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PRODUCT INTRODUCTION

PRODUCT INTRODUCTION. CONTENT. TARGET. Need Analysis Product C11, C12, C09. Do we need insurance? Product Introduction. THE HUMAN INSTINCT IS TOWARD GOOD AND…. REFUSE THE TRUTH. 95% TRUE IS NOT THE TRUTH!!. WHY DO WE AVOID PROBLEMS BUT NOT TRY TO FIND SOLUTIONS?.

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PRODUCT INTRODUCTION

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  1. PRODUCT INTRODUCTION

  2. CONTENT TARGET • Need Analysis • Product C11, C12, C09 • Do we need insurance? • Product Introduction

  3. THE HUMAN INSTINCT IS TOWARD GOOD AND…. REFUSE THE TRUTH

  4. 95% TRUE IS NOT THE TRUTH!!

  5. WHY DO WE AVOID PROBLEMS BUT NOT TRY TO FIND SOLUTIONS? WE WILL BE SAFE, TRULY?

  6. YOUR FINANCIAL SITUATION IS:

  7. OR

  8. I NEED INSURANCE BECAUSES: “MY MAIN INCOME IS SALARY!”

  9. HOW DO I FEEL WHEN I PAY INSURANCE PREMIUM?

  10. ICHANGEBECAUSE: 29/04/2011 XX/XX/2012

  11. 356is the No. of CASES that STAFF/AGENT RECEIVE INSURANCE BENEFIT of … ......

  12. …Now, I CAN understand that: LIFE INSURANCE IS DUTY ...... ......

  13. INTRODUCTION OFC11, C12, C09

  14. THỊNH AN TIẾT KIỆM TOÀN DIỆN = (Ut + Ut-1) ( ADR – IR ) x 2 C11 1. MATURITY BENEFIT: 100 % S.A x (1+15%x P.P.P) (*) 2. INTEREST FEEDBACK: • 3. DEATH/ TOTAL AND PERMANENT DISABILITY BENEFIT All reason (except Exclusions) Accidental: + (*) + Unearned Premium 100% S.A +

  15. “Gieo mầm hôm nay cho tương lai phồn thịnh” CATHAY ADVANCED ENDOWMENT Pn = 11.8m 15%/year/SUM ASSURED SA 100m Accident 400M 15% 15% 15% 15% 4 10 20 0 DEATH/TPD DEATH/TPD MATURITY 4 SUM ASSURED 100m+(4*15m) 100M+ 100M+(10*15m) 160M 350M COVER FINACIAL LOSS + ACCUMULATE FOR STABLE FUTURE

  16. PRODUCT FEATURE

  17. CATHAY ADVANCED CHILD EDUCATION FREE PREMIUM PAYMENT 1 tuổi 18 tuổi 22 tuổi 12 15% 200%SA + INTEREST FEEDBACK THE INSURED BENEFIT 15 15% DEATH/TPD 120% Sum of Premiums Paid 18 25% AGE %SA OR 19 15% SUM ASSURED 15% 20 POLICY OWNER DEATH/ TPD 21 15% WAIVE PREMIUM 22 100% • GRADUATION CASH BENEFIT: ~345%SA SAVING ACCOUNT 200% SA

  18. FATHER: 30 year-olds SON: 1 year-olds S.A: 100M Premium: 8M SAVING A CUP OF CAFÉ/ DAYS, I WILL BRING THE FINANCIAL ASSURANCE AND THE EDUCATION FUTURE TO YOUR FAMILY PREMIUM PAYMENT FREE 1 18 22 【 EDUCATION BENEFIT 】 12 tuổi: 15% SA = 15M 15 tuổi 15% SA = 15M 18 tuổi 25% SA = 25M 19 tuổi 15% SA = 15M 20 tuổi 15% SA = 15M 21 tuổi 15% SA = 15M POLICY OWNER DEATH/ TPD 100M • EDUCATION BENEFIT : 200M • WAIVE PREMIUM: • 8.0M*17 years = 136M • 3. GRADUATION CASH BENEFIT • 01~12t: 12 năm * 10% SA = 120M • 13~15t : 3 năm * 20% SA = 60M • 16~18t: 3 năm * 25% SA = 75M • 19~21t : 3 năm * 30% SA = 90M • TOTAL 345M POLICY OWNER DEATH/ TPD 120% Sum of Premiums Paid or S.A 100M 481M

  19. PRODUCT FEATURE

  20. BẢO HIỂM ĐỊNH KỲ ƯU ĐÃI (Ut + Ut-1) = ( ADR – IR ) x 2 C09 1. MATURITY BENEFIT : 110% Sum of Premiums Paid 2. INTEREST FEEDBACK : • 3. DEATH/ TOTAL AND PERMANENT DISABILITY BENEFIT All reason (except Exclusions) 100%SA + Unearned Premium +

  21. “Gieo mầm hôm nay cho tương lai phồn thịnh” CATHAY FIRMLY FOUNDATION TERM LIFE Pn = 2.4m SA 100m 110% 4 20 0 Death /TPD MATURITY 52.8M 100M+ Unearned premium 100M+ COVER FINACIAL LOSS + SAVING ACCOUNT

  22. 2.4M / 12 months = 200.000 200.000 /30 days ~ 7.000 2.4M/ YEARS EXPENSIVE? =

  23. PRODUCT FEATURE

  24. C12 30 – 45: Couple with children C11 C09 45 – 60: Mature couple 25 – 30: Couple with no child 22 – 25: Single with parent 60 - 65: Retired

  25. 1. Bảo hiểm định kỳ ưu đãi (C09) 2. Thịnh vượng bảo gia toàn diện (C10) 3. Thịnh an tiết kiệm toàn diện (C11) 4. Thịnh trí thanh đạt an khang (C12) 5. Bảo hiểm hỗn hợp vượt trội (A03) 6. Bảo hiểm hỗn hợp do tai nạn (A05) 7. Bảo hiểm bảo đảm tín dụng (A06) 8. Thịnh an tích lũy trọn đời (I01-I02) 9. Thịnh an tích lũy bảo toàn (I03-I04) CATHAYMAIN PRODUCT

  26. 1. Bảo hiểm tai nạn cá nhân Cathay (R01) 2. Bảo hiểm tai nạn cá nhân Cathay dành cho trẻ em (R02) 3. Bảo hiểm hỗ trợ viện phí do tai nạn (R03) 4. Bảo hiểm hỗ trợ viện phí cá nhân Cathay (R04) 5. Bảo hiểm hỗ trợ tử kỳ Cathay(R05) 6. Bảo hiểm từ bỏ thu phí Cathay(R06) CATHAY RIDER PRODUCT

  27. Life isn’t made by what we have or not – but it is made by what we WILL or WON’T have!

  28. THANK YOU

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