Tap the power of the Debt Free Tax Free Wealth Builder all thanks to the IRS

1. “How to make money helping people become debt free within 6 – 9 months and build their wealth tax-deferred like the wealthiest families” Tap the power of the Debt Free Tax Free Wealth Builder all thanks to the IRS And Department of Labor laws of the land Richard Geller

2. Stop Struggling and start living • How to tap into 4.3 trillion in wealth • How to find money for buying notes, buying apartment buildings, making secured loans • How to earn 8% to 20% secured returns • How to get the down payment for any investment in real estate

3. When the average IRA investor gets the shaft… Inflation adjusted Returns have been zero over the past 15 years!

4. Bond yields at 3.5%

5. Why does Wall Street do so well…

6. Wall Street considers you and me“dumb money” • Wall Street calls our money “dumb money reason http://www.flickr.com/photos/42dreams/

7. Wall Street is stacked against investors

8. “But I have a financial advisor” • Your clients’ advisor gets his fees HOW? • If you figure out how to make a return WITHOUT Wall Street, will your client’s advisor be pleased? • They know no other way on Wall Street • Even most of our friends are brainwashed by Wall Street

9. Let’s look at your options • They created 1.5 trillion in “counterfeit” money in 2009 alone and on the way in 2010 • What does that do to your client’s savings? • What may happen if things get a lot worse? • How can you turn these financial problems to your clients’ and your advantage?

10. And here’s the real problem…

13. How most folks lose $221,000 • Assume you owe $50,000 • Over the years, at 18% interest, how much are you being bilked out of? • If you paid $753/month it would take 30 years to pay this back • You’d pay $271,000 back • This is how people become poor

14. How you can save $261,000 • Assume you owe $50,000 • Instead of paying $271,000 back • Assume the debt gets cancelled in return for $10,000 one time • Save $261,000 • Be entirely debt free • This is how people become rich

16. What if your client could… • Be entirely free from debt • Invest and earn potentially 8% - 20% • Tax deferred so it builds up without paying taxes • Borrow from yourself and pay yourself interest when you need extra funds

17. Richard Geller • Helped thousands of people get out of debt • 94,000 subscribers, 6,000 Students • Author of acclaimed Mortgage Relief Formula and Credit Card Relief Formula, Short Sale Secrets, and much more • Raised over $20 million in capital • Ran numerous businesses of my own • Training Students Nationwide to become debt free, and earn money in investments AWAY from the stock market, make money in real estate

18. Let me lay my cards on the table • I help folks start their own business • I help folks invest without taxes • I help folks convert their retirement plan into the self-directed checkbook retirement plans • I do not earn money from investments you make. • I do not get paid when you invest your money anywhere in particular.

19. I always owed at least $70,000 in cards • I was paying all my wealth in credit card payments • I had no savings to speak of • I had to depend upon my wife for her income • It wasn’t boom and bust, it was bust and bust…over and over and over

20. How I changed my life • I built up my own businesses • I figured out how to get out of debt and stay out of debt • This gave me a huge financial return • I gained legal tax deductions not available to the “wage earner” • I took advantage of tax law to build a nest egg without taxes

21. “…$620,000…reduced to $300,000” $620,000 mtg debt reduced to $300k derrogatories to credit: late pays removed also negotiated low fixed rate loan for 5 years interest only or low fixed 30 yr Larry Crandell Santa Barbara, CA 92108

22. Principal reduction on three out of six loans I have used your loan Modification program that I purchased,. I am a mortgage broker and negotiator for loan modifications. With the help of your program, and my own summary writing and work, I have been able to help modify 6 loans, and Principal Reduction of three. Helene Rippe/loanmod.rippe@gmail.com Tamarac, Florida

23. $180,000 in debt now $110,000…and 10 more debts to go! I am in the middle of settling my credit card debt using Richards system. I started at $180,000 and am now down to $110,000. Cleared up 5 cards have 10 to go... Jan Burton Chandler, Arizona

24. Works to reduce business loans too! Richard, What I can say is my son is a business owner in the construction business and his business has been suffering greatly due to the economy, I have used your information to help him in re-negotiating both him mortgage and credit card debt, it has been amazingly helpful and precise. Dawn Hayes Charlottesville, Virginia

