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Projections for Coverage and Exchange Participation Special Committee on Financial Institutions and Insurance Topeka, Kansas • October 24, 2011. Suzanne Cleveland, J.D. Kansas Health Institute. Health Insurance in Kansas. Medicare. Other Public Coverage. Medicaid/CHIP.
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Projections for Coverage and Exchange ParticipationSpecial Committee on Financial Institutions and InsuranceTopeka, Kansas • October 24, 2011 Suzanne Cleveland, J.D. Kansas Health Institute
Employment-Based Coveragein Kansas • Majority of coverage is through large employers • ACA penalty applies only to large employers • Small employer behavior hardest to predict
Direct-Purchase Insurance • Small portion eligible for Medicaid • Many fall within income eligibility range for federal credits/subsidies
Uninsured • Large majority eligible for Medicaid or federal credits/subsidies • Most estimates presume residual uninsurance rate of 4-6 percent
Potential Exchange Participation • Uninsured • 142,000 within income-eligible range for federal credits/subsidies • 36,000 over income-eligible range • Direct-Purchase Insurance • 98,000 within income-eligible range for federal credits/subsidies • 49,000 over income-eligible range • Small Employers • 253,000 from small private and public employers
Kansas Health Institute Information for policy makers. Health for Kansans.