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Loans – The Costs, Types and Graphs. Home Loan Costs. Home Loan Application and Lender Fees Depending on the lender these fees will differ, but could include: Loan application fee Loan establishment fee Service fee Valuation fee Legal fees (mortgage related) Account transactions fees
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Home Loan Costs • Home Loan Application and Lender Fees Depending on the lender these fees will differ, but could include: • Loan application fee • Loan establishment fee • Service fee • Valuation fee • Legal fees (mortgage related) • Account transactions fees • Exit fees (or Deferred Establishment Fees)
More Costs • Lenders Mortgage Insurance • Mortgage Registration, Property and Mortgage Stamp Duty • Legal Fees • Building inspections • Pest and Termite Inspection
Let’s buy a house • ANZ Loan Fee Calculator
Types of Home Loans • Standard Variable Home Loan & Basic Variable Home Loan • Fixed Rate Home Loan • Combination or Split Home Loan • No Deposit – Low Deposit Home Loan • Introductory or Honeymoon Rate Home Loans • All-In-One Home Loan • Line of Credit/Equity Home Loans • Loc Doc Loan • Bridging Home Loan • Interest Only Home Loan
Reducing Balance Loan Graphs • Spreadsheet
Flat Rate Loan Graphs • Spreadsheet 2