RENN Capital Presentation

1. RENN Capital Presentation May 15, 2009 OTCBB: ALHC

2. Forward Looking Statement This presentation may contain "forward-looking statements" within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, Section 27A of the Securities Act of 1933, as amended and pursuant to the Private Securities Litigation Reform Act of 1995. Such forward-looking statements may relate to financial results and plans for future business activities, and are thus prospective. Such forward-looking statements are subject to risks, uncertainties and other factors that could cause actual results to differ materially from future results expressed or implied by such forward-looking statements. Among the important factors that could cause actual results to differ materially from those indicated by such forward-looking statements are competitive pressures, loss of significant customers, the mix of revenue, changes in pricing policies, delays in revenue recognition, lower-than-expected demand for the Company's products and services, general economic conditions, and the risk factors detailed from time to time in the Company's periodic reports and registration statements filed with the Securities and Exchange Commission. Any forward-looking statements are made pursuant to the Private Securities Litigation Reform Act of 1995 and, as such speak only as of the date made.

3. Our Business Alliance HealthCard: • Provides consumer membership plans offering access to networks which provide discounts and services to the consumer for a variety of products • Designs and markets specialty insurance and warranty products on the goods our clients sell to their customers • Sells programs to consumers through retail, rent to own, financial and consumer finance clients • Creates turnkey programs for our customers

4. Our Approach We help our marketers make money by providing them with a way to help their customers save money $1 revenue for us = $3 revenue to the marketer $5 to the customer

5. Our Clients 300 Businesses including: • State Farm Insurance Company • Rent A Center • CVS Pharmacies • Discover Card One million + consumers

6. AHCP 3,700 AHCP agents targeting • 47 million Americans without health insurance and millions more looking to optimize their existing coverage • 500,000 to 600,000 monthly that are losing their jobs and their employer sponsored health insurance • 100 million without dental or vision insurance As a group, they make AHCP the largest insurance agency in America offering health insurance for individuals

7. Three Profit Centers Three divisions focused on revenue building 1. Consumer Plans 2. America’s Health Care Plans (AHCP) 3. Benefit Marketing Solutions (BMS)

8. Alliance HealthCard • Markets healthcare related discount products to the consumer through third party marketers • Partners with businesses through direct mail and direct marketing using their client lists • Partners with CVS/Caremark to offer their Health Savings Pass • Imbeds plans within existing offerings • National Motor Club • State Farm • Customizes programs • Melaleuca • Qualified Health • Administrates Patient Advocacy programs* • Discover Card *My Health Assistant – “Best Innovative Plan Design” and “Best of Show” – Consumer Health World

9. Alliance HealthCard Healthcare discount product availability: • Access Plans has its own vision and dental networks • Targeted for expansion • We contract directly with PBMs and PPOs to gain access to deeply discounted volume rates

10. AHCP • AHCP markets an assortment of plans designed to fit specific needs and budgets. • Distributes products through the more prominent health insurance carriers in the country, including: • Golden Rule • Aetna • World Insurance • American National • AHCP’s reach is substantial with over 3,700 agents • Recent upsurge in business as a result of: • Heightened focus on revenue building • People losing their employer-sponsored group health care coverage • Increasing need for individual health insurance coverage – and an agent to explain it

11. AHCP Positioned for the future • Established distribution • Experience in and flexibility to develop new products • Poised to handle Obama administration health care initiatives

12. BMS • Benefit Marketing Solutions (BMS) focuses on protection products and consumer savings • BMS delivers savings to consumers on: • BMS offers specialized protection programs:

13. BMS BMS reaches the consumer primarily through the rental purchase industry • BMS dominates this market space • Its largest client, Rent A Center, has more than 40% of its 1.5 million customers enrolled in our program • Susan Matthews was named Vendor of the Year by APRO, the industry’s national trade association.

14. Access Plans Merger • More than doubles the gross revenue • Operations consolidation will reduce expenses for both companies • Improve productivity in all three division • Manpower reductions have already reduced annual payroll by nearly $2 million, making the transaction immediately accretive • Marketing opportunities. • Opportunity for cross selling AHCP offerings to 4,000 BMS locations • Build on recent momentum at AHCP

15. Strategic Activities • Accelerate organic growth through a focused sales organization • Seek out additional opportunities to expand through mergers and acquisitions

16. Focus • Our primary focus today is the same as when we first opened our doors: • Focus on the fundamentals– growth in revenue and earnings • We have a very strong, experienced and committed management team that buys into this philosophy and that believes: • What we have accomplished so far is, only the beginning

17. Financial Highlights • Access Plans USA acquisition occurred 4/1/09 • Results will be included in 3Q09 • Fiscal year ends 9/30

18. Financial Highlights Revenue (millions) EBITDA(millions) Shareholder’s equity (millions)

19. We help our marketers make money by providing them with a way to help their customers save money OTCBB: ALHC