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Electronic Commerce Topic 7: Payment service providers

Electronic Commerce Topic 7: Payment service providers. Group 5 Phạm Minh Khuê 51001596 Mai Đức Tuấn 51003761 Ngô Hoàng Tú 51003840 Trần Thanh Long 51001781. Free Powerpoint Templates. What is the Payment Service Providers?.

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Electronic Commerce Topic 7: Payment service providers

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  1. Electronic Commerce Topic 7: Payment service providers Group 5 Phạm Minh Khuê 51001596 Mai ĐứcTuấn 51003761 NgôHoàngTú 51003840 TrầnThanh Long 51001781 Free Powerpoint Templates

  2. What is the Payment Service Providers? A payment service provider (PSP) offers (web) shops online services for accepting electronic payments by a variety of payment methods including credit card, bank-based payments such as direct debit, bank transfer, and real-time bank transfer based on online banking.

  3. Some Payment Method For Buying Online Bank Transfer Pay In Cash Post Office Online transfer

  4. Online Payment Online payment refers to money that is exchanged electronically. Typically, this involves use of computer networks, the internet and digital stored value systems.

  5. Credit Card Digital wallet Debit Card Internet Banking

  6. Digital Wallet Definition: A digital wallet refers to an electronic device that allows an individual to make electronic commerce transactions. This can include purchasing items on-line with a computer or using a smartphone to purchase something at a store

  7. Credit Card and Debit Card They allow the cardholder to pay for goods and services based on the holder's promise to pay for them. They allow users to withdraw money at ATMs

  8. Difference between Debit Card and Credit Card Debit cards draw money directly from your checking account when you make the purchase. They do this by placing a hold on the amount of the purchase. Then the merchant sends in the transaction to their bank and it is transferred to the merchants account. A credit card is a card that allows you to borrow money in small amounts at local merchants. You use the card to make your basic transactions. The credit card company then charges you interest on your purchases, though there is generally a grace period of approximately thirty days before interest is charged if you do not carry your balance over from month to month.

  9. Internet Banking (or Online Banking) Definition: Online banking (or Internet banking or E-banking) allows customers of a financial institution to conduct financial transactions on a secure website operated by the institution, which can be a retail or virtual bank, credit union or building society.

  10. A Sample:

  11. Some Popular Payment Services

  12. PayPal is a global e-commerce business allowing payments and money transfers to be made through the Internet. Online money transfers serve as electronic alternatives to paying with traditional paper methods, such as checks and money orders. Paypal was established in Palo Alto, California, United States (June 1998). Until 2012, their archived revenue is over US$5.6 billion On October 3, 2002, PayPal became a wholly owned subsidiary of eBay From July 2007, PayPal has operated across the European Union as a Luxembourg-based bank. Website: www.paypal.com Paypal payment accepts: MasterCard, Visa, Discover, American Express and more.

  13. Amazon.com, Inc. is an American international electronic commerce company with headquarters in Seattle, Washington, United States. It is the world's largest online retailer. Amazon was established 1994 by Jeff Bezos. Their archived revenue until 2012 is US$ 61.09 billion. In addition, their total employees are over 97,000 (June 2013). Amazon payment accepts: Visa, MasterCard, Discover, American Express, Diners Club, and JCB.

  14. Amazon Payment

  15. Google Wallet is a mobile payment system developed by Google that allows its users to store debit cards, credit cards, loyalty cards, and gift cards among other things, as well as redeeming sales promotions on their mobile phone. Google demonstrated the app at a press conference on May 26, 2011. The app was released in the United States only on September 19, 2011. On May 15, 2013, Google announced the integration of Google Wallet and Gmail, allowing users to send money through Gmail attachments. Google Wallet's Gmail integration is only available in the US and to those 18 or older, for now Google Wallet accepts: MasterCard, Visa, Discover, American Express Google Wallet is currently available on the following devices: Almost Android OS devices

  16. Money Transfer

  17. Google Wallet Payment

  18. WorldPay (formerly RBS WorldPay) is a payment processing company. It provides payment services for mail order and Internet retailers, as well as point of sale transactions. Customers are a mix of multinational, multichannel retailers, with the majority being small business merchants. WorldPaystarted as an electronic payment provider called Streamline in 1989 in the UK but has extended into mail order/telephone order, "unattended" payments and handling secure payments over the Internet through merger and acquisition of several other companies. Website: www.worldpay.com WorldPay accepts: Visa Credit and Debit, MasterCard, American Express, JCB, Diners, Laser, ELV, PayPal

  19. WorldPay Payment

  20. Advantage Online payments benefit both consumers and merchants Economical Prompt Secure Flexible Time saving Reduce the number of staff needed

  21. Others… Risks System, Server failure Hacker Stolen Information Fake website Fake merchandise

  22. Thank you for you attention

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