ST. PETER LIFE PLAN, INC.

1. Product Presentation ST. PETER LIFE PLAN, INC.

2. The Company’s trust funds are managed by the biggest banks in the country: United Coconut Planters Bank (UCPB) Metropolitan Bank & Trust Company (MBTC) Banco De Oro (BDO) Rizal Commercial Banking Corporation (RCBC) Bank of the Philippine Islands (BPI)

3. OUR PRODUCTS • St. Peter Life Plans with Return of Premium • St. Peter Traditional Life Plans • St. Peter Cremation Plans

4. ST. PETER LIFE PLAN with Return of Premium • Anti-Inflationary • Only One-year Contestability Period • Easy 5-year Installment Payment • Transferable • Assignable • Loan Option • Value-Added Insurance Coverage • For those between 18-60 years old • Cash Assistance • Extended Cash Assistance • Accidental Death & Dismemberment (For those between 18-55 years old only) • Credit Life Coverage • Waiver of Installment PLUS! Return of Premium Note: Please refer to the Terms and Conditions of the Life Plan Agreement.

5. Memorial Service for Life! 18 1 2 3 4 6 7 8 9 16 17 19 11 12 13 14 5 10 15 20 SUMMARY OF BENEFITS Waiting Period Paying Period Goodwill Period Return of Premium* ( 20% of the Contract Price each year) • Cash Assistance • Accidental Death & Dismemberment (18-55 years old only) • Credit Life Coverage • Waiver of Installment • Extended Cash Assistance • Loan Option *(if the planholder is still alive)

6. ST. PETER LIFE PLAN with Return of Premium Note: 10% discount on Spot Cash Payments Note: 18 – 60 years old (insurable age)

7. ST. PETER TRADITIONAL PLANS • Anti-Inflationary • Only One-year Contestability Period • Easy 5-year Installment Payment • Transferable • Assignable • Loan Option • Value-Added Insurance Coverage • For those between 18-60 years old • Cash Assistance • Extended Cash Assistance • Accidental Death & Dismemberment (For those between 18-55 years old only) • Credit Life Coverage • Waiver of Installment Note: Please refer to the Terms and Conditions of the Life Plan Agreement.

8. Memorial Service for Life! 2 4 6 7 8 9 3 5 10 1 Paying Period Goodwill Period • Cash Assistance • Accidental Death & Dismemberment (18-55 years old only) • Credit Life Coverage • Waiver of Installment • Extended Cash Assistance • Loan Option SUMMARY OF BENEFITS

9. ST. PETER TRADITIONAL PLANS Note: 10% discount on Spot Cash Payments

10. ST. PETER CREMATION PLANS • Anti-Inflationary • Only One-year Contestability Period • Easy 5-year Installment Payment • Transferable • Assignable • Loan Option • Value-Added Insurance Coverage • For those between 18-60 years old • Cash Assistance • Extended Cash Assistance • Accidental Death & Dismemberment (For those between 18-55 years old only) • Credit Life Coverage • Waiver of Installment Note: Please refer to the Terms and Conditions of the Cremation Plan Agreement.

11. Cremation Service for Life! 2 4 6 7 8 9 3 5 10 1 Paying Period Goodwill Period • Cash Assistance • Accidental Death & Dismemberment (18-55 years old only) • Credit Life Coverage • Waiver of Installment • Extended Cash Assistance • Loan Option SUMMARY OF BENEFITS

12. ST. PETER CREMATION PLANS Note: 10% discount on Spot Cash Payments

13. All St. Peter Life Plan Products are: Anti-Inflationary Only One-Year Contestability Period Easy 5-Year Installment Transferable Assignable With Value-Added Insurance Coverage Inclusive of Memorial/Cremation Services       

