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The ICICI Bank Rubyx Credit Card is India's first dual platinum credit card, offering cardholders rewards in a variety of categories. In this PPT we have described all about ICICI Bank Rubyx Credit Card<br><br>Source URL: https://cardinsider.com/icici-bank/icici-bank-rubyx-credit-card/
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ICICI Bank Rubyx Credit Card
What Is ICICI Bank Rubyx Credit Card ? The ICICI Bank Rubyx Credit Card is India’s first dual platinum credit card that comes in two network variants- Visa and Mastercard. Basically, you get two credit cards with one account. This premium card comes with an annual fee of Rs. 2,000 and is best suited for frequent travelers. The card offers a wide range of benefits that are specifically targeted at big spenders. Here is everything you need to know about the card in detail. Cardinsider.com
What Is ICICI Bank Rubyx Credit Card Fees & Charges? Fees / Charges Amount Joining Fee Rs. 3,000 Rs. 2,000 (waived off on spending more than Rs. 3 lakh in the previous year) Annual Fee Finance Charges 3.40% per month / 40.80% p.a. Cardinsider.com
Benefits of ICICI Bank Rubyx Credit Card Following mentioned are other significant benefits of ICICI Bank Rubyx Credit Card- Save a minimum of 15% on your dining bills at participating restaurants 24×7 premium concierge services to take care of all your needs from travel bookings to delivering movie tickets at your doorstep Air accident insurance cover of Rs.1 crore Lost card liability of Rs.50,000 that includes loss up to 2 days prior to reporting the same (For details on the insurance cover, click here) 1% fuel surcharge waived off on fuel transactions at any fuel outlet Brand Voucher Amount TataCliQ Rs. 2,000 EaseMyTrip Voucher Rs. 2,000 (Two vouchers worth Rs. 1,000 each) Croma Rs. 1,000 Cardinsider.com
Should you get ICICI Bank Rubyx Credit Card? Additionally, the card offers decent movie benefits. With both BookMyShow and INOX, you will get a 25% discount (up to Rs. 250) on the purchase of minimum of 2 tickets per transaction. ICICI Bank Rubyx Credit Card is a decent option for frequent travelers, specifically those interested in airport and railway lounge access. However, this is definitely not the card to be picked for reward benefits as the average rate stands quite low PROS CONS Joining fee of Rs. 3,000 might be too high The card offers both airport and railway lounge access facility Low reward rate of 0.25% on utility bill payment and insurance spending 25% discount on movie ticket bookings via both BookMyShow and INOX No memberships offered like Priority Pass, Club Vistara etc. Rs. 2,000 annual fee can be waived with annual spends of Rs. 3 lakh Cardinsider.com
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