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Structured Settlements –Security for healing

Structured Settlements –Security for healing. Brain Injury Association of Oregon Conference October 6, 2007 Presented by: Selective Settlements of Oregon, LLC. A powerful tool supporting recovery . Structured settlements provide risk free payments to claimants

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Structured Settlements –Security for healing

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  1. Structured Settlements –Security for healing Brain Injury Association of Oregon Conference October 6, 2007 Presented by: Selective Settlements of Oregon, LLC

  2. A powerful tool supporting recovery • Structured settlements provide risk free payments to claimants • Payments are tailored to meet future needs • Financially secure • Payments are fixed at time structure is put into place

  3. The HOW of structured settlements • Structured settlements agreed to at time claim is settled with insurer or defendant • Structured settlement broker works with attorneys, claimants and life care planners to develop flexible payments • Tax Free payments established with highly rated life insurance companies • Payments cannot be changed

  4. Flexibility is key • Payments can include monthly income • Cost of living increases can be included • Periodic lump sum payments to cover future expenses such as: • College • Purchasing a home • Future medical needs • Retirement • Replace lost wages

  5. Life Insurance companies that offer structured settlements • Allstate • American General • AVIVA Life • Hartford • John Hancock • Liberty • Metropolitan Life • New York Life • Pacific Life • Prudential • Symetra

  6. Structured settlement quote – Utilizing age rating

  7. Structured Settlement quote- without using age rating

  8. Protection • 90% of claimants lump sum settlement is gone within 5 years* • Protect financially unsophisticated people and vulnerable claimants • Competitive rate of return without taxes * “California Practice Guide: Personal Injury”, The Rutter Group Ltd, 1992

  9. Obtaining quotes • If you have a case and want to see what a structured settlement can do - what do you do? • E-mail – kayla.aalberg@selectivesettlements.com or lmrask@aol.com • Or give us a call, Kayla at 503-869-6518 or Linda at 503-819-8911

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