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BENEFITS & PROGRAMS. Objective & Offerings. A compelling benefits program that is competitive from an industry & geographically perspective and enables recruiting & engenders retention. Provide quality providers, competitive rates, and comprehensive coverage
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Objective & Offerings • A compelling benefits program that is competitive from an industry & geographically perspective and enables recruiting & engenders retention. • Provide quality providers, competitive rates, and comprehensive coverage • Provide income protection & continuation • Offer optional lifestyle benefits • Facilitate a secure retirement • Foster community within every site! • Offerings • Medical plans include: HMO, HRA and PPO for California & Colorado employees and HRA and PPO for all others • Other benefits - life insurance, short term & long term disability income, flexible spending account plan & competitive PTO benefits 2
Benefit Offerings Summary: Health & Wellness • Medical/Vision & Dental Insurance Offerings: Kaiser, BC/Anthem, VSP • HMO Option • PPO Option • High deductible Health Reimbursement Account Plan • Short-term and Long-term Disability: Sun Life • 66% base salary protection for STD up to $2,500/wk • 66% base salary protection for LTD up to $10,000/mo • Option to pay the tax on the premium & receive benefit tax-free • Life Insurance: Sun Life • 3X annual salary up to $1M • Additional 3X annual salary for accidental death up to $1M • Additional Option Life Insurance: Sun Life • Flexible Spending Reimbursement Account: IGOE • Pre-tax deferral allowance of $104.17 per pay period annually for unreimbursed medical $208.34 per pay period for dependent care expenses 3
MONTHLY COST SHARING CONTRIBUTIONS COST SHARING
Benefit Offerings Summary: Well Being • Health Club Reimbursement: $300/annually for offices without an existing health club on premises • Optional Legal Services Plan: Hyatt Legal, $23 a month • PTO (Sick and Vacation): • Year of Service # of PTO Days Monthly Rate of Accrual • 1st - 5th 20 1.666 days • 6th onward 25 2.083 days • Accrued balances may equal one and a quarter (1.25) times current rate of paid time off accrual. • Accruals over the current 1.25 PTO rate accrual will be grandfathered until time is taken down to the level where accruals may begin 6
Benefit Offerings: Well Being 10 Company Paid Holidays Per Year Wednesday, January, 1st New Year’s Day Monday, February, 17th President’s Day Monday, May 26th Memorial Day Weekend Friday & Monday, July 4th & 7th Independence Day Observed Monday, September 1st Labor Day Thursday & Friday, November 27th & 28th Thanksgiving Weekend Thursday & Friday, December 25th & 26th Christmas Day Company Shut Down: All US operations will be closed Friday, July 4th through Friday, July 11th and employees will be required to use 4 days of PTO. 7
Benefits Summary: Development & Recognition • Tuition Reimbursement: • Annual amount of $3,500 • Employee Recognition Programs: • Bravo - $10 Peer to Peer • Making a Difference - Management to Staff $150 – $300 • Excellence Awards – Outstanding Accomplishment $500 – $1,500 • Service Awards – 1, 3, 5,7, 10 and every 5 years thereafter • Performance Reviews & Objective Setting: • Happens annually commencing in January of each year • Performance reviews follow completion of prior year self review & are conducted by 2/28 • Merit Increases – 4/1 • Qumas Alignment – 2014 objective setting, participation in the 2014/2015 merit process 8
Benefit Open Enrollment • Open enrollment is effective now through March 21 during which time you can elect your benefit plans for coverage during April 1 – September 30, 2014, with an effective date of April 1. • This will be your opportunity to elect coverage for: • Medical/Vision • Dental • Life Insurance • Tax-Free Disability Insurance • Health and Dependent Care Flexible Spending Account Enrollment • Legal Service Plan Benefits • Accelrys’ benefit plan year is October – September: elections will be in place through September 30th unless you have a ‘life event’ (marriage, birth of a child, divorce, change in employment).
Additional Policies & Information • Accelrys Benefit Site – • Accessible to you and families • Provides links to plan provider websites, plan summaries, physician directory, forms and policies • Benefit Help Desk – CareCounsel • http://accelrys.gethrinfo.net/Default.aspx 10
BENEFITS OVERVIEW • Medical • Anthem PPO • Anthem HRA • Anthem HMO (ca & co) • Kaiser HMO (ca & co) • Dental • Anthem PPO • Vision • VSP Core PPO • VSP Buy-up PPO • Life & Disability • Sun Life Financial Life / AD&D • Sun Life Financial Short-term Disability • Sun Life Financial Long-term Disability • Sun Life Financial Voluntary Life / AD&D • Other Benefits • Hyatt Legal • EAP • CareCounsel
BENEFITS HOTLINE – CareCounsel CareCounsel is a confidential service that helps employees navigate the healthcare system. Healthcare professionals can assist in the following areas: • Understanding health benefits and coverage • Assist with claims processing and service denials • Assistance in choosing a PCP, specialist or hospital • Understanding drug formularies to make most cost effective decisions Call (toll-free) 1-888-227-3334, Monday through Friday, 8:30am – 5:00pm PST or email, staff@carecounsel.com.
