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Challenges in IAY implementation – issues and solutions . 1. Selection of beneficiaries. Issue : Interference by GP and representatives Faulty BPL list Suggestions: BDOs should be asked to scrutinise list before releasing funds
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1. Selection of beneficiaries Issue : • Interference by GP and representatives • Faulty BPL list Suggestions: • BDOs should be asked to scrutinise list before releasing funds • Accountability for removing ineligible names should be fixed
2.Sectoral allocation and targets for SC / ST and minorities Issue : • Inadequate SC/ ST families to be covered in many districts or exhausted Suggestions: • State level targets to be prescribed but district level targets to be allocated by the states • Ratio should be reworked - Revised allocation for SC/ST and minorities
Inadequate unit cost assistance Issue : • Highcost of material and labour • High transportation cost in remote and hilly areas Suggestions: • Increase unit cost • Additional funds for remote and hilly areas • Convergence with MGNREGA
Unit cost for land purchase for homesteads sites Issue : • Assistance provided is too meager • Land cost is very high Suggestions: • Assistance should be increased as per market value.
Incomplete houses Issue : Large no. of houses incomplete for various reasons – little assistance was provided earlier, misuse by beneficiaries, inadequate technical understanding of beneficiaries etc.. Suggestions: • Additional assistance to state authorities to complete such houses on their own. • Time frame to be increased for addressing backlog • Family occupancy to be treated as completion of house.
Contingency funds Issue : No funds available for quality assurance and monitoring at present Suggestions: 2-3% of scheme allocation to be given as contingency
Off-take of DRI loan provision Issue : Banks are unwilling to cooperate, treat DRI applications as home loan applications Suggestions: • DRI should be made compulsory • Targets to be fixed for banks by RBI – action to be taken against default • Paperwork simplified at the national level.
Land availability Issue : Some instruments like CRZ pose limitations for making land available Suggestions: • CRZ should be relaxed based on local conditions for IAY houses.