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Introduction/Agenda Julia Wilding – Background & Experience

Introduction/Agenda Julia Wilding – Background & Experience Insurance Industry - Use of Accident Investigations Industry Sectors Directors & Officers Liability & Entity Defence Conclusion. Loss Adjusters Did the incident occur? Was insurance cover in place?

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Introduction/Agenda Julia Wilding – Background & Experience

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  1. Introduction/Agenda Julia Wilding – Background & Experience Insurance Industry - Use of Accident Investigations Industry Sectors Directors & Officers Liability & Entity Defence Conclusion

  2. Loss Adjusters • Did the incident occur? • Was insurance cover in place? • Acceptance or denial of liability • Quantum

  3. Insurance Companies • Post Loss Surveys • Pre-cover Surveys • Pre/Post Renewal Surveys

  4. Brokers • Understanding the Risk • Presenting the Risk to Insurers • Advising on Risk Reduction

  5. Directors & Officers Liability & Entity Defence • The Corporate Manslaughter & Homicide Act • Insurance Protection • Recent Cases

  6. R v Costwold Geotechnical Holdings 2011

  7. R v Lion Steel 2013 Barristers Defence Costs Alone - £720,000

  8. Conclusion Questions?

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