Presentation to: Visalia Police Officers Association September 29, 2011

1. Presentation to: Visalia Police Officers Association September 29, 2011

2. PORAC Membership • PORAC: Regular Membership, $7.00 per member per month • Fully Staffed Headquarters at your service • Many Insurance & Benefits Program to choose from • Legal Defense Fund • Retiree Medical Trust - NEW • $5,000 AD&D Policy FREE with PORAC Membership • Legislative lobbyists working full time for Peace Officer Rights • PAC Benefits (Local and Statewide Political Action Support) • Training Seminars year round and POST approved • PORAC Law Enforcement News Magazine • Chapter Meetings to network with other associations • Annual Conference of Members

3. What is PORAC • Peace Officers Research Association of California is an Association of Associations • Membership is currently more than 915 Associations • Approximately 62,000 members • Established in 1953 as a non-profit organization • Run by Peace Officers for Peace Officers • Active or retired in California and Nevada.

4. PORAC Officers • President … Ron Cottingham – San Diego DSA • Vice President ... Mike Durant – Santa Barbara DSA • Treasurer … Marcelo Blanco – Upland PMA • Secretary … Mike Sobek- San Leandro POA

5. PORAC Executive Committee • President Ron Cottinghan – San Diego County DSA • Vice President Michael Durant – Santa Barbara DSA • Treasurer Marcelo Blanco – Upland PMA • Secretary Mike Sobek – San Leandro POA • Region 1 Shaun Du Fosee- Sonoma LEA • Region 2 Randy Beintema- San Joaquin DSA • Region 2 Jacky Parks– Fresno POA • Region 3 Randy Watkins-Ventura Co. DSA • Region 3 Joe Flannagan – Alhambra POA • Region 4 William Abernathie - SEBA • Region 4 Buddy Magor – Chula Vista POA

6. PORAC Chapter & Region Map

7. PORAC Chapter Information South San Joaquin Chapter • Executive Committee Members: • Jacky Parks- Fresno POA • Randy Beintema- San Joaquin DSA • Chapter President: Gary Williams- Kern LEA • Chapter Director: • David Winters- Tulare County DSA

8. Chapter Meetings Meet regularly. Usually monthly meetings Networking with other similar associations Distribute chapter general fund monies Distribute chapter PAC monies Initiate legislation, send to PORAC BOD Select State and local candidates

9. Benefits of PORAC Membership • PORAC Insurance & Benefits Trust • PORAC Legal Defense Fund Trust • PORAC Retiree Medical Trust

10. PORAC Legislation PORAC has the most aggressive & successful legislative program in the state PORAC tracks legislation in both Sacramento and Washington DC to benefit Peace Officers PORAC has been instrumental in passing legislation to protect Peace Officer rights Protect Workers Compensation Benefits Protecting Pension Benefits

11. PORACInsurance & Benefits

12. Insurance and Benefit Trust/ Committee • Eight (8) Trustees are elected for a two year term from every Region. • Three (3) Trustees are appointed for a one year term. • I&B Manager • I&B Administrative Assistant • Three (3) LTD Claims Analyst

13. Development of I & B Trust In 1963 the concept of offering group insurance plans to the members was presented at the annual conference. • In 1991 the governing committee established the Insurance and Benefit Trust. • Purpose of the Trust is to provide for death, sickness, accident or other benefits to PORAC members or their beneficiaries. • Approximately 62,000 members are Trust Participants.

14. Insurance & Benefits Programs • Coverage and products available include: • Accidental Death • Individual Term Life • Group Life • Preferred Provider Health Insurance Plan • Vision Plan • Dental Plan • Cancer & Hospital Intensive Care Insurance, Personal Short Term, Accident Expense, Recovery Plus, & Sickness Indemnity Plans, Voluntary Indemnity and Dental Insurance offered by (AFLAC). • Auto Insurance • Homeowner’s Insurance

