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VA Benefits and Services

VA Benefits and Services. Veterans Affairs Veterans Benefits Administration All VA benefits - Compensation, Education, Home Loan Guaranty, etc. Administered by VA Regional Offices Veterans Health Administration All VA health care services

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VA Benefits and Services

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  1. VA Benefits and Services

  2. Veterans Affairs Veterans Benefits Administration All VA benefits - Compensation, Education, Home Loan Guaranty, etc. Administered by VA Regional Offices Veterans Health Administration All VA health care services Administered by VA Medical Centers, Ambulatory Care & Community Based Outpatient Clinics, etc. National Cemetery Administration National and State Veterans Cemeteries Headstones & Markers Presidential Memorial Certificates

  3. Compensation Benefits

  4. Disabilities are rated from 0% to 100% VA rating is independent of any military rating Payments begin with 10% ratings Additional allowance for dependents with 30% or higher rating Compensation

  5. Pre-Discharge Program • Purpose: A cooperative separation process between DoD and VA to provide complete transition assistance to all service members • May include all phases of disability claims processing from receipt of claim through examination and the rating process • Claims are accepted from service members within 180 days of separation or retirement

  6. Pre-Discharge Program • Types of Pre-Discharge Claims • Benefits Delivery at Discharge (BDD) • Quick Start • Disability Evaluation System (DES) • Very Seriously Injured/Seriously Injured (VSI/SI) and Special Category (SPC)

  7. Pension Benefits

  8. Pension • At least 90 days of active military service (generally, 24 months for enlistments after September 7, 1980) • At least one day of wartime service (combat service not required) • Totally & permanently disabled, or attained age 65 • Within income limits to qualify for this benefit

  9. Complete a VA Form 21-526 (Veteran’s Application for Compensation and/or Pension) Provide other supporting records VA can help obtain them Submit all documents to appropriate VA Regional Office

  10. Health Care Benefits

  11. VA provides care at about 1,300 facilities: • 158 hospitals • 858 ambulatory care and community-based outpatient clinics • 232 Vet Centers • 133 nursing homes • 42 residential rehabilitation treatment programs

  12. Primary Care Specialty and Inpatient Care Preventive Health Care Pharmacy Benefits Emergency Care Diagnosis and Treatment for Mental Health and Substance Abuse

  13. Surgical Care and Organ Transplantation Rehabilitation Nursing Home Care Home Health Care Respite and Hospice Care Readjustment Counseling Blind Rehabilitation Services Dental Care

  14. Veterans who served in the active military, naval or air service and who were discharged or released under conditions other than dishonorable Former Reservists who served full-time and for operational or support (excludes training purposes) Former National Guard members if mobilized by a Federal order Eligibility

  15. A service-connected condition is not necessary to receive VA health care

  16. VA provides free health care for veterans who served on active duty in a theater of combat operations after November 11, 1998, for any illness possibly related to their service in that theater Veterans of Operations Enduring& Iraqi Freedom

  17. Veterans of Operations Enduring& Iraqi Freedom • Time Limits: • FIVE years from date of discharge from active duty, if you were discharged from active duty on or after January 28, 2003. • Until January 27, 2011, if you were discharged from active duty before January 28, 2003, and were not enrolled as of January 28, 2008.

  18. To receive VA health care, a veteran must enroll in the VA health care system unless: veteran has a 50% or more service-connected VA disability rating less than one year has passed since veteran was discharged from the military for a disability that was incurred or aggravated in the line of duty but VA has not yet rated the veteran is seeking care for a service-connected disability Enrollment

  19. Identify VA health care facility for primary care Complete VA Form 10-10EZ and submit in person, in writing, or on-line to facility of choice Call 1-877-222-VETS (1-877-222-8387) Visit www.va.gov Application

  20. Vet Centers

  21. Vet Centers Provide • Readjustment counseling services to veterans and their families • Community-based care • Bereavement counseling for families who lose an active duty service member • Veteran-focused services • Supportive and completely confidential services

  22. Vet Centers – Special Services • Individual Counseling • Group Counseling • Marital & Family Counseling • Alcohol & Drug Assessment • Spouse/Significant Other Counseling • Employment Counseling & Guidance

  23. Vet Centers - Special Services • Bereavement Counseling • Sexual Trauma Counseling • Referral to Community Agencies • Community Education • Liaison with VA Facilities • Benefits Assistance & Referral

  24. Education Benefits

  25. Montgomery GI Bill – Chapter 30 VEAP – Chapter 32 Post-9/11 GI Bill – Chapter 33 Yellow Ribbon Program Montgomery GI Bill, Selected Reserve – Chapter 1606 Reserve Educational Assistance Program – Chapter 1607

  26. Apply on-line at www.gibill.va.govunder Electronic Application Form • Mail in application

  27. Vocational Rehabilitation & Employment

  28. To assist veterans re-enter the world of work • Application program • VA disability rating of at least 20% • Vocational Rehabilitation Counselors • Various programs to assist veterans and employers

  29. Life Insurance

  30. Servicemembers’ Group Life Insurance – SGLI Traumatic Group Life Insurance – TSGLI Veterans’ Group Life Insurance – VGLI Service Disabled Veterans Insurance – SDVI Veterans Mortgage Life Insurance - VMLI Life Insurance Products

  31. Home Loan Guaranty

  32. Features of a VA Loan • No down payment • Limitations on closing costs • The right to prepay without penalty • Funding Fee • Negotiated interest rates • Special assistance for veterans experiencing difficulty in making loan payments

  33. Buy a home Build a home Refinance existing loan Repair, alter, or improve a home Use only for property located in the US, its territories or possessions Must occupy the property as your home within a reasonable period of time Loan Purposes

  34. Maximum VA guaranty varies by county based on local housing costs Maximum loan – generally, lenders limit the maximum VA loan to 4 times the VA guaranty amount. Currently, this results in amounts ranging from $417,000 to $729,750 These amounts can change yearly Loans more than the maximum allowed may require a down payment Loan Amounts

  35. Law requires funding fee to be paid on VA loans Fee ranges from .5% to 3.35%, depending on loan type and if first time or subsequent user Fee can be included in loan Fee is waived for vets entitled to VA disability compensation Funding Fee

  36. VA makes direct loans to Native Americans living on Trust Land (reservations, homelands, etc.) Maximum loan amount is the same as the amount allowed for VA guaranteed loans Vets must still meet credit qualifications Native AmericanDirect Loans

  37. Visit Loan Guaranty on the Internet at: www.homeloans.va.gov More Information?

  38. Burial Benefits

  39. Burial Benefits • National Cemeteries • State Veterans Cemeteries • Headstone or Marker • Burial Flag • Presidential Memorial Certificates • Burial Cost Reimbursement

  40. QUESTIONS?

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