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New Employee Orientation 2014-2015

New Employee Orientation 2014-2015. Insurance & Benefits Division. Welcome!. Insurance & Benefits – 768-3758 or 311 Who is Eligible? Spouse, Natural Children, Stepchildren, Adopted Children, (up to age 26); Domestic Partner, Domestic Partner Children

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New Employee Orientation 2014-2015

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  1. New Employee Orientation 2014-2015 Insurance & Benefits Division

  2. Welcome! • Insurance & Benefits – 768-3758 or 311 • Who is Eligible? • Spouse, Natural Children, Stepchildren, Adopted Children, (up to age 26); Domestic Partner, Domestic Partner Children • Domestic Partner eligibility requires additional information, please see pages 2 & 3 for more information • Who is Not Eligible? • Temporary employees, Seasonal employees, Ex-spouses, grandchildren

  3. Member Responsibility Cont. • Coverage Begin & End Dates – • New Hires , Newborns, New spouse • End dates- coverage ends the date a dependent ceases to be eligible • Timely submission of “Proof of Relationship” • Timely notification of Life Status changes/ Qualifying events (31 days)

  4. MemberResponsibility • No Double Coverage • Medical, Dental, & Vision are taken pre-tax, elections can not be changed unless there is a Qualifying Event • Payment of Premiums (LWOP/FMLA) • COBRA

  5. Employee Assistance Program • Employee Counseling (page 5) • Crisis Intervention • Referral Services • Both employees and family members • Health Education classes • CPR, AED training, violence prevention, etc. • CONFIDENTIAL

  6. BetterHealth – Health & Wellness Program • Mammography Van visits every May & October – no co-pay • Colorful Choices • Diabetes Academy • Nuvita Fitness Challenge • On-site Flu Shot Clinics (September thru November) • Health Fair and Screenings every November • PHA – Personal Health Assessment (free $25 gift card)

  7. RATES Benefits, Choices and Cost

  8. Medical Insurance Employee pays 20% City pays 80% (Bi-Weekly) EmployeeCity Total • Single$39.58 $158.32 $197.90 • Couple$80.53 $322.12$402.65 • S/Parent$63.58 $254.30$317.88 • Family$116.22 $464.88$581.10 • Presbyterian Plans • Active • Family • Independent • Comparison on pages 11 & 12

  9. Medical Insurance Cont. • Unique Services Reimbursement (page 11) • Value-Added Benefits • NurseAdviceline, discount services, mail services, online tools (pages 14-17) • Mobile Clinic dedicated to all participants • Goes to various locations • No copay/Not subject to deductible (page 15)

  10. Dental Plans Employee pays 20% City pays 80% (Bi-Weekly) Employee City Total • Single$2.84 $11.34 $14.18 • Couple$5.73 $22.94 $28.67 • S/Parent$6.30 $25.20 $31.50 • Family$8.53 $34.11 $42.64 • Delta Dental Plan • Two networks PPO and Premier – No need to choose, you have BOTH! • Plan Overview on page 21

  11. Vision Plan Employee pays 20% City pays 80% (Bi-Weekly) Employee City Total • Single$.44 $1.76 $2.20 • Couple$.88$3.52 $4.40 • S/Parent$.94$3.77 $4.71 • Family$1.53$6.13 $7.66 • Vision Service Plan (VSP) • $105 allowance on any frames (Every other plan year) • $115 allowance for contacts (Every plan year) • Plan Overview on page 22

  12. Term Life Insurance Basic & Voluntary Life • The Hartford Basic, Voluntary, Spouse and Dependent Life Insurance. • Basic Life Insurance is 140% of base annual salary up to $50,000 paid for by the City. • Term Life - No evidence of insurability required for coverage up to $250,000 • Maximum coverage amount 7 times annual salary not to exceed $500,000 • EOI required for amount over $250K

  13. Dependent Life Insurance • Spouse coverage • Coverage can not exceed employee’s coverage • Employee must have coverage • Plan Overview on page 23 • Dependent Children • Covered up to a maximum of $10,000 • Employee must have coverage • Enhancements • Funeral Planning, Concierge Services, Travel Assistance and ID Theft Protection Services.

  14. Disability Insurance • The Hartford STD/LTD Insurance • Short Term Disability(STD) • Guaranteed Issue no evidence of insurability(EOI) • Benefit starts to pay after 30 days of disability • Benefits paid weekly • Long Term Disability(LTD) • Benefit starts to pay after 180 days of disability • Plan Overview on page 24 & 25 • Benefits paid monthly

  15. Flexible Spending Accounts • MedicalCareReimbursementAccount • Annual maximum $2,500 • Minimum amount $260 ($10 a pay check) • Plan Overview on page 26 • Dependent Care Reimbursement Account • Plan maximum $5,000 • Minimum amount of $260 ($10 a pay check) • Plan Overview on page 26 • Parking and Transit Plan • Plan maximums for both plans is $230 a month • Pay for work related parking and mass transit costs • Plan Overview on page 27

  16. TAX SAVING EXAMPLE

  17. Voluntary Benefits • Auto & Home (Travelers) • Overview on pages 28 & 29 • Legal Insurance (ARAG) • Overview on pages 30 & 31 • Long Term Care (John Hancock) • Overview on pages 32 & 33

  18. Voluntary Benefits Cont. • Deferred Compensation • Supplemental Retirement Plans • ICMA-RC • Nationwide • VALIC • Plan Information and contacts on pages 34 & 35

  19. Insurance & Benefits Division ofHuman Resources Department Contact Information • (505) 768-3758 or 311 • Email: employeebenefits@cabq.gov • On Line: www.cabq.gov/jobs/insurance-benefits • Pages 36-37 include websites and phone numbers to all vendors Questions ? REMINDER – Turn in Basic Life Insurance Beneficiary Designation form NOW.

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