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Indira Kranthi Patham – Conceptual Framework. GOAL Empowering & Integrating Poor. Political Integration PRIs/Zilla Parishads. <<<Ripple EFFECTS Planned>>>. Economic Integration Markets/Institutions (E.g. Banks, Dairy Fedn., etc.). Mapping Needs vs. Actions 3-5 Years.
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Indira Kranthi Patham – Conceptual Framework GOALEmpowering & Integrating Poor Political Integration PRIs/Zilla Parishads <<<Ripple EFFECTS Planned>>> Economic Integration Markets/Institutions (E.g. Banks, Dairy Fedn., etc.) Mapping Needs vs. Actions3-5 Years Social Safety Net Livelihoods Menu Pensions Disability Gender NREG Jobs/Skills Imparting Land Dairy Marketing Basic Institution/Trust Building Platform Trust Building2/3 Years Microfinance Community Investment Fund Food Security Key Success Metric: Extent of reduction in the number of people below economic, social, institutional and economic poverty Institutional Architecture SHG VO Mandal/Block District State Function Focus Mapping Needs vs. Actions Implementation Operational skill support Coordination Monitoring & Replicability Strategy
Key impacts: 1. Outreach – to cover all rural poor • Intensive and campaign based approach to cover all left over poor into S.H.Gs (2003-04 onwards) • S.H.Gs in all villages of AP • More than 90% of rural poor organised • 87 lakhs rural women organised into 688,000 S.H.Gs (upto March 2007) • (35% of all S.H.Gs in India country are in A.P) • Own savings : Rs.1340 Crores, and a Corpus of : Rs. 2990 Crores • 31,500 VOs and 946 MSs formed • Universal coverage of all poor – by Mar, 08
Targeting of poor Who are the target beneficiaries? • All Below Poverty Line (BPL) families, with focus on poorest of the poor How are they going to be selected? Community targeting Basis : Participatory identification of poor (PIP) and B.P.L Survey Process : Steps: • Positioning of trained Mandal Resource Teams for 2-3 days in each habitation. • Appraising the PIP process to the community • Social Map done in public place with community participation. • Vulnerability analysis done on the basis of Social Map. • Well being analysis done with community identifying the poorest of poor, poor and non-poor households in the village. • BPL Survey • Reconfirmation of data collected in the Gram Sabha • Final validation of classification of households through Gram Panchayat resolution.
Targeting of poor: PIP and B.P.L survey has been conducted for the entire State: • No. of Habitations: --- 45000 • No of Mandals: --- 1096 • No.of Districts: --- 22 • No. of District Resource Persons 196 • No.of Mandal Resurce Persons (MRP)>15000 • No.of CCs: --- 2622 • MRP team spends 2-4 days in each habitation
Targeting of poor: • Results of the PIP/BPL survey: • 142,09,166 Rural Households in the state • 55% (78,83,479) households categorized as poor • 18% ( 25,79,484) house holds categorized as poorest of the poor. • The PIP process enables the government to target all antipoverty programmes towards the poorest of the poor.
9000 6500 3063 2001 1017 454 197 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 Financing the poor – S.H.G bank linkage 40% of All India Bank linkage in A.P Rs. crores 754
The ‘Spread’ of Financial Inclusion • Whether urban or rural, the spread is ‘wide’ in non-poor vis-à-vis poor
Which approach is better to reach the poor? Opening of ‘no frills’ account Issue of general purpose credit card Through SHGs or/and
Successful pilots being universalized • Micro credit plans of SHGs and VOs for accessing CIF and bank-linkage • Food security • Commodity Marketing • Life, health and asset insurance • Non-pesticidal management • Community managed milk procurement