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How to buy a car

How to buy a car. Test drive. Which type ? SUV, Sports car, family car …… Test drive. Budget. Cash Finance. Cash. Negotiate Big discount when pay cash. Finance. Credit Check Finance terms – how many month? Interest rate Tax – new (5%) vs used (0%) Down payment.

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How to buy a car

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  1. How to buy a car

  2. Test drive • Which type ? • SUV, Sports car, family car…… • Test drive

  3. Budget • Cash • Finance

  4. Cash • Negotiate • Big discount when pay cash

  5. Finance • Credit Check • Finance terms – how many month? • Interest rate • Tax – new (5%) vs used (0%) • Down payment

  6. Vehicle Insurance • New car • dealer will give you new vehicle information statement (NVIS) • Choose insurance company ( TD Insurance , CAA , Canadian Direct Insurance, etc…) • Contact insurance company and provide NVIS • Get Pink Card from insurance company

  7. Vehicle Insurance • Used car • Buy vehicle from owner and get bill of sale • Choose insurance company ( TD Insurance , CAA , Canadian Direct Insurance, etc…) • Buy insurance and get pink card

  8. Registration • Must have Canadian driver license • New car – dealership will do for you • Used car – Go to registry agents • bring bill of sale, driver license, pink card • Pay registration fee ($84.45)

  9. Drive home

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