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National Western Life’s . Withdrawal Benefit Rider (the Income Outlook Plus 5) & the Ultra Future FIA 15% Bonus! Lifetime Income and Amazing Liquidity. National Western Life’s . The Ultra Future FIA. 10% Bonus that is 100% vested from the first day 3 Crediting Strategies
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National Western Life’s Withdrawal Benefit Rider (the Income Outlook Plus 5) & the Ultra Future FIA 15% Bonus! Lifetime Income and Amazing Liquidity
National Western Life’s The Ultra Future FIA 10% Bonus that is 100% vested from the first day 3 Crediting Strategies S&P 500 Annual Reset Monthly Average S&P 500 Annual Reset Monthly Point to Point Traditional Fixed Account
National Western Life’s The Ultra Future FIA Liquidity 10% Annual Penalty Free Withdrawal Interest Only Available After 1 Year Can be Annuitized After the 5th Policy Year for as Short as a 5-Year Period Certain.
National Western Life’s The Ultra Future FIA Surrender Charges: 19.25-18.5-17.75-16.75-16-15.25-14.5-13.5-12.75-12-10-8-6-4-2-0% (15 years) Death Benefit = Full Accumulated Value
WITHDRAWAL BENEFIT RIDER Greater Of When you are ready to elect income, the Company will look back and guarantee you earned at least 5% on your Income Account Value (IAV). If Contract Value is larger, your IAV will step up to the Contract Value.
WITHDRAWAL BENEFIT RIDER • Creates a new Income Account. The Income Account receives a 5% Bonus that is also included in the Contract Value. This bonus vests over time. 25% in year8, 50% in year 9, and 100% in year10. • The Income Account Value is then guaranteed to grow at 5% Interest each year until the owner elects to receive lifetime income. • Annual rider charge is 0.75%.
WITHDRAWAL BENEFIT RIDER COMBINED WITH THE ULTRA FUTURE $117,700 $110,000 $100,000 • The Power of 10%… Plus 5%! • 10% Premium Bonus + 5% Bonus and 5% Income Account Annual Growth Rate
WITHDRAWAL BENEFIT RIDER COMBINED WITH THE ULTRA FUTURE $117,700 Initial Contract Value $110,000 $100,000 • The Power of 10%… Plus 5%! • 10% Premium Bonus + 5% Bonus and 5% Income Account Annual Growth Rate
WITHDRAWAL BENEFIT RIDER COMBINED WITH THE ULTRA FUTURE $120,750 Initial Contract Value $115,000 5%Bonus from Rider $100,000 • The Power of 10%… Plus 5%! • 10% Premium Bonus + 5% Bonus and 5% Income Account Annual Growth Rate
WITHDRAWAL BENEFIT RIDER COMBINED WITH THE ULTRA FUTURE $120,750 Initial Contract Value $115,000 5%Bonus from Rider $100,000 • The Power of 10%… Plus 5%! • 10% Premium Bonus + 5% Bonus and 5% Income Account Annual Growth Rate
The WITHDRAWAL BENEFIT RIDER Income Account Value Using Ultra Future
The WITHDRAWAL BENEFIT RIDER Income Account Value Using Ultra Future The rider includes a table of guaranteed withdrawal percentages based on the attained age of the owner when they elect the lifetime income benefit. Attained Age 60-64 = 5.00% 65-69 = 5.50% 70-74 = 6.00% 75-79 = 6.50% 80-84 = 7.00% 85-89 = 7.50% 90 + = 8.00%
The WITHDRAWAL BENEFIT RIDER Income Account Value Using Ultra Future The rider includes a table of guaranteed withdrawal percentages based on the attained age of the owner when they elect the lifetime income benefit. Attained Age 60-64 = 5.00% 65-69 = 5.50% 70-74 = 6.00% 75-79 = 6.50% 80-84 = 7.00% 85-89 = 7.50% 90 + = 8.00% Example: 72 year old owner with $100,000. After 5-years their income account value is $146,772GUARANTEED. Their lifetime income benefit also GUARANTEES a 6.00% annual withdrawal percentage. $146,772 x 6.00% = $8,806.32 GUARANTEED for LIFE!
The WITHDRAWAL BENEFIT RIDER Income Account Value Using Ultra Future The rider includes a table of guaranteed withdrawal percentages based on the attained age of the owner when they elect the lifetime income benefit. Attained Age 60-64 = 5.00% 65-69 = 5.50% 70-74 = 6.00% 75-79 = 6.50% 80-84 = 7.00% 85-89 = 7.50% 90 + = 8.00% Example: 82 year old owner with $100,000. After 7-years their income account value is $161,817GUARANTEED. Their lifetime income benefit also GUARANTEES a 7.00% annual withdrawal percentage. $161,817 x 7.00% = $11,327.19 GUARANTEED for LIFE!
The WITHDRAWAL BENEFIT RIDER Income Account Value Using Ultra Future The rider includes a table of guaranteed withdrawal percentages based on the attained age of the owner when they elect the lifetime income benefit. Attained Age 60-64 = 5.00% 65-69 = 5.50% 70-74 = 6.00% 75-79 = 6.50% 80-84 = 7.00% 85-89 = 7.50% 90 + = 8.00% Example: 82 year old owner with $100,000. After 7-years their income account value is $161,817GUARANTEED. Their lifetime income benefit also GUARANTEES a 7.00% annual withdrawal percentage. $161,817 x 7.00% = $11,327.19 GUARANTEED for LIFE! GUARANTEED!
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