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Health insurance grievance are increasing on a day to day basis, people are trying to reach out to insurance companies for their complaints but they didnu2019t get any proper response from them and if you are one of them, then we will help you. We at Insurance Samadhan has been an industry leader in the Insurance Grievance Space in India.<br>Visit us: https://www.insurancesamadhan.com/<br>
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What to Do If Your Health Insurance Claim is Rejected? • There could be many reasons for your claim to be rejected by the insurance company but your first step should be whenever you face insurance claim rejection is to wait for a letter of rejection or a letter of repudiation to come in response to your claim request from the insurance company. • There are 3 reasons why insurance companies rejects your claims:- • Poor Documentation - The claim rejection letter or repudiation letter which you will receive after your claim has been rejected includes all the details of the document which were missing and you need to complete all those details to get your claim.
Pre-Existing Diseases - When you are filing for your claim and your claim has been rejected by the insurance company stating the fact that you didn’t disclose details about your pre-existing diseases along with your current disease for which you have been admitted to the hospital. Now at this stage you can raise a dispute against the insurance company and this situation can only be resolved if you have proper documents to prove your previous medical history to the insurance company. • Waiting Period - There are some disease which are not covered in your health insurance, which may have exclusion and waiting period on them, so you have to be aware about those details too.
If one of these reasons are present in your letter of rejection and you are not satisfied with the explanation that the insurance company gave you, then you can go to the grievance cell of the particular insurance company for health insurance grievance or you can reach out to Bimalokpal and IRDA regarding your complaint, but all these processes are very time taking and may require expertise in the insurance grievance sector. And we know the fact that people generally don’t have the time and knowledge to go after the company and fight for their claims, that’s where we come into the picture. We at Insurance Samadhan are disrupting insurance ecosystem with our complete tech based platform, we are revolutionizing the biggest problem of mis-selling and claim settlement in the insurance sector. We help people get their genuine claims back, for more stories of our customers related to claim rejection and mis-selling visit our YouTube channel.
