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Leaders With Passion

CONQUER YOUR DREAMS!. Leaders With Passion. Helping People With Dreams. WHO IS PRESTIGE?. PRESTIGE is an independent marketing company that offers you a chance to be in business for yourself, but not by yourself.

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Leaders With Passion

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  1. CONQUER YOUR DREAMS! Leaders With Passion Helping People With Dreams

  2. WHO IS PRESTIGE? PRESTIGEis an independent marketing company that offers you a chance to be in business for yourself, but not by yourself. We offer powerful financial concepts and services to help families take charge of their financial future. We represent some of the top 10 world-class financial product providers in the United States and in the world.

  3. A COMPANY OF DESTINY OUR MISSION To Help Families Accumulate Wealth and Ensure Proper Protection. OUR VISION To Change the Saving Habits of Families. OUR CRUSADE To Educate and Inform Families About the Truth of Money.

  4. WE SELL DREAMS • A Dream Can Be: • Living a comfortable lifestyle. • Retiring early. • Owning a dream home. • Driving a luxury car. • Building a successful business. • Spending more time with family and friends. • Leaving a legacy behind. Dreams can come true if you have the will and determination to accomplish them.

  5. WE PROVIDE SOLUTIONS • SOLUTION #1 • To Change the Saving Habits of Families • The rule of saving is 10% of your income. • Options of saving vehicles. • Solution #2 • How Money Works • Magic compound of interest rate return. • Minimize taxation – Tax Advantage Plan. DISCOVER THE GATEWAY TO WEALTH

  6. THE GATEWAY TO WEALTH We offer the “Roadmap” to financial security … You can CREATE WEALTH for you and your family by making commitments to do one of the following or both. • SAVING MORE MONEY FOR A LONG PERIOD OF TIME. *Accumulate Wealth • MAKING MORE MONEY BY TAKING A NEW OPPORTUNITY. *Have New Dreams, Build New Business

  7. The Rule of 72 How Money Works Divide 72 by the compound interest rate of return, it gives you the approximate number of years it will take your money to double. 1% 72 ÷ 1 = 72 years 72 ÷ 4 = 18 years 72 ÷ 8 = 9 years Rule 72 is a mathematical formula discovered by Albert Einstein. This is for educational and illustrative purpose only.

  8. THE WAKE-UP CALL Look at where you are and where you want to be financially. Retirement Now Future Age 35 Age 65 30 years to save Golden years You Work For Money Your Money Must Works For You You Should Have At Least $625,000 Working at 8% x 8% rate of return $50,000/yr Retirement Income For Instant: You’re Working Earn $50,000/yr What’s your plan for the time you have left? What are your goals? How much do you want to save a month to reach your goals?

  9. SAVING VEHICLES Regular Saving, CD, M. Funds Stocks 401k, 403b, TSA, Traditional IRA Indexed Universal Life New Approach * Contribution - Tax Deductible * Growth Tax Deferred * Distribution - 100% Taxable based on individual’s tax bracket * Must take out between Age 59 ½ and 70 ½ * Ordinary Income Tax and Estate Tax at Death • Contribution • - No Tax Deductible • - After tax money • Tax As Earned • Distribution • - Taxable every year IDEAL ACCOUNT • Contribution • - After Taxed Money • Accumulate Tax Deferred • Distribution • - Tax Free Via Policy Loan* • - Tax FIFO if Withdraw • - Tax Free at Death * Internal Revenue Code: IRC Section 101, Sect 72(e), Rev. Rule 66-322, 1966-2 CB 123, TEFRA Section 266, DEFRA Section 221 The traditional ways of saving money may not be the right vehicle for you to achieve your financial future.

  10. WHAT WE DO… HARNESS THE POWER OF INDEXED UNIVERSAL LIFE TO FUND YOUR“ GOLDEN YEARS.” WHAT YOU KNOW People buy the maximum life insurance with the minimum payments. Prepare for Death Benefit – Income Replacement for Your Family. You Have To Die For Your Family To Use It, Not You. HARNESS THE POWER OF INDEXED UL People buy the minimumlife insurance with the maximum payments, Prepare for both Death Benefit and Living Benefits. You Don’t Have To Die To Use It.

  11. SAFETY OF PRINCIPAL: Revolutionary Product – IUL The Power of Indexed Universal Life Market Upside Gains & No Downside Risk Green = IUL Interest Crediting Strategy 1 yr PtP Concept. Red = Movement of S&P 500 Indexed Stocks Yr 2 Yr 5 Yr 1 Yr 3 Yr 4 Indexed UL is the Ideal Account for everyone who understands it.

