Finance for Business Growth

1. Finance for Business Growth

2. What is SME Source : Dubai SME

3. What is SME Source : Dubai SME

4. Life Cycle – Business Finance IPO/ M&A IB/ PE • Investment Banks • Private Equity • International Bank Syndication • Bonds • IPOs • Private Equity • Sell Out • IPOs • M & A VC • Internal Accruals • Further equity • Bank Finance • Venture Capital • PE with SME Focus • Personal Savings • Borrow from Friends • / Relatives • Angel Investors Seed Capital Start up Growth Maturity Exit

5. Bank Finance Growth Finance • Internal Accruals • Financial InstitutionsFinance • Further Equity by Owners • Venture Capital/ • HNI Investor • Private Equity Funds with SME focus

6. Bank Finance Bank Finance Statutory Warning!! • Financial InstitutionsFinance XYZ Bank $

7. Bank Finance Bank Finance – Options • Financial InstitutionsFinance • Business Loans • Personal Loans • Loan against POS • Loan against Assets – Vehicle, Commodities, Property, Deposits • Commercial Property Loan • Equipment Loans – Commercial vehicles, medical equipment, construction equipment • Working Capital Loans – Overdraft Facilities • Trade Facilities – LC / TR • PDC Discounting / Invoice Discounting  /  Export Bills Discounting  • Term Facilities • Non-funded facilities - Bank Guarantees / Bonds

8. Bank Finance Bank Finance – Case StudyIndustry : Oil & GasIdeal Way to Grow • Financial Institutions/ Finance No Longer SME AED mln

9. Bank Finance Bank Finance – Case Study Micro SMEIndustry : Health & WellnessHow a Micro SME can fund itself • Financial Institutions/ Finance Figures in AED

10. Equity Finance Statutory Warning!! SME INVESTOR • Venture Capital/ • HNI Investor • Private Equity Funds with SME focus

11. Equity Finance – Considerations for Investors • Owner Profile • Management Team • Governance Structure • Product / Business - Lifecycle • Market Potential • Revenue Potential / Profit Potential • Scalability of Business • Uniqueness of Business / Competitive Advantage • Systems and Processes • Risk Factors • Competitor & Customer Profile • Investment Needed • Valuation of Business • Planned Use of Proceeds • Exit Strategy • Venture Capital • Private Equity Funds with SME focus

12. Growth Finance – Case Study • Industry - Guest Room Technology Products and Solutions, catering to Hotel and Hospitality Sectors. • The company is a Zero Debt, Cash Flow Positive company, has grown its top line at a CAGR of 9% with an estimated CAGR growth of 52.7% in the next 5 years • Achieved an EBITDA margin of 13.5% & Net Profit margin of 11.3% in 2013 • The company expects to grow top line from the current $1.83M to $15M in 2018 with net profit increase from $207K to $4.5M • GIC is raising USD 1.5 mn Equity from an HNI / Venture Capitalist for the Company Revenue-EBITDA performance 2010-2013 Figures in ‘000 USD • Venture Capital • Private Equity Funds with SME focus *2010-11 period is for 18 months and the opex includes one time set up cost of $750,000.

13. ‘‘Always remember, the human mind, once stretched by new ideas, never returns to its original state, it keeps growing’’ His Highness Sheikh Mohammed bin Rashid Al Maktoum

14. About Us

15. What we continuously aspire for… Our Vision To be a preferred solutions provider to our clients and be a long term partner in their success by enhancing their performance and setting a benchmark of excellence

16. What we offer…Solutions Framework Management SolutionsFinancial Solutions Insurance Solutions

17. Thank You www.investgic.com rajiv@investgic.com 050-8846602 *