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Advice and Counselling Service Queen Mary, University of London. Advice and Counselling Service. Confidential Free Personal, emotional, financial, legal or welfare issues Ground floor, Geography Building, Mile End campus 020 7882 8717 www.welfare.qmul.ac.uk. Counselling.
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Advice and Counselling Service Queen Mary, University of London
Advice and Counselling Service Confidential Free Personal, emotional, financial, legal or welfare issues Ground floor, Geography Building, Mile End campus 020 7882 8717 www.welfare.qmul.ac.uk
Counselling Emotional Personal Psychological
Counselling Relationship problems Transition into Higher Education Homesickness Difficult decisions Identity and sexuality Depression Anxiety Academic stress Family Problems Enduring mental health problems and crises
Counselling One to one counselling – usually 4-6 sessions Group Therapy ‘All about me’ series of workshops e.g. Managing Stress, Assertiveness, Self Esteem, Cognitive Behavioural Therapy Exam and Academic Anxiety sessions
Welfare Advice Welfare Financial Legal
Welfare Advice • Student Finance – loans, grants, bursaries • Fee status and fee problems • Planning a budget • Income checks and income maximisation • Applying for Hardship Funds • Dealing with debt • Immigration Law (authorised by UK government to provide immigration advice at QM) • International Student issues • Interruption of study / re-sits: implications for funding and/or immigration status
Welfare Advice Pre-entry advice e.g. funding, immigration One to one advice sessions Advocacy and representation service Formal appeals or tribunals e.g. student finance, council tax, welfare benefits, entry clearance, Tier 4 immigration
This talk is for… Students who live in England and who are UK nationals Students who have not done any previous university studies
If you… Live in Scotland, Wales or N Ireland Have limited permission to stay in the UK Have lived outside the UK Are an EU / EEA national Are a family member of an EU / EEA national Are an international student Have studied at university before We have more detailed information for you – some of you might be eligible but you need to check…
More detailed information… www.welfare.qmul.ac.uk/money And our advice guide for undergraduate students available online…
Student Finance 2014 entry 4 elements: Tuition Fee Loan Maintenance loan Maintenance Grant/Special Support Grant Additional grants for special circumstances
Tuition Fee Loan £9,000 a year in 2014/15 Tuition Fee Loan to pay tuition fees Not income assessed Fees paid direct to University for you by Student Loans Company (SLC) Fully repayable
Maintenance Loan Maximum Maintenance Loan in London 2014/15: Living away from home in London: £7,751 Living at parent’s home: £4,418
Maintenance Loan 35% of the MaintenanceLoan is income assessed where household income is above £42,875 Maintenance Loan amount will be further reduced if you also have the maintenance grant Paid in three equal instalments: September, January and April Fully repayable
Maintenance Grant Not repayable Fully Income assessed: * full grant where household income is £25,000 or less* no grant where income is above £42,620 Maximum £3,387 in each year of course
Maintenance Grant Paid in three instalments with maintenance loan Reduces your maximum Maintenance Loan by 50p for every £1 of Maintenance Grant Some students with children or with disabilities receive Special Support Grant instead: no reduction of Maintenance Loan
Supplementary Grants Disabled Students Allowances Adult Dependants Grant Childcare Grant Parents Learning Allowance
QM Bursaries National Scholarship Programme (NSP) HEI only bursaries Eligible students will be entitled to one of these, not both
QM Bursaries 2014-15 Non-repayable Household income up to £25,000: £1,500 each year Household income between £25,001 and £42,600: £1,200 each year http://www.arcs.qmul.ac.uk/
QM/National Scholarship Programme (NSP) Jointly funded 50:50 between government and HEIs Payable in Year 1 only 700 NSP awards at QM in 2014-15 Household income less than £25,000 Academic assessment criteria (at QM – other HEIs will have set their own criteria) QM Package : £2,000 cash bursary http://bit.ly/QT7ZgJ
Excellence Scholarships Science and Engineering - £3,000 for each year of study Modern Foreign Languages - £3,000 for 1st 2 years of study Economics and Finance - £3000 a year based on academic performance not household income no need to apply separately additional to QM National Scholarship Programme/QM Bursary Scheme
Applying for Student Finance package Must apply, even if only taking the Fee Loan Apply to Student Finance England https://www.gov.uk/apply-online-for-student-finance Applications are now open for 2014 entry Apply by 30 May if possible Student Finance: 0845 300 5090
Independent Status Independent status means that you will not be assessed on your parental income Spouse, civil partner or partner income will be assessed
Independent Status No contact with parents, or no living parents or local authority care, or Aged 25 or over on first day of the relevant academic year or married / civil partnership or carer of under 18 yr old, or Financially self supporting for a total of any three years before the first academic year of the course
Loan Repayments Fee loans/maintenance loans combined into a single loan account with the SLC Repay 9% of income above £21,000 If salary falls below £21,000, repayments stop Deducted from salary usually through PAYE No charge for early repayment https://www.gov.uk/student-finance/repayments
Interest Rates Interest payable During study @ RPI + 3% Once completed study @ RPI 9 months from graduation £21,000 - £41,000 income gradual rise from @ RPI to @ RPI + 3% Over £41,000 @ RPI + 3%
Where will the money come from? Tuition Fee Loan Maintenance Loan Maintenance Grant/Special Support Grant Additional grants: disability, dependants National Scholarship Programme/QM Bursaries Part-time and vacation work University Financial Assistance Fund Student overdraft Welfare Benefits Tax Credits Charities and Trusts
Managing your money Apply in good time for Student Finance / NHS funding Plan a realistic budget and stick to it Use discount schemes e.g. NUS, NHS, travel discounts Contact a Welfare Adviser in the Advice and Counselling Service before you start your course
Further information on Student Finance https://www.gov.uk/student-finance http://www.thestudentroom.co.uk SLCdownloadable guides: http://bit.ly/TTQp9s QM Advice and Counselling Service: http://www.welfare.qmul.ac.uk/money/undergraduates/finance/index.html
Service Information Bookable appointments Telephone appointments (welfare advice) – useful if difficult to come in person Email enquiries via website www.welfare.qmul.ac.uk 020 7882 8717 Ground floor, Geography building, Mile End campus
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