15. Long Term Disability Plans • 3 LTD Plans Premier Plus – Pays 70% of 12,857(Pre-disability Earnings) Premium $22.50 Premier -Pays 66 2/3% of $10,500 Premium $19.50 Both plans have $50,000 Death Benefit Basic -Pays 70% of $9,000 (non-occupational) Premium $9.50 Only pay on Non-OCC disabilities. No Death Benefit payable

16. Accidental Death Insurance Plan • All PORAC Members (Regular, Limited, Retirees) • Pays $5000 on-duty • $1000 off-duty

17. Individual Term Life/Group Life Insurance • Voluntary Plan that offers life insurance benefits up to $1,000,000 • Able to convert your life insurance to a permanent individual life insurance policy without medical examination

18. Anthem Blue Cross Health PlanOffered to PEMHCA Participants thru CalPERS • Deductible – PPO $300/$900 Non-PPO $600/$1800 • Maximum Annual Co-payment – $3000/$6000 • Physician Care - $20.00 co-payment • Allergy Testing – 90% / 10% • Well-Child Care - No Charge • Preventative Care (up to $500 yr) - No Charge

19. Delta Dental Plans • Delta Premier Freedom to seek services from any Delta Premier Dentist • Delta Care Need to select a Dentist and coordinate all care through that Group.

20. Vision Service Plan (VSP) • Plan A Examination Every 12 months Lenses Every 24 months Frames Every 24 months • Retiree Plan Examination Every 12 months Lenses Every 24 months Frames Every 24 months

21. Cancer/Intensive Care Plans • All Individual Policies offered through AFLAC. • Contact: Anna Reed (Project Coordinator) PORAC Customer Service 888-712-3522

22. California Casualty Auto & Home Insurance • Homeowner and renter policies include up to $5000 theft protection for personal firearms. • $500 personal property protection for items lost in a collision, fire or stolen from your car (including cell phones & firearms). • Optional loan/lease payoff coverage in event your car is a total loss. • Multi-policy discount – up to 15% off your auto and 10% off your home policy.

23. Misc. Info on the I&B • Office located in PORAC Headquarters in Sacramento. • I & B contracts with PORAC to provide accounting services for the Trust and Committee. • All audits, reports and records are kept at PORAC Headquarters. • I & B operation is consistent with federal guidelines. • I & B reports to PORAC Leadership • I & B communication vehicles include • PORAC Law Enforcement News • Association mailers • Educational Seminars

24. Trustees Region 1 – Franco Vado (San Jose POA) Claude Alber (Santa Rosa POA) Region 2 – Scott Nelson (Modesto POA) Tom Sigley (Tulare DSA) Region 3 – Mike Solis (Santa Monica POA) Bill Daniels (Simi Valley POA) Region 4 – Dennis Hashin (Huntington Beach POA) Rusty Rea (Chula Vista POA) (Chair) PORAC Vice President – Mike Durant (Santa Barbara DSA) Board Appointee - Jacky Parks (Fresno POA) Retiree Appointee - Shane Talbot (Ret. Santa Monica POA)

25. PORACLEGAL DEFENSE FUND

26. OVERVIEW • Created in 1974 to provide legal defense for Peace Officers. • Non-Profit / E.R.I.S.A. Trust. • Run by peace officers for peace officers. • Oldest & Largest LDF Plan in the Nation.

27. PORAC LDF No cap on benefits

28. Police Officers Firefighters Border Patrol Agents State Troopers Correctional Officers Dispatchers Fish & Game Wardens Deputy Sheriffs DA Investigators CSO’s Park Rangers University Police Airport Police School Police DIVERSE MEMBERSHIP

29. MEMBERSHIP A large and stable membership base is a cornerstone in our ability to provide unrivaled service Puerto Rico

30. Total Membership Numbers Participants: 91,291 Associations: 953 * As of 08/2011

31. LOCAL PARTICIPATING ASSOCIATIONS • Fresno DSA • Tulare DSA • Stanislaus DSA • Monterey DSA • Kern LEA • Madera DSA • Kings County DSA Visalia PMA Fresno POA Clovis POA Bakersfield POA Tulare POA Hanford POA Lemoore POA

32. PLAN I • $17.00 per member, per month • Administrative • Criminal • Civil * Subject to experience rating

33. PLAN II • $4.50 per member, per month • Civil • Criminal

34. ADMINISTRATIVE DISCIPLINE COVERAGE Representation in cases arising from an act or omission within scope of employment Note: for an additional $5.00 you can purchase additional non-scope coverage through the administrative hearing process.