  12. A tale of two savers, both at the age of 35 and earning $50,000 a year. They’re putting $350/ month towards their retirement earning 8.0% rate of return. SAVER “A” SAVER “B” Believe in 401k, IRA…Believe in Indexed Universal Life (IUL) Save $350 / month @ 8.0% Pay $350 / month @ 8.0% rt. return AFTER 10 YEARS No life insurance protection Have $150,000 life insurance Account value $ 65,000 Cash value $ 51,000 Cannot access until age 59 ½ Access the cash value anytime If die, $65,000 death benefit If die, $201,000 death benefit AFTER 30 YEARS Account value $529,000 Cash value $478,000 $50,000 / yr income $50,000 / yr income After 28% tax, $36,000 / yr Policy loan - tax free, $50,000 / yr If die @ age 65, $529,000 DB If die @ age 65, $628,000 DB Taxable at death, 28% ... Tax Free to beneficiary. *The Saver A and Saver B are hypothetical examples and for illustrative purposes only. Interest rate is not guarantee. .

  13. 401K, IRA, 403(b) Vs Indexed UL SAVER: ASAVER: B 401k / IRA Indexed UL AT AGE 80 Run out of money, acct is $ 0 Used up $750,000 for the last 15 yrs Account is ZERO ($ 0) Cash value still has $316,000 If die, Zero death benefit If die, $466,000 death benefit AT AGE 100 & BEYOND Out of money, Used up acct. Used up $1,750,000 for 35 yrs. Account is ZERO ($ 0) Cash value, $1,396,000 left. If die, Zero death benefit If die, $1,546,000 DB Tax Free If you’re going to save for your retirement, which account would you prefer to save your money in? Do you want your money to be taxed or tax free?

  14. A Revolutionary Solution INDEXED UNIVERSAL LIFE - Has the Ideal Benefits and Features for Your Financial Needs • No Downside Risk • Potential Higher Rate of Return • Liquidity • Retirement Income • Educational Funds for Your Children • Life Insurance Protection • Accelerated Living Benefits • Triple Compound Interests

  15. REDEFINING YOUR RETIREMENT PLAN • There is a better way to save beyond a 401k, IRA, 403(b), and TSA plans. • Turbo-charging your retirement savings. • Taking ownership of your financial future. • Ensure proper protection for your family. We offer the solutions you deserve for your retirement money that may last as long as you live.

  16. You deserve to have the most out of your money. It’s not what you make, It’s what you can keep. Since you are working hard for your money; Would it make sense to have your money work hard for you too?

  17. World-Class Financial Product Providers PRESTIGEhas strategic relationships with world-class Product provider companies, which offer diversified consumer-oriented product portfolios that include: * Indexed UL & Traditional UL , Whole Life, Term (With and without No Lapse Guarantee Rider.) *Indexed Annuities and Fixed Annuities ( IRA & Roth IRA ) • Licensed Associates must sit down with consumers to discus & determine what product is suitable for the consumers. • This is for training purpose only. • Do not distribute to the public.

  18. GREAT PART-TIME INCOME OPPORTUNITY Get started today and become your own boss: Write 1 IUL a month @60% $900/mo.* Client like Saver B…Based on commissionable target premiums Write 4 IUL’s a month @60% $3,600/mo.* If you get yourself promoted to 80% $1,200 / mo.* Write 4 IUL a month @ 80% $4,800 / mo.* * These numbers are hypothetical and depends on the amount insurance coverage, the age of the insured, and advance annualized max per case. Would this type of part-time incomechange your lifestyle?

  19. You-VP 80% Account Assoc Account Assoc Account Assoc Account Assoc Account Assoc BUILDERS COMPENSATION PLAN You become a Leader and build a TEAM TEAMS = MONEY MAKING MACHINE = RESIDUAL INCOME Write 4 accounts a month personally @ 80% $4,800 / month. You Build 5 Account Associates who each writes 4 accounts a month... $6,000 / month. YOUR TOTAL INCOME PER MONTH $10,800 / month. * These numbers are hypothetical and depends on the amount insurance coverage, the age of the insured, and advance annualized max per case.

  20. BUILDERS COMPENSATION PLAN You-CEO 90% You become a Leader and build a TEAM TEAMS = MONEY MAKING MACHINE = RESIDUAL INCOME Write 4 accounts per month personally @ 90%$5,400 You Build 5 Vice Presidents who each writes 4 accounts per month…$3,900 5 VPs have 5 Associates, each writes 4 accounts per month $19,500 YOUR TOTAL INCOME PER MONTH $28,800

  21. World-Class Award & Recognition System PRESTIGEhas world-class awards and incentive trips to recognize the associates who have worked hard .

  22. It’s Time To Have New Dreamsand Build New Business… • Take charge of your financial future for you and your family. • Be your own boss. • Get paid for what you’re worth. • Call your own shots. • Increase your cash-flow per month. • Plant the seed for legacy.

  23. If you’re a determined dreamer, You can started today with… All materials and concepts presented on all the slides above are for training and educational purpose only. Do Not distribute to the public. This is strictly for agents use only. Risk Free Opportunity No Fee To Join!

  24. Thanks for taking your time to view this presentation. Please contact the person that told you about this opportunity to help you get started. We are looking forward to work with you soon… All materials and concepts presented on all the slides above are for illustrative and educational purpose only. You are not guarantee in results or performance.

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