“INDIGO” INSURANCE COMPANY

1. “INDIGO” INSURANCE COMPANY Presentation 2012

2. The “Indigo” Insurance Companyhas been successfully working and actively developing, strengthening its positions at the insurance market for six years. Shortly about“Indigo” IC: Created on September 4, 2006. Has licenses on17voluntary and 8 compulsory types of insurance. Provides high-quality reinsurance coverage of the insured risks accepted for insurance. Is represented in6cities of Ukrainewith head office in Kyiv city. The staff numbers 153employees. General Information About The Company

3. “Indigo” ICat the Insurance Market of Ukraine Participation in Organizations “Indigo” IC is a memberof professional unions of Ukraine: • League of Insurance Organizations of Ukraine ( “Indigo” ICelected in Presidium of ULIOfor the period of 3 years). • Ukrainian Constructors Confederation (General Director of “Indigo” IC has been elected as a Memberof the Confederation Council of Directors). • National Insurance Indemnity Club. • American Commercial Chamber in Ukraine.

4. The Company Achievements The“Indigo”IC participates in the rating“Insurance TOP-100” – a leaderin the areaof information provision of the insurance and reinsurance market in Ukraine:

5. The Company Achievements According to the rating of “Insurance Top”, by the results of its12 month of 2011 activity the“Indigo”IC entered to the ТОP-100 companiesby the following insurance types:

6. The Company Achievements Insurance company “Indigo” has uaBBB+ fiancial rank, According to the decision of National Ranking Agency “Rurik”. March 15, 2012 Insurance company “Indigo” took 35th place in the ranking of transparency Ukrainian insurers, published by official publication of the Financial Services Commission “Ukrainian Business Review “ 12 September 2011. According tothe “Insurance Companies Stability Rating” (date of publication of the rating issue: April 2011, the Rating Agency “Expert-Rating”),the“Indigo”IC takes the51th position and is considered asa stable company. According to“The Brand Rating – The Most expensive corporative brands of Ukraine – 2011” (date of rating issue publication: june 2011, Allukrainian rating journal “Gvardiya”), “Indigo” ICtakes 16thposition among insurance companies. According to the“National Business-Rating” №7-BR-436 from 25.07.2011 (a complex rating program determining the real leaders of the economy of Ukraineonly by the State Statistics officialdata), the State determinedthe“Indigo” IC as the“Branch Leader 2010”.

7. The Company Achievements On the 21-st of April 2011 the journal “INSURANCETOP” determined the winners of the“National premium Insurance TOP”and“National Club of insurance idemnities”among which“Indigo” IC was marked as a Leader of Insurance Top in a class“Socialoriented Insurance Company”.This measure took place with taking part of more than 100 top-managers of the most influential players of the insurance market of Ukraine, deputy corpus, embassies, members of the state power and professional unions of the insurance market members. Also,”Indigo”IC is a permanent Member of “The National Club of Insurance Idemnity” and took 31st position for 2010 year among ukrainian insurance companies. The“Indigo”IC is marked by the Chamber of Commerce and Industry of Ukraineand is recommended asthe best representativein the insurance area. By the results of the rating held by the Ministry of Finance, and by the Chamber of Commerce and Industry of Ukraine (date of publication the rating issue: January 2011), the “Indigo”IC took the 52ndposition among all the insurance companies incorporated in Ukraineand is recognized asa successful insurance company (by the 3rd quarter data 451 insurance companies are incorporated in Ukraine). According to the International Economic Rating “League of the Bests 2010”, the“Indigo”IC is entitled“THE YEAR 2010 ENTERPRISE”. The“Indigo”IC took part in All-Ukrainian Competitionfor thetitle of the best enterprise for a family and took thesecond placein nomination“Care of the Employees and Their Families – 2010”. The competition results were announced in February 2010.

8. The“Indigo”IC has the licenses of17voluntary and8 compulsory types of insurance and provides itsClients withthe following types of insurance coverage: Insurance ofthe property andtechnical risks (including the construction and mounting risks). Cargo Insurance, transported by any type of transport. Insurance of all the types of liability (civil, for the goods quality, professional, forwarding agent / carriers, owners of the surface transport meansetc.). Transport insurance (road /railroad / sea / air). Voluntary medical insurance. Accident insurance. Insurance of risks related to the tourist travels. Other types of insurance. The Insurance Products

9. List of Licensesof the Right to the Insurance Activity: Voluntary insuranceof the third parties liability; Voluntary accident insurance; Voluntary insurance of the water transport (the carrier’s liability including); Voluntary insurance of the water transport owners; Voluntary insurance of cargo and luggage; Voluntary insurance of credits (the borrower liability for the credit nonredemption included); Voluntary insurance of financial risks; Voluntary insurance of the fire and risks of natural disaster; Voluntary insurance of the issued and accepted guarantees; Voluntary health insurance in case of sickness; Voluntary medical insurance (continuous health insurance); Voluntary property insurance; Voluntary insurance of railroad transport; Voluntary insurance of surface transport; Voluntary insurance of civil liability of the surface transport owners (the carrier’s liability including); Voluntary insurance of air transport; Voluntary medical expenses insurance Compulsory personal insuranceof the transport accidents; Compulsory insuranceof liability of the subjects of dangerous goods transport; Compulsory personal insuranceof the employees of departmental of fire-fighting systemand rural fire protection, members of volunteer fire protection brigades; Compulsory insuranceof civil liabilityof the subjects of management fordamagewhich can be caused by fireor emergencyat high level of danger locations; Compulsory insuranceof liability of the dogs ownersfor damagewhich can be causedto the third persons; Compulsory insuranceof civil liabilityof the citizens of Ukrainepossessing the weapon, in form of private property or on the other legal grounds, for damagewhich canbe caused to a third person or to its property. Licenses

10. The Client interests protection is provided by the partnership liabilitiesof the world-knowninsurance and reinsurance groups of the EU countries and Russia: Swiss Re Europe S.A. (Germany). Munich Re (Germany). SCOR Global P&C (France). Polish Re (Poland). OJSC“Ingosstrakh” (RF). OJSC“Russian Reinsurance Society” (RF). Reinsurance

11. Теrritorial Coverage The“Indigo”IC providesthe highest level of servicing of its Clients. For todaythe Companyis represented in all the large regional centers of Ukraine Kyiv Donetsk Energodar Lviv Odesa Kharkiv Kyiv Lviv Kharkiv Donetsk Energodar Odesa

12. Financials Indices Financials of the“Indigo”IC 12 months 2011

13. Financials Indices The “Indigo” IC insurance payments structureper 12 months 2011

14. Main Partners and Clients

15. SLC“Insurance Company“Indigo” Head Office: Naberezhno-Khreshchatytska Str., berth 4 04070, Kyiv, Ukraine “DNIPRO PLAZA” Business Centre Tel.: (044) 200 04 04 Fax: (044) 200 04 05 e-mail:wsm@indigo-ua.com сайт: www.indigo-ua.com Contact Information