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Home Owners Insurance Basics

Home Owners Insurance Basics. What is it and why do we need it. What is Homeowners Insurance. Save for youtube clip. Home Owners Insurance has Two Main Coverages. Property Coverage. Save for youtube clip. Property Coverage. Save for youtube clip. Property Coverage.

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Home Owners Insurance Basics

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  1. Home Owners Insurance Basics What is it and why do we need it

  2. What is Homeowners Insurance • Save for youtube clip

  3. Home Owners Insurance has Two Main Coverages

  4. Property Coverage • Save for youtube clip

  5. Property Coverage • Save for youtube clip

  6. Property Coverage • Save for youtube clip What does property coverage actually cover? These are only examples of types of coverage, each policy is different so read your policy to see what is covered.

  7. F.A.I.R. PlanFair Access to Insurance Requirement Plan • Save for Youtube clip

  8. FAIR Plan requirements • Save for youtube clip

  9. Liability Coverage • Save for youtube clip If someone gets hurt on your property, they can sue you.

  10. Liability Coverage • Save for youtube clip There are two parts to Liability Coverage

  11. THE BIG QUESTION:How much property insurance is enough? • Save for youtube clip

  12. Deductibles • Save for youtube clip Deductibles will influence the cost of your insurance and how much you have to pay if you need to use your insurance

  13. Replacement Cost vs. Actual Cash Value • Save for youtube clip It is important to understand if your insurance covers the replacement cost of insured items or the actual cash value of those items

  14. Replacement Cost vs Actual Cash Value • Save for youtube clip

  15. Take Personal Inventory of Your Possessions

  16. Factors that Affect Insurance Premiums • Save for youtube clip

  17. Factors that Affect Insurance Premiums • Save for youtube clip

  18. 10 Ways to Reduce the Cost of Homeowners Insurance • Save for youtube clip

  19. 10 Ways to Reduce the Cost of Homeowners Insurance • Save for youtube clip

  20. Paying Your Insurance Premium • Save for youtube clip There are two ways to pay your premium

  21. Tips for Submitting a Claim • Save for youtube clip

  22. Tips for Submitting a Claim • Save for youtube clip

  23. Finding an Agent

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