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Incentivized Wellness Plans. Motivating employees towards better health. Healthcare benefit costs. Year 2000 = $2,000 Year 2010 = $7,900. Personal Behavior. 72 – 76% of health care claims costs are due to an individual’s lifestyle.
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IncentivizedWellness Plans Motivating employees towards better health
Healthcare benefit costs Year 2000 = $2,000 Year 2010 = $7,900
Personal Behavior 72 – 76% of health care claims costs are due to an individual’s lifestyle. Source: 87.5% Indiana University-Purdue University, Fort Wayne (IPFW) Study, 2006
Cost of Health Risks Source: American Institute of Preventive Medicine 2005; American Journal of Health Promotion 1991, 1993, 2000; Milliman & Robertson 1995; Safeway analysis
Body mass index & health care costs: Source: Muse, D. (2007) Obesity in the Workforce: Health Effects and Healthcare Costs. Thomson Healthcare
Healthcare benefit costs Year 2000 = $2,000 Year 2010 = $7,900
Comprehensive Plan Awareness and incentive Intervention Work Environment
Delayed consequences Clayton Christensen, Page 161 The Innovators Prescription 2009
Fairness Auto insurance example Sources: MAX Insurance Company 2010
Incentive options Deductible Premium HSA contributions
Incentive example Sources: MAX Insurance Company 2010
5% of employees = 77% of claim costs
Sources: NEJM, Vol. 348:2635-2645 June 26, 2003 (No. 26) Obesity (2006) 14, 2259–2265; doi: 10.1038/oby.2006.265
Benefits to employers Source: National Business Group on Health, 2005