere. The Investment Method The Profits Method The The Comparison (or Comparative) Method Contractors Method The Residual Method
The Profits Method:For certain types of property, capital value is estimated from the amount of trade or business conducted at the property. In these cases, the profits method is used to take the gross earnings and then deduct the working expenses, which are interest on the capital provided by the tenant and an amount for the tenant’s risk and enterprise. The remaining balance is the amount that can be paid in rent. Real Estate Either you wish to sale your home or you just want to buy a home in both the cases there are various aspects which you should have to consider. Before going to look a home you want make a list in your mind to know what kind of home you want to buy and how much is budget. These things allow you to find your ideal home. There is wide real estate industry which offers you better homer for sale which varies from size, exterior, interior and maintenance. There are so many kinds of luxurious ones, condos, apartments, penthouse and many more choices available. Residential real estate may contain either a single family or multifamily structure that is available for occupation or for non-business purposes.[2] Residences can be classified by, if, and how they are connected to neighboring residences and land. Different types of housing tenure can be used for the same physical type. For example, connected residents might be owned by a single entity and leased out, or owned separately with an agreement covering the relationship between units and common areas and concerns.
Loan Calculator 1.MORTGAGE CALCULATOR 2.REFINANCE CALCULATOR MORTGAGE CALCULATOR Calculate your monthly mortgage payment using the mortgage calculator below. A house is the largest purchase most of us will ever make so it's important to calculate what your mortgage payment will be and how much you can afford. Estimate your monthly payments and see the effect of adding extra payments. Use this mortgage calculator to calculate your monthly mortgage payments quickly and easily. Enter your home location and the desired home price in the fields below. In seconds, you will have an estimate of your monthly house payment.
REFINANCE CALCULATOR The refinance calculator is used to plan the refinancing of your loan with various choices: Possible cash out, refinance cost, and points are all considered. It will compare the monthly payment, total payment, interest, and offers the possibility to view the existing loan and refinanced loan side- by-side. Refinance Calculator to determine if it is worthwhile to transfer your home loan to another bank. To refinance a loan, you take out a new loan, and pay off the old one with it. Obviously, the new loan should offer you improved terms over the old loan. If the old loan involved the use of collateral (assets you own that guaranteed the load), they can also be used for the new loan. Sometimes a borrower will borrow a little extra during refinancing to take some equity out of an asset (known as "cash out" refinancing). A refinancing may also allow you to change the type of loan you are making, as you may wish to switch from a variable-interest rate loan to a fixed rate of interest. Whatever kind of loan you may have, there may be good reasons to refinance. Remember that, once you've made a refinancing deal, you'll have to live with it for a long time, so make sure you're happy with it.
Contact Sales/Support (800) 379-2950 General Support support@housevaluestore.c om Technical Support: techsupport@housevaluesto re.com Billing Support support@housevaluestore.com Mailing Address HouseValueStore.com 5701 Lindero Canyon Rd., Suite 1-204 Westlake Village, CA 91362