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Why you should Refinance your Mortgage or Home Loan

Refinancing Mortgage is the process of replacing an existing loan with a new mortgage. Typically, people refinance their loan in order to reduce their monthly payments and lower their interest rate, or change their loan program from an adjustable rate mortgage to a fixed-rate loan.<br>Refinancing your home loan is a simple step towards saving more money

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Why you should Refinance your Mortgage or Home Loan

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  1. Home About us Blog Contact       0508 33 22 11 Mortgages 3 Insurance Business & Commercial Request a Free Review Why you should Refinance your Mortgage or Home Loan Get a FREE No Obligation Review Name Email Phone Select an Option Message SEND Refinancing your mortgage is a big step, but how do you decide when to do it? I would like to give our clients some tips to help them decide when the time is right for them. The rates are lower, this is probably the first reason our clients decide to refinance mortgage because it results in lower monthly payments. Generally, if rates drop 1% or more – it’s a good time to refinance. You need extra money, need to pay debt or a high interest credit card? Because refinancing results in lower payments, the money you save can be used to repay your debt faster. Media error: Format(s) not supported or source(s) not found You want to reduce the term of your loan. Many of our client refinance to save money over the life of their loan. For example, if you currently have a 30-year loan and you refinance keeping the same payment you will pay off your loan quicker. Download File: https://www.kiwimortgages.net.nz/wp- content/uploads/2020/09/kiwi-award.mp4?_=1 Download File: https://www.kiwimortgages.net.nz/wp- content/uploads/2020/09/kiwi-award.mp4?_=1 You want to convert your floating loan to a fixed loan. If the rates are lower than they were when you got your loan, switching to a fixed rate mortgage can offer more security and stability as well as save you money! You want to consolidate debts such as second mortgages, personal loans and credit cards can often be consolidated when you refinance. Plus, consolidating your debt can result in savings.

  2. Fortunately, rates are low today. If you’ve been thinking about refinancing your mortgage, give us a call today. We will work with you to find a great rate so you can have more money in your pocket this year! Home About us Privacy Policy Contact       © 2020 KiwiMortgages. All rights reserved. PDFmyURL.com - convert URLs, web pages or even full websites to PDF online. Easy API for developers!

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