Offerings for Venture Capital / Private Equity

1. Offerings for Venture Capital / Private Equity

2. Agenda • About YES Bank • Knowledge Banking Approach • Transaction Banking Group • Cash Management Services • Foreign Currency Remittances • Capital Markets & Escrow Account Services • YES Bank Proposition for Employees

3. About YES Bank The only ‘Greenfield’ private sector bank to be set up in the last decade Owner – Managers : Building the Professionals Bank of India Professional management team with the highest ownership levels among all banks Knowledge Banking - Key Differentiator for Corporate, Commercial and Business Banking Integrated product offering with ‘One-Bank’ customer proposition Unique Approach to Technology Outsourced model enhancing scalability; cutting edge features driving Retail Consistent Financial Performance FY2009 PAT: INR 3038 million; ROA: 1.52%; ROE : 20.7% Receive the No. 1 Emerging Markets Sustainable Bank of the Year award at the FT/IFC Sustainable Banking Awards Received the Most Innovative Bank in India award at The New Economy Annual Banking & Finance Awards in London YES BANK has been recognized among the World’s 25 ‘Unsung’ Innovative Companies by the Business Week magazine in April 2009

4. 3-Way Matrix Structure: Relationship-Product-Knowledge PRODUCTS Investment Banking / BBFA Transaction Banking Group CASA / Wealth Management Development & Knowledge Banking Corporate Finance Financial Markets C& IB ECB Relationship Managers BB Retail KNOWLEDGE SECTORS Food & Agri Business Information Technology Retailing & Consumer Markets Realty Banking CSR & Sustainability Transportation Tourism & Hospitality Pharma / Life Sciences / Healthcare Media, Entertainment, Arts, Luxury & Sports Banking Economics Knowledge Banking Agri & Rural Banking Gems & Jewelry Power & Telecom

5. Knowledge Banking - Money Doctor Approach • YES BANK Awarded The Financial Insights Innovation Award in 2008 and 2009. • Only Indian Bank to receive the accolade amongst 150 nominations across ASIA/PACIFIC • Awarded best “Electronic Payments Project” – 2008 • Awarded best “Direct Banking Strategy” - 2009 • YES BANK Awarded “The Most Innovative Bank in India” award at The New Economy First Annual Banking and Finance Awards December 2008 • Only Indian Bank to have won this award • YES BANK Awarded the QimproBestPrax Compass Award for Innovative Practices in Customer Service Channels in 2009 • Short listed amongst 62 participants for the Final Round • Selected for Approach, Deployment, Learning, INNOVATION & Integration with Organizational needs

6. Trade Finance & Services Capital Markets & Escrow Account Services Direct Banking Services Cash Management Services (CMS) Transaction Banking Services One-stop Bank for all your Transaction Banking needs • Letters of Credit • Bank Guarantees • Buyer’s/ Supplier’s Credit • Pre / Post Shipment Credit • Inward / Outward Remittances • Regulatory Advisory • Channel Finance • Receivables Management • E-Collect • Speed Clearing • EDC Machines • Drop Boxes • Direct Debit • Payables Management • Electronic • Physical • Mobile • Cards • Bankers To Issue Services • Interest/ Dividend Payout Services • Escrow Account Services • Product Delivery • Transaction Initiation • Internet • Mobile • ATM • Cards • Information Delivery • Money Monitor • Service Delivery • IVR based Contact-Centre • Expanded the scope of customer service from transaction execution to information facilitation serving the core objective of optimum management of all operational, administrative and regulatory activities • Dynamic, integrated & comprehensive product suite, strong delivery channels and deep rooted knowledge on key industry verticals

7. Cash Management Services

8. Foreign Currency Remittances Inward / Outward Remittances YES Advantages • Structured Product offering for availing subsidized remittance pricing • Nostro Accounts in 14 currencies including AED, CHF, NZD, ZAR, SEK, NOK • Inward / Outward remittances (FDI, ECB, Consultancy, Invisibles etc.) • Dedicated desk for regulatory compliances • Regular Updates sent on regulatory / compliance guidelines • World class services with global footprint • Strategic tie-ups with international correspondent banks • Enhanced Information Management • Transaction status alerts • Outstanding reports • Inbound transaction MIS YES Bank provides a portfolio of Trade Finance Products and Services that addresses all business requirements across the value chain from procurement to realization.

9. Capital Markets & Escrow Account Services Escrow Account Services YES Advantages • Business Transfer Arrangements • Collection and Monitoring Arrangements • Credit Linked Structures • Equipment/ Property Lease Rental Discounting • Open Offer Transactions • Sale and Purchase of Shares • Trade backed Arrangements • Trust and Retention Accounts • Experience in Regulatory and Compliance Advisory • Seamless coordination with Escrow parties and Intermediaries • Faster Turnaround Time (TAT) • ISO Certified Back Office • Experience in structuring complex Escrow transactions At YES Bank, we have established a ‘Truly Integrated’ model leveraging the ‘state of the art’ technology platforms to cater to your Capital Market & Escrow Account requirements.

10. YES Bank Proposition for Employees YES Corporate Payroll Solution

11. Zero Balance Account Gold and Silver International Debit Card Access to over 1 MM Global ATMs and 10 MM Shopping outlets Transactions on 32,000 Mastercard ATMs across India Funds Transfers across the country through RTGS/NEFT Multi City Cheque Book Personal Accident Insurance Utility payments to 118+ billers across India YES Corporate Payroll Solution Free Services Unique Features • Money Monitor – Aggregate over 10000 financial accounts and accounts on one screen • Mobile Payments – Pay anyone using just the mobile number – to any account holder with any partner bank instantaneously – 24 X 7 • Financial Planning and Wealth Advisory • Book Mutual Funds Online, e-shopping, air ticket booking, tie-ups with top e-broking Agencies • YES TOUCH Services: Internet Banking, Mobile Banking • Personalized Service through a Dedicated Relationship Manager

12. Money Monitor • Aggregate more than 10000 financial accounts across the globe on a single page • Manage your Cash Flow through a single click! • You can Track: • Expenses • Define Financial Calendar • Rewards Manager • Do Budget Analysis

13. YES Bank Mobile Payments • Solutions • Send money – Transfer money using only mobile number • Get Money– Request money • Balance – Check bank account balance • History – Details of last few mobile payments transactions • (Future)– Prepaid top-ups, utility bill payments, merchant payments, cash management etc • Advantages • Instantaneous – Funds get transferred within couple of minutes! • Available 24 x 7 – Anytime, anywhere (within network coverage) • Inter-bank solution – works across any partner bank • Highly secure – Very stringent security standards and usage of a 4-digit PIN

14. YES Travel Card • Prepaid Card Travel Card • USD Currency • In association with J P Morgan Chase Bank and VISA • Card can be issued to any resident / NR / foreign national . Also to corporate personnel who travel abroad for official purpose. • Free access to 9000 Chase ATM’s across United States. • Dedicated Contact Centre in United States • This product is a superior option as compared to : • Traveler's cheque • International Debit / Credit Cards. • Cash

15. THANK YOU