14. MEMORIAL SERVICES • On call 24 hours daily • Transport of the body from the place of death to St. Peter Chapels and transport to interment (within 25km from servicing chapel) • Embalming and preparation of the body (if necessary, for St. James Cremation Plan) • Casket according to plan type (not applicable to St. James Cremation Plan) • Four (4) days viewing at St. Peter Chapels, accredited mortuary tie-up or home (3 days viewing for St. Peter Cremation Plans) • Cremation Service (for St. Peter Cremation Plans only) • Viewing arrangements • Marble Urn (for St. Peter Cremation Plans)

15. VALUE-ADDED SERVICES AT ST. PETER CHAPELS

16. The FIRST online viewing facility in the Philippines • FREE 24-hour real time viewing service • Accessible via www.stpeter.com.ph • Also includes FREE Wifi Access • Available in selected St. Peter Chapels nationwide

17. The FIRST funeral/interment video memorialization service in the Philippines • A 5-7 minute video of the segments of the interment with music interlay • Accessible via www.stpetersgate.com.ph • Available in selected St. Peter Chapels nationwide* *for selected memorial service packages

18. FREE video presentation of the significant moments of your loved one’s life • Includes photos, video clips and printed materials chosen by the family • Provided as a memorabilia (in CD) to the family

19. FIRST Online Memorial Community Site in the Philippines • Features an online nationwide obituary • Enables families to send tributes, messages, E-cards, E- candles, E-flowers, etc. in remembrance of their departed loved ones • Access to the various St. Peter E-services

20. Metal Casket • Double Top (Split & Full Lid Covers) • Full Glass • Elegant Interiors • Imported corners and handles St. John ST. PETER LIFE PLAN with Return of Premium

21. Wood Casket • Single Top (Full Lid Cover) • Full Glass • Elegant Interiors • Imported corners and handles St. Paul ST. PETER LIFE PLAN with Return of Premium

22. ST. PETER LIFE PLAN with Return of Premium • Wood Casket • Split Lid Cover • Full Glass • Elegant Interiors • Imported corners and handles St. Francis

23. St. Anne St. Peter Traditional Plans • Metal Casket • Double Top (Split & Full Lid Covers) • Full Glass • Elegant Interiors • Imported corners and handles

24. St. Bernadette St. Peter Traditional Plans • Metal Casket • Single Top (Full Lid Cover) • Full Glass • Elegant Interiors • Imported corners and handles

25. St. Claire St. Peter Traditional Plans • Metal Casket • Single Top (Half Lid Cover) • Half Glass • Elegant Interiors • Imported corners and handles

26. St. Dominique St. Peter Traditional Plans • Wood Casket • Single Top (Full Lid Cover) • Full Glass • Elegant Interior • Standard Corners and Handles

27. St. Hyacinth St. Peter Traditional Plans • Wood Casket • Single Top (Split Lid Cover) • Half Glass • Elegant Interior • Standard Corners and Handles

28. St. Peter Cremation Plans St. Jude

29. St. Peter Cremation Plans St. James

30. Corporate Social Responsibility(Community Service) • FREE Memorial Service to Infants • FREE Memorial Service Gift Certificates • Casket Donation Program • Expanded Senior Citizen’s Discount

31. FREE MEMORIAL SERVICE TO INFANTS (aged 3 months old and below) The free service includes: • pull-out of the body from the residence, • morgue or hospital • embalming • casket (appropriate for 3-month old baby) • viewing for 3 days • use of hearse during interment Mr. and Mrs. Darwin Luna, among the first recipients of the FREE Memorial Service to Infants

32. FREE MEMORIAL SERVICE GIFT CERTIFICATES • Given to church leaders, parish priests and other • notable individuals who have made valuable • contributions towards a better Philippine society. • Entitles the holder to FREE memorial services • which include: • pull-out of the cadaver from the residence, • morgue or hospital • a Metal casket • embalming services • viewing in a St. Peter Chapel for four days • assistance in processing of required • certifications and permits • use of funeral car during interment.