35. CRIMINAL COVERAGE (Only for act or omission within the scope of employment) • Full representation by an experienced criminal attorney. • Triggered by criminal exposure: • Shootings • Death in Custody • Use of Force resulting in serious physical injury • Investigation/allegation of criminal activity • 24 Hours a Day / 7 days a week / 365 days a year.

36. SCOPE OF CRIMINAL COVERAGE • Begins at the outset of the investigation and continues through trial. • This benefit is available regardless of which agency conducts the investigation. • FBI • State • Local

37. CIVIL COVERAGE (Only for act or omission within the scope of Employment) Employer “Should”: “DEFEND & INDEMNIFY”

38. Civil Coverage • If your employer refuses to represent you; or, • A legal conflict of interest between you and your employer; or, • Inadequate representation by your employer; or, • A considerable likelihood that punitive damages could be awarded against you. • You will be provided with independent counsel by the Legal Defense Fund

39. CIVIL CASE MONITORING • If your employer defends, but does NOT indemnify (i.e. “reservation of rights”), then: • Experienced Civil Attorney Monitors case. • Watches for Conflicts. • Available to consult with member.

40. CUSTOMARY & USUAL SERVICES • Court Costs • Investigators • Polygraph examiners • Court Reporters • Expert Witnesses • + Use of Force • + Pathologists • + Medical • + Psychological • + Computer / Document Forensics

41. CONFLICT COVERAGE • Each member gets separate Counsel as appropriate. -Administrative -Civil -Criminal

42. APPEAL • Any member who is denied benefits by the Legal Administrator may appeal to the Board of Trustees. • Members may personally appear and present their appeal.

43. AFFIRMATIVE RELIEF COVERAGE • Special discretionary representation in cases of general importance. • Safety violations • Retaliation for union activities • Qualified Immunity • Discrimination

44. FINANCIAL As of June 30, 2011, the Legal Defense Fund had net assets of $6,805,789 * As of 06/30/2011

45. QUALITY • Our members’ survey responses have made it clear that the commitment to high quality is greatly appreciated.

46. SURVEY OF CLIENTS OF LDF PROVIDERS • 1. Were you courteously treated by your LDF representative? Yes: 99% No: 1% No Answer: N/A • 2. Did your LDF representative clearly explain your legal matter and the steps needed to resolve it? Yes: 96% No: 4% No Answer: N/A

47. 3. How well did your LDF representative keep you informed about what was happening with your legal matter? Very well informed: 67% Fairly well informed: 28% Not well informed: 5 % No Answer: N/A • 4. How satisfied are you with the work your LDF representative did for you? Very satisfied: 79% Fairly well satisfied: 16% Not satisfied: 5% No Answer: N/A

48. PORAC LDF Trustees • Region I: Dee Dee Lundquist Sonoma County Law Enforcement Assoc. (707) 292-2726 e-mail: lundquist2028@comcast.net • Region II: Andy Schlenker (Chair) Modesto Police Management Assoc. (888) 556-5631 e-mail: adschlenker@comcast.net • Region III: Roger Stephenson El Segundo Police Officers Assoc. (310) 505-1238 e-mail: roger@thevine.net • Region IV: Fred Rowbotham Chula Vista Police Officers Assoc. (619) 410-8288 e-mail: FRowbotham@chulavistapd.org • PORAC Board Rep: William Abernathie San Bernardino CO SEBA (909) 816-6639 e-mail: rocknba@roadrunner.com

49. PORAC LDF Hotline (888)556-5631 24 / 7 / 365 EMERGENCY HOTLINE

50. PORAC LDF Contact Information FOR MORE INFORMATION ABOUTTHE LEGAL DEFENSE FUND: CALL:(888)556-5631 OR VISIT OUR WEBSITE AT: www.poracldf.org