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MONEY MARKETING INVESTMENT ALLIANCE. The Economic and Regulatory Outlook and the Impact on Investing. John Willman Grange Hotel, London 7 th February 2012. MONEY MARKETING INVESTMENT ALLIANCE.
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MONEY MARKETINGINVESTMENTALLIANCE The Economic and Regulatory Outlook and the Impact on Investing John Willman Grange Hotel, London 7th February 2012
MONEY MARKETINGINVESTMENTALLIANCE • What are the key investment challenges and opportunities for financial advisers in today’s economic and regulatory climate? • What will be the impact of increased transparency for consumers on the relationship with the adviser? • Will exchange-traded products satisfy clients’ growing appetite for diversification and straightforward transparent investments?
MONEY MARKETINGINVESTMENTALLIANCE Thekey investment challenges and opportunities for financial advisers in today’s economic and regulatory climate
MONEY MARKETINGINVESTMENTALLIANCE Thekey investment challenges and opportunities for financial advisers in today’s economic and regulatory climate Source: National Institute of Economic and Social Research, January 2012
MONEY MARKETINGINVESTMENTALLIANCE Thekey investment challenges and opportunities for financial advisers in today’s economic and regulatory climate Source: National Institute of Economic and Social Research, November 2011
MONEY MARKETINGINVESTMENTALLIANCE TheUK’s Tripartite System of financial regulation HM Treasury Bank of England Memorandum of Understanding Financial Services Authority
MONEY MARKETINGINVESTMENTALLIANCE The new UK regulatory architecture
MONEY MARKETINGINVESTMENTALLIANCE Who is now in charge?
MONEY MARKETINGINVESTMENTALLIANCE The new EU regulatory architecture
MONEY MARKETINGINVESTMENTALLIANCE The impact of increased transparency for consumers on the relationship with the adviser
MONEY MARKETINGINVESTMENTALLIANCE Levels of trust in financial advisers Source: Financial Services Authority, 2006 Source: Financial Services Authority, 2006
MONEY MARKETINGINVESTMENTALLIANCE Levels of trust according to type of financial adviser Source: Financial Services Authority, 2006
MONEY MARKETINGINVESTMENTALLIANCE Age profile of all advisers impacted by the RDR Source: Financial Services Authority, 2010
MONEY MARKETINGINVESTMENTALLIANCE Future intentions of financial advisers in the light of the RDR Source: Financial Services Authority, 2010
MONEY MARKETINGINVESTMENTALLIANCE The impact of exchange-traded products on clients’ growing appetite for diversification and straightforward transparent investments
MONEY MARKETINGINVESTMENTALLIANCE The impact of exchange-traded products on clients’ growing appetite for diversification and straightforward transparent investments Source: Financial Stability Board, April 2011
MONEY MARKETINGINVESTMENTALLIANCE The impact of exchange-traded products on clients’ growing appetite for diversification and straightforward transparent investments Source: Financial Stability Board, April 2011
MONEY MARKETINGINVESTMENTALLIANCE The Economic and Regulatory Outlook and the Impact on Investing John Willman Grange Hotel, London 7th February 2012