26. Five Simple Steps • “Sell”the Checkbook Retirement Program • Fill in the submission form • We will set up a Checkbook Retirement Plan™ • We will settle the client’s debts using my Dimes on the Dollar™ system • We will help the client to intelligently invest in secured investments away from Wall Street

27. #1 – “Sell” the checkbook retirement program • Identify their debt problems • Show them how they could benefit if they were paid off • Empathize with their stock market losses • Show them alternative investments they can make

28. #2 – Fill in the simple form

29. Quick commisisons • Commissions are $1000 when done • Can take 1 week to sometimes 4 weeks

31. #3 – Set up a Checkbook Retirement Plan™ • A Checkbook Retirement Plan puts you in charge of your money. • You can write a check for almost any investment so you want • You are in charge • Not some “financial advisor” who only gets paid when you are in stocks and bonds • What if you already have an IRA or 401(k)?

32. #4 – Settle your debts • I have shown thousands how to use my Dime on the Dollar™ method to get out of debt • You go dark for awhile • The creditors get anxious • You can settle with them for $0.10 to $0.40 on the dollar • You borrow this from your Checkbook Retirement Plan™ • And you pay yourself back at low interest • Our lawyer handles all this http://www.flickr.com/photos/moacir/

33. Help every step of the way • Avoid scam debt settlement companies • They have you pay them monthly payments • Don’t fall for this • It’s easy to do this yourself • You write the checks out of the Plan • Then you pay yourself back at a reasonable interest rate • The lawyer charges 12% of the savings plus $100/account settled

34. “But what about my credit?” • You can actually improve your credit using my system • Your FICO score will fall a lot for about 12 – 18 months • Then using my system, it can be HIGHER than it is now!

35. Why a higher FICO? • Eliminate most of the derogs • Much better financial ratios • You will be VERY creditworthy • Can even eliminate foreclosures, short sales, collections, judgments

36. #5 – Begin investing intelligently • You can invest in stocks and bonds if you want • But you don’t have to • You will be in checkbook control over your money

37. A checkbook IRA lets you invest in… • Residential Real Estate • Commercial Real Estate • Raw Land • Trust Deeds / Mortgages, • Mortgage Pools • Private Notes and Loans • Private Stock Offerings • Limited Liability Companies (LLC) • Limited Partnerships (LPs)

38. As well as… • Tax Certificates • Receivables • Stocks, Bonds, Mutual Funds • Annuities • Options • Currency • Futures • Commercial Paper

39. But not… • Artwork, coins, collectibles • Your own house or any property you use personally • S-corporations (LLCs are okay in some cases) • Majority control in a business you work in or for

40. Beware of companies over promising • They don’t give you true checkbook control • They want to run your money for you • You need their permission to pay someone when you have an investment • Why should you need your parents permission to go on a trip  • It’s YOUR money, isn’t it?

41. Investments in gold and silver coins • Purchase • Storage • Paper vs. physical • Earned 16% per yearlast 20 years

42. Investment in real estate loans • First position • Situations such as under water cash flowing notes • Term • Proper title search and closing • Proper servicing • What happens if they don’t pay

43. Buying the note

44. Making a loan

45. Lend in your local area • You can invest by lending to investors • See the house before you lend • Interest rates of 8% to 18% are common • Terms are short • You are in first position • Require a down payment and if you get the house back, it’s a Good thing!

46. Investment in a local business • Franchise or non-franchise • Who is going to run it • Where is the rest of the money going to come from • What if it fails • The investor can’t run their own business with retirement money

47. Income properties • Rents go into your Checkbook Retirement Plan™ • Rents are going up in the long run • Shares or 100%

48. Tax Lien Investing • Most states let you buy tax liens from the county at an auction • You have a “super priority” lien on the property • You either get a return of 10% to 20% or you get the property back

49. Investment in other high yield situations • Tax lien investing • Personal loans (prosper.com) • Lawsuit financing • Judgments and structured settlements

50. What if your client doesn’t want to be active? • Some qualified local funds and investors will lend your money for you and collect a spread • There are tax lien funds that do this for you • There are SFR specialists who buy properties in your name, rehab them and sell them or rent them out • You can invest in alternative investments without being active