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high risk merchant account

We are a high-risk processor and we have enough security measures in place to identify fraudulent transaction or any other online fraud. Our anti-fraud systems<br>are so intelligent that they can identify fraudulent transaction by the pattern of the card numbers and email address, so don't worry we are always here to suppo<br>our merchants, till the time the merchant is doing genuine sales, and customers are happy with the purchase.<br>

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high risk merchant account

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  1. WWW.IPAYTOTAL.COM CustomizedPaymentSolutionsforHighRiskBusinesses

  2. •OurMission •RiskLogic •Whoweare •WhatcanyouexpectfromIPayTotal? •Security •ApplicationProcess •Industrieswecater •KeybenefitsofchoosingiPayTotal •Integrations •DocumentsrequiredforMerchantAccount •OnlinecardPayments •ContactUs

  3. HereatiPayTotal,weareworkingwithahighlyexperiencedandwell educatedteamtoattainourmissionofprovidingCustomizedPayment SolutionsforHighRiskBusinessesaroundtheglobe.Withmorethana decadeofexperienceintheindustry,wehavesetabench-mark. Fromexpertguidance,24/7supportandcare,fairtransparent interchangepricing,innovativesolutionstosecuringourclientsfrom fraudservices,iPayTotalhasbeenworkingwiththeaimforthe bettermentofbothlow-riskandhigh-riskbusinesses. Irrespectiveofthesize,type,locationandriskinvolvedwithyour business.Wehavethecapabilitiesandpassionofgettingtheright paymentprocessorforyourbusiness.Weworkhardtohaveyour accountapprovedassoonaspossiblewiththebestrates. Ourmissionistobecomeyourbusiness’bestcompanionandhelpyou growyourbusinessinnewdirectionsandprovideeverypossible supportyourbusinessneed. WEUNDERSTAND!WESUPPORT!WEPROTECT!WECARE!

  4. Weareahigh-riskprocessorandwehaveenoughsecuritymeasuresinplacetoidentifyfraudulenttransactionoranyotheronlinefraud.Ouranti-fraudsystemsWeareahigh-riskprocessorandwehaveenoughsecuritymeasuresinplacetoidentifyfraudulenttransactionoranyotheronlinefraud.Ouranti-fraudsystems aresointelligentthattheycanidentifyfraudulenttransactionbythepatternofthecardnumbersandemailaddress,sodon'tworrywearealwaysheretosuppo ourmerchants,tillthetimethemerchantisdoinggenuinesales,andcustomersarehappywiththepurchase. OurPaymentGatewayhasaninbuilt‘Risk’logicwhichcansniffoutapossiblefraudfasterthanaK9squad.Let’ssayamerchantwhogets3-4onlineordersina daysuddenlystartstoget300dailyorders.Asuddenspikeintransactionvelocity(numberoftransactionsperminute/hour/day),volume(amounttransactedfor orpattern(internationalordersforalocalbrand)isanindicatoroffraudandoursystemsimmediatelyflagsuchtransactionsforfurtherinvestigations. Our‘Risk’logicalsohas72oddrulesformonitoringthethousandsoftransactionsonourpaymentgatewayonadailybasis.Thislogicisdesignedaccordingtoth merchant,andourlogicpathwaycaneasilydifferentiatebetweenstandardday-to-daytransactionsandthosethatcarryahighprobabilityofrisk. Everytimeacardisusedforpayment,ourgatewayconnectswiththecardprovidertocheckifthecardhasbeenhotlisted.(Hotlistingmeansthatthecardhas beenblockedtemporarilyorpermanentlyforuse).Thisisdoneinreal-timesothataverifiedtransactionisstillcompletedwithinseconds,whilethesuspiciousone getflagged. Wealsousegeographicalandpattern-basedtransactionmonitoring(asfordetectingmerchantfrauds)toidentifysuspecttransactions.Thishelpsusinpreemptin andpreventingchargebackfraudsandothertypesofcustomerfrauds.Wehaveahitratioofbeingabletoidentify85%offraudulentcasesinadvance. Webelieveitisoftheutmostimportancethattheneedsandexpectationsofclientsaresystematicallydefinedandtranslatedintoprerequisitesthatarefullymet throughthecorrectapplicationoftheQualityManagementSysteminordertoalwaysensurethehighestdegreeofsatisfaction.Rightfromtheofferstage,we establishthemosteffectivecommunicationpossiblewithourclientsandthatenablesustodeterminetheprerequisitesandthentranslatethemintothedesignan creationofproductsandservices. Wetrulyunderstandtheimportanceofqualityandvalueofgoodcustomerservice.That’swhywearetheleadingprovidertooffer24/7support.Wehavehighl qualifiedengineersavailabletoprovideyouwiththehighestlevelsofserviceintheindustry.Wetryourlevelbesttoprovidetheserviceofaproficientleveltoo valuedcustomers.