33. CASKET DONATION • PROGRAM • Aims to provide FREE donated caskets to the less privileged in society • Expanded Senior Citizen’s Discount • For all At-Need and Upgrading of memorial services • Less 12% VAT then less 20% Senior Citizen’s discount

34. Now, why should you get a St. Peter Life Plan? • St. Peter Life Plan, Inc. is a strong and stable Life Plan company. • St. Peter Life Plan, Inc. is an expert in DeathCare services. • St. Peter Life Plans are the most affordable Life Plans in the market. • St. Peter Life Plans are transferable and assignable.

35. Now, why should you get a St. Peter Life Plan? • St. Peter Life Plans can be used as collateral for loans thru St. Peter Finance Corporation (after full payment). • Cash Assistance Benefit, as provided in the Life Plan Contract, is released to the family during the interment of the deceased (Applicable for all valid claims of insurable planholders).

36. Now, why should you get a St. Peter Life Plan? • St. Peter Life Plans are anti-inflationary because the actual memorial services are delivered not monetary benefits. • St. Peter Life Plan, Inc. guarantees reliable memorial services anytime and anywhere in the country because of more than 320 St. Peter Chapels situated nationwide. • A St. Peter Life Plan also has Value-Added Insurance Coverage other than the memorial services (for insurable planholders).

37. Now, why should you get a St. Peter Life Plan? • Families should be aware of and financially prepared in the event of death. • Having a St. Peter Life Plan provides the family security and peace of mind as it relieves the family of the funeral preparations because everything is already included and taken care of in the life plan package. • Having a St. Peter Life Plan is better than having no memorial plan at all in the event of death.

38. How to facilitate a service? • STEP 1. Take the Call. • We are all St. Peter Customer Service Representatives. • Phone calls must be answered in 2 rings. • Offer our condolences to the family. • Be polite and follow proper phone etiquette.

39. STEP 2. Get the call details of the service. • Name & Contact Information of the caller • Plan details (LPA #, Plan type, etc.) • Deceased’s name • Place of Pick-up • Viewing and Interment options • Give to the family the contact person and contact information of the chapel nearest to the place of pick-up.

40. STEP 3. Call the nearest St. Peter Chapel to provide the service. • Always have a Chapel Directory with you. • Toll-free number: 1-800-10-7873837 • Follow-thru and post service care is important.

41. Comparison SSS/GSIS Members Benefits St Peter Life Plan Members Benefits 1. Loan Option 2. Burial Assistance 3. Pension 4. Disability 5. Length of Payment 35-40 years 1. Loan Option 2. Funeral Service for life 3. Return of Premium 4. Accidental Death & Dismemberment 5. Length of Payment 5 years

42. Our Company is not affected by recent events involving Pre-Need Companies

43. St. Peter Life Plan is very stable and has no problem BECAUSE:

44. We only sell Life Plans/Memorial Plans and we never sold Pension or Education Plans.

45. We are supported by over 250 ST. PETER CHAPELS NATIONWIDE which will provide the promised memorial service benefits 24/7 anywhere nationwide.

46. We have always provided the promised memorial service benefits to our planholders without delay and we are servicing an average of 6,000 services per month.

47. The SEC granted our Company the Permit to sell P4 Billion Pesos worth of Life Plans and the Dealer’s License to Sell for 2009. • This means we have a good record with the SEC and we are fully-compliant with all SEC Rules and Regulations.

48. The Pre-need industry was transferred to the Insurance Commission on May 2010. • St. Peter Life Plan Inc., was given also the license to sell. • In 2011, The Insurance Commission gave St. Peter Life Plan Inc., P 15 Billion Pesos worth of securities to sell.

49. Because of Perseverance and Hardwork… One of his visions is to prosper in Life… His dream guided this company to pursue Its goal to take part in Corporate Social Responsibility and the overall improvement of the people’s quality of life… He was a Farmer… Incorporated on Oct 27, 1970 Francisco M. Bautista

50. St. Peter ChapelsTHE GUARANTEE OF THE DELIVERY OF SERVICES OF ST. PETER LIFE PLANS Main Chapel is located at 296 Quezon Ave., Quezon City, established in 1974. We have 210 Memorial Chapels and counting nationwide.