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Protect Your Health & Your Wealth Customized Plans That Pay YOU!. If you could not work because of an Illness or Injury. Would you want to maintain your current standard of living?. Do you believe your government would provide you enough assistance?.
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Protect Your Health & Your WealthCustomized Plans That Pay YOU!
If you could not work because of an Illness or Injury. . . Would you want to maintain your current standard of living? Do you believe your government would provide you enough assistance? Do you believe financial stress can cause serious health problems?
LET’S LOOK AT THE FACTS: Over 50% of U.S bankruptcies result from out-of-pocket medical expenses Almost 80% of the people who filed a medical bankruptcy HAD HEALTH INSURANCE! Every hour nearly 3,000 Americans become disabled & only 29% are able to cushion the financial blow!
You can avoid medical bankruptcy & financial stress by owning an Income Protection Plan Income Protection Disability Critical Illness Accident Plan HEALTH INSURANCE POLICY Life Insurance
-Dr Marius Barnard, Founder of Critical Illness insurance and assistant surgeon in the first successful human to human Heart Transplant.
Picture Yourself on the way to the Hospital or the ER. . Why are you going? For an Illness or Injury?
Our plans include Income Protection Options Critical Illness- Lump Sum Benefit $5K-$100K + Cancer (Life Threatening) Heart Attack Stroke Paralysis Heart Surgery End Stage Renal Failure Major Organ Transplant Advanced Alzheimer’s Disease Loss of Independent Living Accident Expense pays per accident 15,000 Benefit Per Accident No coordination of benefits with other health plans. The plan pays you! Disability Income Your income is your most valuable asset! Your can protect it up to 60%-70% of your income!
Life Insurance; Its never too late to protect your family’s future! We Can Help You Decide! Term insurance $ You purchase coverage for a specific price for a specified period. If you die during that time, your beneficiary receives the value of the policy. There is no investment component. Universal life (UL) $$ You decide how much you want to put in over and above a minimum premium. The company chooses the investment vehicle, which is generally a conservative, guaranteed investment. The advantage of the universal life policy is its premium flexibility, adjustable death benefits and loan/withdraw options. Final Expense $-$$$ Permanent Whole Life insurance. Usually has a smaller benefit 2k-50K. Guaranteed Issue Options Available
Savings & Retirement Do you believe Social Security will provide you enough income to retire? Do you know how much money you will need when you do retire? Are you happy with how much you have in your current retirement plan?
If your take home pay were to be increased by $25 per week, what would really happen? Would you: • Buy a new car • Buy a bigger house • Eat nutritionally better • Save it or • Spend it • What if your take home pay decreased by $25 per week, what would really happen? Would you: • Sell your car • Sell your house • Eat nutritionally worse, or • Would there be no major change? • Hypothetically, if your bank planned a promotion and announced that it would place a vault full of money in its parking lot and let all its customers line up single file to grab as much money as they could carry, where would you like to be in that line? • First • Middle • Last
Of course you would like to be first! But are you really putting yourself first? The number one fundamental rule for accumulating money for any reason is: Pay Yourself First Take a portion of what you earn and set it aside and save it before you can spend it.
If take Home Pay Decreased $25 a week… No Major Change Take Home Pay Decreases $25 a week… No Major Change
$25 per week could change your future! Example of a custom estimate: Age: 34 Amount Saved: $25 per week Length of time: 10 Years then stop Result at age 65: A potential total benefit worth approximately $1.5 Million. Saving to age 65 could result in a benefit of approximately $3 Million.
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Take a moment to consider a friendor family member Family, Friends or Co-Workers who: Recently Married? Self Employed? Play Sports? Self Insure ? Rely on their Ability to Work to support their way of Life