  5. WHOWEARE Weareateamoflike-mindedpeoplewhodo business,generateideasandrealizethem.At iPayTotal,wecombineourtechnicalskillswith oursimple,straightforwardapproach. Regardlessofwhetheryourequireastart-up merchantsolution,asubscriptionaccount,a pharmacymerchantaccount,atravel merchantaccountorsetupanoffshore merchantaccount,iPayTotalcanhelpyouset upwithlowestratesandnohasslesforyour highriskbusinessesforyourhighrisk merchantaccount. iPayTotalprovidesend-to-endhighrisk merchantaccountpaymentsolutionsfor businessesandconsumersaroundthe globe. Webringtransparencyandstandardsto thehigh-riskpaymentprocessing industry,providingbusinesseswiththe mostcompetitivedealsinhighrisk merchantaccountssuitedtotheirneeds –notjustfornow,butlong-term.

  6. WhatcanyouexpectfromIPayTotal? BESTSOLUTIONAT ACOMPETITIVE PRICE WEGETYOU APPROVED WEMINIMIZEYOUR CHARGEBACKS WEARETRULY GLOBAL OurmultipleAcquirer Ourin-housechargeback managementtoolscanlower chargebacksby72%. WithiPayTotalyouget instantglobalreachand internationaldistributionis built-in.Allthis,withasingle integration relationshipsensure99%of accountsareapproved. iPayTotalprovidesbest-in- classHighRiskMerchant Accountservicesatthemost competitivefees.

  7. EASILYACCESSIBLE 24/7SUPPORT Ourservicesareavailable viaaneasyonline application. Youcanemailoruseskype totalktousoryoucan speaktoarealpersonover thephone24/7.

  8. iPayTotal’sAdvancedDetection&MitigationTechniquesfor creditcardfraudprotectionareasafeguardforyour customersfromtheever-growingcreditcardanddata breachesaroundtheglobe.Ourindustry-leadingThreat Managementserviceminimizesyourbusinessrisk,withone efficientglobalsolutionagainstemergingsecuritybreaches andattacks.Creditcardprocessingbusinessesprovide aroundtheclockclientandtechnicalsupport.

  9. SigninguptoiPayTotalisfreeandtakesunder5minutes. Tosignupwithusyouneedtoregisteronouronlineapplication portal.Thiswillallowouragentstostarttheprescreeningand assessmentprocess.Withprovidedinformationaboutyour company,natureofbusinessandsalesvolumesummary,weare abletonarrowdowntofewacquiringbanksonwhichyournew merchantaccount.Within1-3businessdaysafterreceivingyour applicationform,wehaveagoodideawhichbankingpartnersare abletoconsideropeningamerchantaccountforyourbusiness. Basedonpre-approvalinthepreviousstep,wecan proceedwiththeactualapplicationprocesswiththe bankingpartnerorselectedpaymentprovider.Inthisstage, you’llbeaskedtoprovideanyotherdocumentsrequiredby thefinancialpartnerasaccordingtoyourspecificneeds. Oncetheapplicationisapproved,youaresentthe integrationandMIDdetailstostartintegrationonyour website.

  10. FOREX Aforexmerchantaccountcanbedefinedasatypeof merchantaccountdesignedspecificallytoprocess transactionsbyforexbrokeragefirmsinasafe,secureand timelymanner. WithiPayTotal’sForexmerchantaccounts,wewillprovideyou accesstogreatbenefitsthatwillallowyoutodrivesalesand makeprofitswithouthavingtoworrythatunsustainable conversionandtransactionfeesthatareeatingupthe majorityofyourrevenue. Partofourforexmerchantaccountpackageistheabilityto acceptpaymentsinmultiplecurrencies.Youwouldbeableto acceptpaymentsintheworld’smostpopularcurrencies, includingUSdollars,Britishpounds,Euros,andmanymore. r

  11. CRYPTOCURRENCY(EXCHANGES,PURCHASE) iPayTotalisabitcoinpaymentprocessorandisoneofthe biggestplayersinmerchantservices.Wehaveearnedthis placeintheindustryasweprovidebestInternetmerchant accountservicesatextremelycompetitiverates. iPayTotalcombinesthecorecapabilitiesofanacquirerwith thoseofapaymentserviceproviderandaddstheregulatory possibilitiesofarenownedbankintoourserviceportfolioat leadingedgeprices.iPayTotalisaninnovationdriverforthe areasofcryptoexchanges,ICOs,andwallets.

  12. CBD(LICENSEDANDUNLICENSED) iPayTotalisaCBDpaymentprocessorthatprovidesCBD merchantswithpremiumhigh-riskmerchantservices.We utilizeavarietyofprocessingtechniquestoensurethatCBD merchantprocessingisasmoothandsimpleprocessforour high-riskCBDMerchantAccount. AsaCBDpaymentprocessor,iPayTotalworkshandinhand withCBDmerchantstoprotecttheirbusinessesfromaccount closures,fraud,andchargebacks.Weofferaward-winning fraudandchargebackprotectionandhavestrong relationshipswithover40bankswhoworkwithhigh-riskCBD merchantaccountsbothintheUnitedStatesandoffshore.

