CHALLENGES – HOW CAN BUPA HELP?

1. CHALLENGES – HOW CAN BUPA HELP? Help employees back to work sooner Average employee absence costs £673 per year Diagnosis, treatment and support Risking health by working through illnesses Returning employees to optimal health and focus on keeping well Two thirds of adults continue to work when unwell Bupa can help Supporting employees with stress - specialist mental health support team 53 percent of employers say stress is a health issue in the workplace Reducing impact of back pain – specialist back care support team Musculoskeletal issues are a major cause of employee absence

2. WHY OFFER HEALTHCARE TO YOUR EMPLOYEES? Everybody matters

3. WHY BUPA BUSINESS HEALTH SOLUTIONS? Option of enhanced commission Unlock new business Increase penetration Retain clients Prevent business leaving the market More consultative approach Increase commission from your existing book – no acquisition cost

4. HELPING BRITAIN GET FIT FOR RECOVERY Desire for healthcare for all employees Full health insurance not always feasible One size fits all healthcare no longer suitable Market leader driving change

5. WHY BUPA BUSINESS HEALTH SOLUTIONS? Different approach to healthcare Quality meets affordability Designed to suit needs and budget Greater access to expert health cover

6. INTRODUCING BUPA BUSINESS HEALTH SOLUTIONS

7. INTRODUCING BUPA BUSINESS HEALTH SOLUTIONS

8. BUPA SELECT Comprehensive cover with a great deal of flexibility to add, exclude or adapt a range of options. Cover can be tailored to needs and budget

9. BUPA SELECT Comprehensive health insurance offering a simple choice of three tiers of cover that can be matched to needs and budgets

10. BUPA SELECT Out-patient consultation and treatment Being treated in hospital as a day-patient or in-patient Cancer treatment with no financial limits* Mental health treatment Additional benefits Optional cash benefits * Fee assured consultant and participating facility- no shortfalls. You can choose not to use fee assured consultant however, there will be shortfalls which you will be responsible to pay for.

11. BUPA SELECT Out-patient consultation and treatment Being treated in hospital as a day-patient or in-patient Cancer treatment with no financial limits* Mental health treatment Additional benefits Options to enhance cover Options to manage costs * Fee assured consultant and participating facility- no shortfalls. You can choose not to use fee assured consultant however, there will be shortfalls which you will be responsible to pay for.

12. FOUNDATIONS – DIAGNOSIS Prompt access to the latest proven medical diagnostic tests and scans to provide diagnosis through Bupa’s recognised facilities, followed by treatment with the NHS

13. FOUNDATIONS – COMBINED CARE Provides cover for diagnosis. Private treatment for a range of conditions. A programme of shared care with the NHS for certain conditions.

14. FOUNDATIONS – COMBINED CARE Diagnostic tests and therapies as an out-patient Being treated in hospital Cancer treatment Mental health Additional benefits

15. FOUNDATIONS – TREATMENT Treatment within Bupa’s network of experts and recognised facilities, once diagnosis has been made through the NHS.

16. FOUNDATIONS – TREATMENT Diagnostic tests as an out-patient Diagnostic tests as a day-patient or in-patient Being treated in a facility Cancer treatment Mental health Additional benefits

17. BUSINESS FIT Three elements of cover to provide support for mental health, muscle, bones and joints conditions and around-the-clock telephone access to our GPs and nurses

18. BUSINESS FIT Bupa Healthy Minds Muscles, bones and joints Bupa Anytime HealthLine

19. SUPERIOR The ultimate international health insurance product for complete healthcare cover

20. SUPERIOR Dental treatment Special dental treatment Glasses and contact lenses Sold and administered by Bupa international