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California Insurance Industry Fire Safety Report to the Governor’s Blue Ribbon Fire Committee. By Jerry Davies Personal Insurance Federation of California Representing: State Farm Insurance Company Farmers Insurance Group SAFECO Insurance Company 21st Century Insurance Company
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California Insurance Industry Fire Safety Report to theGovernor’s Blue Ribbon Fire Committee By Jerry Davies Personal Insurance Federation of California Representing: State Farm Insurance Company Farmers Insurance Group SAFECO Insurance Company 21st Century Insurance Company Progressive Insurance Company
California Insurance Industry Fire Safety Efforts • Insurance Company Fire Safety Education Programs • Insurance Company Fire Safety Programs for Schools and Businesses • Insurance Company Lessons Learned from the 1991 Oakland Hills Fire • Insurance Company Lessons Learned from the 1993 Laguna Beach Fire • Insurance Company Lessons Applied to the 2003 Fires in Southern California
California FireSafe Council Board • California FireSafe Plan -- The Insurance Industry Works Closely with 120 FireSafe Councils. • The FireSafe Council Board is a "One Stop Shopping" Clearinghouse Effort Sponsored by the California Fire Alliance. • Grant Requests Far Exceed Available Funds for Vital Fire Prevention Projects which include Defensible Space, Brush Clearing and Tree Chipping. • Due to Budget Restrictions, Only 1 in 4 Grants is Funded by the National Fire Plan in California.
FireSafe GrantsBLM, USFS, and CDF-WUI • 2001: 288 Grant Applications for $15 million; 196 received $8.7 million. • 2002: 346 Grant Applications for $19.6 million; 206 received $9.6 million. • 2003: 264 Grant Applications for $17.2 million; 163 received $8.2 million. • 2004: 300+ Grant Applications Expected for $43 million; only $2.4 million available.
Institute For Building and Home Safety (IBHS) and Insurer Building Code Coalition (IBCC) • IBHS Promotes Consideration of Fire Hazard Safety in Community Planning and Building Decisions. • IBHS Promotes Better Ways to Design Homes in High Fire Risk Areas. • IBCC Supports Public Policies that Strengthen Building Codes and Encourages Fire Hazard Assessment in Land Use Decisions.
IBHS Programs and Resources Include: Homeowners’ Guide to Wildfire Retrofit Topics include: • Wildfires and Your Home • Your Home’s Landscape: Defensible Space • Your Home’s Building Materials and Design: The Ideal Fire Resistant Home • Helping Your Local Fire Department: Ingress and Egress; Water & Pressure • Wildfire Safety Project List • Wildfire Protection Checklist
The Insurance Industry Also Supports Firewise Community Workshops www.firewise.org/vrhome -- A Virtual Tour of a Fire Safe Home
Insurer Building Code Coalition Recommended FireSafe Construction In Wildland Urban Interface Areas • Roofing: Based on Research, Wood Shingle Roofs Increase the Risk of Fire Damage. Class A Roofing Materials are Recommended When Possible in High Risk Areas. • Siding: Vinyl or Wood Siding Is Not Recommended. • Eaves and Vents: Eaves Should be Boxed in and Vents Covered with Metal Wire Mesh, not Vinyl, Which Melts. • Windows and Skylights Should Be Double Paned. • Spark Arresters in Chimneys. • Wood Fences Should Not Abut the Home.