Agenda

2. Agenda • What’s New for 2013 Benefits • Annual Enrollment Timeline

3. What’s New for 2013 • Life Insurance Carrier • Flexible Spending Accounts • Medical, Dental, Vision Rates • W-2 Reporting Requirements

4. What’s New for 2013 • Life Insurance Carrier • Prudential is Effective 1/1/2013 • Basic Life & AD&D • Supplemental Life • Spousal Life • Child Life • Voluntary AD&D

5. What’s New for 2013 • Basic Life and AD&D • No change to current plan • One times basic annual earnings up to $600,000 in coverage

6. What’s New for 2013 • Supplemental Life • Elect 1 to 8 times basic annual earnings, up to $1,000,000 in coverage • Reduced Cost

7. What’s New for 2013 • Supplemental Life – First Time Election • Elect 1 to 6 times basic annual earnings • Guaranteed Issue - $500,000 • Enroll at www.Prudential.com/webenroll

8. What’s New for 2013 • Spousal Life • Same coverage level • Cost reduced for most staff • Child Life • $5,000 increments to $20,000 maximum coverage • $.03 per $1,000 of coverage

9. What’s New for 2013 • Voluntary AD&D • Elect 1 to 8 times basic annual earnings, up to $1,000,000 in coverage • Spousal AD&D Coverage • Dependent AD&D Coverage • Cost: $.007 per $1,000 of coverage

10. What’s New for 2013 • Flexible Spending Accounts • $2,500 Maximum Contribution to Traditional Healthcare and Consumer Choice Dental/Vision Only

11. What’s New for 2013 • Slight Rate Increases for: • Medical • Dental • Vision

12. What’s New for 2013 • W-2 Reporting Requirements • Applies to 2012 W-2 received in January 2013 • Cost of employer and employee health plan coverage • Informational only; no tax on health coverage

13. Reminder - Voluntary Benefits • Whole Life Insurance • Critical Illness Insurance • Short-Term Disability Buy-Up Plan **Enroll from October 1st – October 15th**

14. Reminder – FSA’s • Dependent Care Flexible Spending Account • Must Be Under Age 13 • Health Care Flexible Spending Account • Drug Discount Cards • Opt Out of Auto Reimbursement

15. Reminder – Preventive Services 100% coverage for preventive services Wellness Schedule of Benefits Deductible, copays, and coinsurance waived

16. Reminder – Work/Life Benefits Discounts on:

17. Annual Enrollment Timeline • Annual Enrollment Online -- October 1st – 15th • Life Insurance Enrollment – www.prudential.com/webenroll • Lawson Self-Service Username and Password Reset IT Help Desk 414-777-5700 • Lawson Self-Service – View Current Benefits Lawson Self-Service Access From Home: • www.froedtert.com/hr

18. Annual Enrollment Timeline • Annual Enrollment Packets Mailed Early September • 2013 Benefits Guidebook & supporting materials • Summary of Benefits and Coverage (SBC)

19. Annual Enrollment Meetings • Benefit Enrollment Assistance Sessions • Computer Lab Assistance Sessions • Confirmation Statements – Review Carefully! • To Be Mailed Early December

20. Annual Enrollment Checklist • October 1st – October 15th- Enroll/Change Online • Life Insurance Enrollment – www.prudential.com/webenroll • Spousal Surcharge Waiver Form, if applicable • Medical Rate Assistance Program, if applicable • Adult Child Eligibility Verification Form – complete for each individual age 19 and over enrolled in medical plan • Family Member Addition Form – complete if adding anyone new to your benefits

21. Benefits Customer Service Center • Benefits Team located at Woodland Prime • Questions • 414-777-1999 or • via e-mail at Benefits (Outlook address listing) or • Benefits@froedterthealth.org if outside the organization • Benefits Customer Service Representatives • available 7:30 am—4:00 pm, Monday-Friday