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Identity Theft: What if You Are a Victim?

Learn how to recover from identity theft by monitoring credit reports and taking necessary actions. Understand the process of reporting the crime, obtaining a copy of the police report, and resolving any fraudulent activities. Find out about identity theft insurance and the costs involved.

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Identity Theft: What if You Are a Victim?

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  1. Identity Theft: What if You Are a Victim? Ronald J. Leach

  2. How can you recover if your identity is stolen? • Credit reports • Actions

  3. How can you recover if your identity is stolen? • Credit reports • Actions OR • Actions • Credit reports

  4. A man • A plan • A canal

  5. A man • A plan • A canal • Panama!

  6. plan

  7. Impersonation

  8. Impersonation Sue Grafton’s “T is for Trespass” has an excellent story based on impersonation

  9. Where were you when it happened? Not likely on a cruise ship.

  10. Where were you when it happened?

  11. Where were you when it happened?

  12. Where were you when it happened?

  13. Where were you when it happened?

  14. Source: wikipedia.com

  15. What happened?

  16. Three Major Credit Report Companies: Equifax, Experian, TransUnion

  17. Three Major Credit Report Companies: Equifax, Experian, TransUnion • Each one can provide one free credit report per year. • Cost is nothing, by Federal regulation!

  18. How much does an annual credit report cost?

  19. How much does a credit report cost? • Nothing! • Nothing! • Nothing!

  20. How much does an annual credit report cost? Nothing! • AnnualCreditReport.com

  21. First steps • Contact financial institutions or companies • Tell them you’re a victim of ID Theft • Request a fraud alert from credit agencies • Other help from hotels, cruise lines, …

  22. Second steps • Report the crime to your local police • Get a copy of police report • Keep copies for resolving complaints • Contact FTC for information

  23. Third steps: Check other records • Retirement • Mortgage • Health • …

  24. Who to call

  25. Who to call • Was it ID Theft? • Was it an ID breach?

  26. Laws about Identity Theft • Many countries have them • Problems are regional, even global

  27. Some companies specialize in ID theft repair • Monthly reports • Insurance policies • Helpful expert information

  28. ID Theft insurance • Monetary loss • Data and privacy loss • Time to fix the problems

  29. How much does a credit report cost? • Nothing! • Nothing! • Nothing!

  30. How much does a credit report cost? • Nothing! • Nothing! • Nothing! • AnnualCreditReport.com

  31. Thank you!

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