Albridge - Optimizing the Performance of Financial Services Firms

1. Albridge - Optimizing the Performance of Financial Services Firms TechLeaders Conference The Omni Mandalay Hotel at Las Colinas – Irving, Texas March 19-21, 2012

2. Overview Albridge Products and Services Q&A Agenda 1 2 3

3. Overview

4. A Powerful Combination • Compliance management • Data warehousing • Document management • Custom development • Enterprise data management • Performance reporting • Interoperability • Service and operations excellence • Account-level performance reporting • Business intelligence solutions

5. Mission “To be the trusted and innovative provider of enterprise data and wealth management solutions that deliver measurable value to financial institutions, financial professionals and clients”

6. Markets Served Insurance Broker-Dealers • Proprietary feeds • Financial professional reporting • Holistic surveillance • Operational efficiency Independent Broker-Dealers Banks • Account consolidation • Holistic financial professional reporting • Integration within proprietary platform • Inter-silo consolidation (bank, brokerage, trust, wealth) • Investor reporting • Enterprise solutions • Operational efficiency Regional/Full Service Broker-Dealers Self-Directed • Data scale and quality • HNW reporting • Investor access • Data scale and quality • Dynamic reporting • Investor portal integration RIAs • Outsourced advisor solution • HNW reporting • Integration

7. Integrated Solutions

8. Albridge Products and Services

9. Working Behind the Scenes at High-Performing Financial Services Firms The Albridge Advantage Enterprise Data Management Interoperability Performance Reporting Business Intelligence Compliance Management Operations Management Applink Albridge Wealth Reporting Albridge Sales Practice Monitoring Operations Consulting Coates Analytics™ Albridge Data Warehouse Albridge Replicated Data Albridge Document Management Albridge Virtual Network Albridge Quarterly Performance Reporting* Albridge Data Aggregation Service and Operations Excellence * This product name is not final

10. The Industry’s Best Performance Reporting Practices 57% of U.S. households with at least $10M in investible assets are working with five or more financial professionals • Albridge Wealth Reporting™ • Web-based client reporting solution • 150 financial institution customers • 60 million accounts and $1.5 trillion in assets processed daily • Users • 45,000 financial professionals • Three million+ investors • Albridge Wealth Reporting is ranked the number one portfolio management system in Financial Planning magazine’s Technology Survey 44% of wealthy households had changed their primary financial professional over the past 12 months “Providing performance information is the single most critical factor investors look for in their statements*” *DALBAR Inc. 12th Annual Trends and Best Practices in Investor Statements: Brokerage

11. Albridge Applink Partners Applink

12. Compliance Management Broker-Dealer Perspective – Beacon Strategies, LLC • Driven by competition, compressed profit margins and increased compliance challenges • Identified five areas that broker-dealers consider top challenges • Responded to challenges in diverse ways—from implementing best practices to keeping pace with changes Top Five Challenges % Mentioning Sales practice monitoring 79% Regulatory change 73% Suitability review 71% Product education 64% Operational processes 54% Source: Albridge and Beacon Strategies whitepaper “Broker-Dealer Sales Practices Oversight: Secrets of Their Success” (October 2010)

13. Compliance Tools Sales Practices Monitoring • Rules-based compliance monitoring • Multi-custodial monitoring • Flexible workflow • Better compliance with smaller staff

14. Sales Practices Surveillance Automation Drives ROI • Time spent reviewing trade blotters with an automated solution was 2 ¾ hours or 78% lower than without one 70% Source: “Broker-Dealer Sales Practices Oversight: Secrets of Their Success” whitepaper (October 2010) Daily Time Commitment to Review Trade Blotters With and Without an Automated Solution

15. More Productive Employees and Better Deployment of Technology Give Top Performers a Significant Competitive Edge Operations Consulting – Characteristics of Highly Efficient Firms Source: iNautix – Moss-Adams Independent Study: The Art of Efficiency A Holistic Approach to Operations (April 2009)

16. Paperless Environment Strategy

17. Document Management and Workflow Drives Real Business Value • The not-in-good-order rate with document management and workflow was 40 percentage points or 66% lower 66% Source: Large Midwestern Bank Broker-Dealer (2010) NIGO Rates With and Without Document Management and Workflow for Annuity Processing

18. Data Warehouse and Business Intelligence Products Data Mart • The Albridge Data Mart allows efficient access to clients’ key business data and/or the framework to build out their strategic applications • Albridge-hosted solution • SQL • Standard data warehouse Data Warehouse • The Albridge Data Warehouse is a packaged turnkey data warehouse/ business intelligence product that allows a broker-dealer to have access to the key information about its business that is timely, accurate and actionable • Albridge-hosted solution • Broker-dealer-hosted solution • Custom data warehouse • Includes a business intelligence tool • Coates Analytics • Management reports • Dashboards • Subadvisor certification and due diligence tools Coates Analytics