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Fact Find - Addendum

LV= Adviser Development Programme. Fact Find - Addendum. Fact Find - Addendum Three key areas. 1. Future needs/changes in circumstances Inheritance/wills Alternatives. 2. 3. Fact Find - Addendum Future needs/changes in circumstances. Income Outgoings Capital Health

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Fact Find - Addendum

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  1. LV= Adviser Development Programme Fact Find - Addendum

  2. Fact Find - Addendum Three key areas 1 • Future needs/changes in circumstances • Inheritance/wills • Alternatives 2 3

  3. Fact Find - Addendum Future needs/changes in circumstances • Income • Outgoings • Capital • Health • Changes to lifestyle

  4. Fact Find - Addendum Family circumstances • Do you have a family? • Are you in touch with your family? • Yes? Give details • No? Give details

  5. Fact Find - Addendum Inheritance / Wills • Have you made a will? • Currently, who would benefit from your main residence on death? • This plan will reduce the level of inheritance potentially available … • How do you feel about this? • If known, how do your family/beneficiaries feel about this?

  6. Fact Find - Addendum Inheritance / Wills • It is strongly recommended that you discuss the plan with family/ beneficiaries. • If the client has not discussed with their family or does not intend to do so until after completion, record this and detail the reason(s) why.

  7. Fact Find - Addendum Alternatives • Applying for state benefits • Financial assistance from/moving in with family • Moving to a cheaper/rented property • Using your capital/assets (other than main property) • Other

  8. a compelling choice…

  9. Fact Find - Addendum Some facts and figures • The UK’s largest friendly society, proudly ‘mutual’, with a strong heritage • Looking after members since 1843 • 5 million members and customers • Award-winning equity release proposition • Personal adviser support, with face to face account development and expertise • Experienced and knowledgeable equity release team

  10. ? ? ? Any questions?

  11. This is for financial advisers only Not to be used after 30 September 2013 This presentation is based on our understanding of current legislation as at 2 January 2013 applicable in England and Wales and HM Revenue & Customs practice which may change in the future. We cannot accept responsibility for any action arising as a result of the information contained in this presentation. LV Equity Release Limited, Keynes House, Tilehouse Street, Hitchin, Herts, SG5 2DX LV= is a registered trade mark of Liverpool Victoria Friendly Society Limited (LVFS) a trading style of the Liverpool Victoria group of companies. LV Equity Release Limited is registered in England (No 1951289) and is authorised and regulated by the Financial Services Authority (register number 306287). LVFS is a member of the ABI, AFM and ILAG. Registered address: County Gates, Bournemouth BH1 2NF. Tel: 01202 292333. 21332208 02/13

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