  13. GAMING(LOTTERIES,ONLINECASINO) AtiPayTotal,weofferdedicatedsupportfromateamwith decadesofexperienceinpaymentprocessingforonline gaming.Ourinternationalnetworkofbanks/partnerswho areexpertsinonlinegamingmerchantaccountsandpayment processingsystems,provideyouaccesstothemost competitiveratesandensuresyouhaveresiliencyinthe business,operatingacrossmanydifferentacquiringbanks thatcanallbeplacedonourgatewaywithouttheneedfor individualintegrations,savingtimeandmoneyonlinegaming merchantaccountsetup.Wecanalsohelptoreduceyour foreignexchangeexposuretofurtherimproveyour profitability.

  14. KEYBENEFITSOFCHOOSING iPayTotal Wehave5-starsratedonlinesupportsystem working24hoursaday,7daysaweek. Itworksonadesktop,mobile&tabletoras anonlineappviayourbrowser. Fullybrandedpaymentgatewaysolution withyourownURLQuickMarketEntrance withownbrand. Detailedinformationisalwaysavailablein thepalmofyourhand.

  15. RiskManagement&Fraudprevention system Alldatastoredonuserdevicesduetothe end-to-endalgorithm. It’saseasyascopyingtheAPItokenand integrateitintoyourwebsite.Gainaccessto solutionsthataresafe,reliable,andmeetor beateveryindustrystandard.Advanced APIdocumentationforcustomintegration withathirdparty.

  16. API Itisasetofintegrationprotocolsandruleswithinour paymentgateway.Creditcardinformationiscapturedonthe merchant’spaymentpage. HOSTEDPAYMENTPAGE(HPP) HPPappearswhenamerchantisredirectedtoanoff-site paymentpageprovidedbyus.Thispagecanbebrandedand customizedaccordingtoyourexpectationsandneeds.

  17. VIRTUALTERMINAL(VP) ThankstotheVT,merchantscanacceptMO/TO(card-not- present)transactions.Suchoperationstakeplacewhenthe customerdoesnotphysicallyshowhiscardtothemerchantto makeapurchaseandcompletepayment.Telephone,mail,and faxordersrequireaccesstotheVirtualTerminal. PLUGINSTOCMS Also,weofferintegrationswiththedifferentpaymenttools, shoppingcarts,andCMS

  18. •3Month'sRecentBankStatements(personalorbusiness) •3Month'sProcessingStatements •ValidDriver'sLicenseorPassportorStateID •VoidedCheckorBankLetter •ValidWorkingWebsite(requiredforeCommerce) •IfWebsiteIsUnderConstructionNeedMarketingCollateral(requiredforeCommerce) •WebsiteMustHaveTerms&Conditions(requiredforeCommerce) eCommerceSitestoInclude: •Refund/exchange/cancellationorapplicablewarrantypolicies •Businesscontactinformationincludingbusinessaddress(city,state,country),phone#,ande-mailaddress •Asecurecheckoutpage •RecentHomeUtilityBill •ArticlesofIncorporation •TaxEINLetterfromtheIRS •MOTOQuestionnaire •EndUserAgreementsorContractswithyourCustomers/FulfillmentAgreementswithyourSuppliers •ListofAllNutraceuticalProductsOfferedonyourWebsite(ifapplicable) •2YearsFiledBusinessorPersonalFinancialDocuments •LetterSigned/DatedbyYouTheMerchantwithyourCorrectHomeAddress •ScreenshotsConfirmingProofofDomainOwnership`

  19. It’snosecrettheworldhasbeenchangingbeforeoureyes,sowhyshoulditbedifferentforpayments?It’snosecrettheworldhasbeenchangingbeforeoureyes,sowhyshoulditbedifferentforpayments? Fromcashtodigital,fromplasticcardstomobilewallets,fromcashregistersatthefrontofshopstotabletsbroughttoyou,everything evolvingwiththeshiftoftechnology.Andtechnologyshiftsevenmoreascommercedemandsnewfeatures. Today,consumersareexperiencinganoutburstofchoiceswhenitcomestohowtheyshop,pay,interactandconductcommerce.New financialandcommercesolutionsareintroducedeverydaywithapromisetosimplifyandimprovecustomers’lives. Onlinedebit/creditcardpaymenthasemergedasthecommonlyacceptedandfamousfinancialtool. Themainadvantagesofonlinecardpaymentsare: ·Cardsaremuchmoreeasyandsafetocarryincomparisontocash. ·Wecaneasilykeepelectronicrecordoftransactions.Italsohelpsintrackingyourspending. ·Aresponsibleuseofcreditcardbuildsahealthycreditcardhistorywhichcanhelpyouinfutureforotherfinancialbenefits. ·Discountsandrewardsarealsoofferedonusingcards. ·Muchmoresecurethancash.Inthecaseofpotentiallyfraudulentactivity,analertmaybesenttoyouviacall,emailormessage. ·Youcanmakepaymentatanytimefromanypartoftheworld.

  20. MAILINGADDRESS 60WindsorAvenueLondon EnglandSW192RR EMAILADDRESS support@ipaytotal.com PHONENUMBER +448007765988 +18452154017

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