MEDICAL PPO – Anthem In network Out of network Calendar year deductible $250 / individual $500 / family $500 / individual $1,000 / family Coinsurance 20% after deductible 40% after deductible Out of pocket maximum $2,000 / individual $4,000 / family $6,000 / individual $12,000 / family No charge 40% after deductible Routine preventive care Office visit $20 40% after deductible 20% after deductible 40% after deductible Laboratory & radiology Inpatient hospitalization 20% after deductible $500 / admit + 40% after ded. Outpatient surgery 20% after deductible 40% after deductible $100 (waived if admitted) + 20% Emergency room $20 40% after deductible Urgent care Durable medical equipment 20% after deductible 40% after deductible 20% after deductible 40% after deductible Acupuncture Acupuncture limitations 12 visits / calendar yr. Chiropractic 20% after deductible 40% after deductible Chiropractic limitations 24 visits / calendar yr. Prescription Drugs Tier 1 / Tier 2 / Tier 3 / Tier 4 $10 / $30 / $50 / 20% $10 / $30 / $50 / 20% + 50% Mail order – 90 day supply $10 / $60 / $100 / 20% Not covered
MEDICAL HRA – Anthem In network Out of network Calendar year deductible $3,000 / individual (fund pays first $750) $6,000 / family (fund pays first $1,500) Coinsurance No charge 30% after deductible Out of pocket maximum $4,000 / individual $8,000 / family $6,000 / individual $12,000 / family No charge 30% after deductible Routine preventive care Office visit No charge after deductible 30% after deductible No charge after deductible 30% after deductible Laboratory & radiology Inpatient hospitalization No charge after deductible 30% after deductible Outpatient surgery No charge after deductible 30% after deductible No charge after deductible Emergency room No charge after deductible 30% after deductible Urgent care Durable medical equipment 50% after deductible 50% after deductible No charge after deductible 30% after deductible Acupuncture Acupuncture limitations 12 visits / calendar yr. Chiropractic No charge after deductible 30% after deductible Chiropractic limitations 24 visits / calendar yr. Prescription Drugs – Medical Deductibles Apply Tier 1 / Tier 2 / Tier 3 / Tier 4 $10 / $30 / $50 / 30% 30% Mail order – 90 day supply $10 / $60 / $100 / 30% Not covered
Anthem HRA In Network Out of pocket maximum $4,000 individual ($3,250 after fund) $8,000 family ($6,500 after fund) HRA fund established by Accelrys $750 individual $1,500 family Coinsurance 0% individual 100% Anthem Preventive Care Such as annual physicals/exams, and age/condition appropriate screenings and immunizations FSA Deductible $3,000 individual ($2,250 after fund) $6,000 family ($4,500 after fund) 100% Preventive
The HRA plan is a calendar year plan. Employees who enroll in the Anthem HRA will: Receive annual fund amount of $750 / $1,500 at the beginning of the calendar year (prorated each month thereafter) HRA FUNDING
Anthem HMO In network only Calendar year deductible None $3,000 / family Out of pocket maximum $1,500 / individual Routine preventive care No charge Office visit (PCP / specialist) $20 Laboratory & radiology No charge Inpatient hospitalization $200 / admit Outpatient surgery $100 / procedure Emergency room $100 (waived if admitted) Urgent care $20 Durable medical equipment 20% Acupuncture $20 Chiropractic (60 days after illness/injury) $20 Prescription Drugs Tier 1 / Tier 2 / Tier 3 / Tier 4 $10 / $30 / $45 / $45 Mail Order Tier 1 / Tier 2 / Tier 3 / Tier 4 $10 / $60 / $90 / $90
KAISER HMO In network only Calendar year deductible None $3,000 / family Out of pocket maximum $1,500 / individual Routine preventive care No charge Office visit (PCP / specialist) $20 Laboratory & radiology No charge Inpatient hospitalization $250 / admit Outpatient surgery $20 / procedure Emergency room $50 (waived if admitted) Urgent care $20 Durable medical equipment 20% Acupuncture Not covered Chiropractic (20 visits / cal. yr.) $20 Prescription Drugs Generic / brand / Specialty Drugs $15 / $30 / 20% up to $250 copay max. Mail Order - Generic / brand $30 / $60 Supply Limit 90 day supply
Available for members who are under the care of a provider who is not currently in the Anthem network: Must be in an active course of treatment, have a terminal illness, have a scheduled surgery or are pregnant Members must complete and submit the Transition of Care form found on the benefits portal TRANSITION OF CARE
DENTAL PPO – Anthem In network Out of network Calendar year deductible (indiv. / family) Calendar year plan benefit maximum $50 / $150 $2,000 $100 / $300 $2,000 Diagnostic & Preventive – Deductible Waived Office exam Teeth cleaning Full mouth x-ray 100% 100% 100% 100% of UCR 100% of UCR 100% of UCR Basic Services Amalgam, one surface permanent Composite/white (anterior), one surface permanent Surgical removal of erupted tooth Extracted impacted tooth Single root canal 90% 90%90%90%90% 80% of UCR 80% of UCR80% of UCR 80% of UCR80% of UCR Major Services 60% 60% 60% Full cast metal crown Porcelain/metal crowns (molars) Dentures (full or partial) 50% of UCR 50% of UCR 50% or UCR Orthodontic Services Orthodontic treatment (adults & children) Lifetime maximum 50% $1,500 50% of UCR $1,500
LIFE AND DISABILITY – Sun Life Financial • Basic Life / AD&D Benefit • 3x Annual Salary to $1,000,000 • Basic Accidental Death & Dismemberment • 3x Annual Salary to $1,000,000 • Short Term Disability • 66.67% of weekly earnings to a maximum of $2,500 / week • Long Term Disability • 66.67% of monthly earnings to a maximum of $10,000 / month • (Employees have an option to elect a non-taxable STD / LTD benefit)
OPTIONAL LIFE / AD&D – Sun Life Financial • Purchase a maximum of $500,000 in increments of $25,000 • $150,000 Guarantee Issue • Spousal coverage available in increments of $5,000 up to $500,000 • $25,000 Guarantee Issue • Cannot exceed employee coverage • Child(ren) $10,000 coverage is available • “Evidence of Insurability” required for amounts above guarantee issue (complete EOI form on Benefits Portal)
125 FLEXIBLE SPENDING PLAN • A pre-tax benefit which allows employees to set aside pre-tax dollars for unreimbursed medical, dental, vision and childcare expenses • FSA Plan Year: April 1, 2014 – March 15, 2015 • Contributions: April 1, 2014 – December 31, 2014 • Reimbursement requests must be submitted by – March 31, 2015 • You can contribute: • $104.17 per pay period for healthcare expenses • $208.34 per pay period for childcare expenses • A Benefit Card will be issued to you if you enroll in the Medical FSA plan. It allows you to directly access your Flexible Benefit Plan pre-tax funds with the swipe of a card to pay for eligible products and services at qualified locations. Locations include hospitals, physician offices, dental offices, vision service locations, and pharmacies.
FSA ELIGIBLE EXPENSES • Health Care FSA • Medical • Copays • Deductibles • Prescriptions • Hospital costs • Smoking cessation • Fertility / family planning • Acupuncture • Chiropractic • OTC medications with physician prescription • Physician prescription not required • Band Aids • Bandages and wraps • Braces and supports • Contact lens supplies • Denture adhesives • First aid supplies • Diabetic supplies • Diagnostic tests & monitors • Reading glasses • Wheelchair, walker, cane • Other durable medical equipment • Dental • Deductible • Copays • Orthodontia • Vision • Prescription glasses and sunglasses (frames and lenses) • Contact lenses and products • LASIK, PRK, etc. Dependent Care FSA Before/ after school programs for children under age 13 Daycare centers In-home day care / Nanny / Au Pair Summer day camp Nursery school and Pre-school programs Elder care or dependents not capable of self-care
FSA PLAN RULES • Subject to IRS “use it or lose it” provisions • Employee contributions are deducted from your paycheck pre-tax and deposited in your FSA • Annual enrollment required each year by the IRS • Contribution changes not allowed unless an eligible change in family status has occurred such as: • Marriage/divorce • Birth/adoption • Death of dependent • Loss/gain of coverage
Covers employee, spouse and dependents for legal services including: Estate Planning Real Estate Family Law Document preparation Financial Matters Traffic Offenses $23 per month and enrollment for full plan year is required LEGAL ASSISTANCE – Hyatt Legal Plan
EMPLOYEE ASSISTANCE PROGRAM – COMPSYCH • 100% Accelrys Paid • Five face-to-face counseling sessions per issue • Confidential counseling services and referrals to local counselors and resources to address issues such as: • Relationship Issues • Family Problems • Grief and Loss • Addiction & Recovery • Available 24 hours per day, 365 days per year • Covers employees, spouses and children
UltiPro System Online Benefit Enrollment • Must enroll and/or decline benefit plans by COB, March 21st UltiPro Features - • View Pay statements, W-2’s and personal data • Access PTO balance • View benefit plan details Additional Features – (training will be provided at a later date) • Submission of time-off requests and ability to record leave taken in the UP Time Management Module Site Address: https://www4.ultiproworkplace.com/
Employment • US Qumas employees will become employees of Accelrys effective April 1. With the transition to the Accelrys payroll the following documents are needed to complete this process: • A new Form I9 providing identification documentation • Proprietary Information and Inventions Agreement & Multi-Policy Acknowledgment Policy Form • Form W4, if applicable, State tax withholding form • Direct Deposit Enrollment Form • EEO Self-Identification Form • Premium Tax Election Form • EEO Self-Identification Form • Your Qumas date of hire is your official start date with Accelrys for purposes of: • 401(k) Vesting – 3DS Plan • PTO Accrual • Service Award Program
Questions For assistance with the integration process, benefit enrollment or general questions, please contact Carla Frates, Stacy Fingerut or me. • Carla Frates – carla.frates@accelrys.com. or 925-543-7301 • Stacy Fingerut – stacy.fingerut@accelrys.com or 925-543-7302 • Deb Slaunwhite – deborah.slaunwhite@accelrys.com or 858-799-5258