Disclaimer

1. Disclaimer The information contained in this Power Point Presentation does not constitute legal or fiscal advice nor does it provide specific investment advice. The information provided is for personal, non-commercial use. The distribution of the provided information is not permitted.This presentation serves solely as general information about FTM and may not be construed as investment advice. The information contained herein does not constitute a solicitation or offer to invest in FTM. This presentation does not represent a prospectus or an offering memorandum under the laws of any jurisdiction.

2. Buy and Hope Conventional Market Wisdom When comparing the last full 10 calendar years you find that this was the worst 10 year period for US stocks since record keeping began in the 1820’s. Despite the DOW making a new closing high of 14,164.53 on the 9th October 2007 And having an incredible run from the March lows of 2009 up 60.16%. None of this mattered when the DOW closed at 10,428.05 on the 31st of December 2009. Even though the DOW finished the year up 18.8% it still equated to a loss of .5% annually for the past 10 years.

3. The S&P lost an average of 3.3% a year over the last 10 years Eclipsed only by the NASDAQ which lost Almost half of its value.

4. The Global Financial Crisis clearly illustrated that investment classes were far more correlated than most investors had otherwise suspected. After the dramatic falls in global markets it was clear that traditional asset classes such as equities could not be counted on for diversification simply by means of geographical location. Established western markets and emerging markets alike experienced large falls as did commodities and bonds. The Global Financial Crisis

5. “We have tried spending money. We are spending more than we have ever spent before and it does not work.”

6. Henry Morgenthau, secretary of the Treasury under Franklin D. Roosevelt and one of FDR’s closest advisers. He added, “after eight years of this Administration we have just as much unemployment as when we started. . . .  And an enormous debt to boot!”

7. Markets on Crack Defying logic The worse things become The higher the market seems to want to go. Another potential decade of sideways to down markets Problem

10. The significant problems we face cannot be solved by the same level of thinking that created them. Albert Einstein

11. FTM is a dynamic investment product that aims to spread investment risk between Futures, Term Deposits and Capital Secured Investments. It is the culmination of a search for an investment portfolio that can provide consistent returns irrespective of market conditions or direction. What is FTM?

12. 9 years of research 7 years of investor feedback Lessons learned from successful investments Lessons learned from failed investments FTM is the result of :

13. 100% of the portfolio is Capital Secured for a minimum of 6 months a year 75% of the portfolio is held in capital secured investments. 25% is held in cash in short term interest bearing accounts. This enables 100% of the portfolio no correlation to market movements for a minimum of 6 months a year and reducing portfolio volatility and increasing security during uncertain economic times. Unique Portfolio Design

14. 80% of the portfolio is Capital Secured for a minimum of 6 months a year 75% of the portfolio is held in capital secured investments. 20% in a Futures Fund for a maximum of 6 months a year 5% is held in cash in short term interest bearing accounts. This enables 80% of the portfolio no correlation to market movements for a minimum of 6 months reducing portfolio volatility and increasing security during uncertain economic times. Unique Portfolio Design

15. Capital is secured at a rate of $3 to $1 by way of medical accounts receivables. For every $50 invested the company holds $150 of medical accounts receivables. In essence holding 3 times the amount of investor funds in receivables ensures security of the underlying investment. How Capital is Secured

16. Basically, the Medical Accounts Receivables company works like an insurance company. For example, if there is a car accident where someone is hurt and either they or the other party has insurance then (assuming a strict set of guidelines and due diligence has been met) the receivables company funds the operation. They then take a lien against a portion of the payout from the actual insurance company and are paid out upon settlement of the claim. The thing to understand is that these operations would have taken place with or without the intervention of the receivables company. It’s just that by providing the funding the operation happens sooner and the injured party can resume a normal life much faster. The hospitals also provide the surgery at a discount because they get paid sooner instead of having to wait for the settlement of the claim. What are Medical Accounts Receivables

17. However, unlike factoring where a company buys a pool of debt and simply hopes enough will be good to enable a profit to be made in this case the Medical Accounts Receivables Company pick and choose the cases they wish to fund. In this way they are eliminating much of the risk other companies that simply do factoring have and, as a testament to the principals they have never ever lost money on their receivables. In fact, going back as far as 1997 the worst case was a return of the money invested Because the average purchase price is 33 cents on the dollar, the receivable has a massive mark up and that is how the receivables are secured at a rate of $3 to every $1 invested. Or, if you prefer, every $1 of receivables purchased costs them 33 cents. This means that a large portion of the receivables could go bad and still not affect the ability of the company to pay back principal and interest. Better still there is no correlation the markets.

18. Company Established in 1997 Consistently generated returns while maintaining their capital secured ratio For every $50 invested the company holds $150 of medical accounts receivables. Ultimate payor are Standard and Poor's rated insurance companies with some self insured entities such as major casinos MGM; Hilton: Caesars Palace; and Circus Circus. Medical Accounts Receivables

19. Receivables risk is further reduced by holding receivables from a selection of insurance companies with varying timeframes to maturity. Under Nevada law, hospital receivables receive priority status over other lien rights. Medical Accounts Receivables Diversification

20. Conservative management Principle had 9 years experience in corporate and international banking responsible for a portfolio in excess of $5 billion prior to starting the company in 1997. Management Invest their own money in receivables through the company Combined Management with over 60 years of industry related experience Receivables Management

21. A pre-screening case management team reviews each case and presents the data to an approval committee. Data is gathered and the case is reviewed to identify risks; thereby, enabling informed decisions and risk minimization techniques to be implemented. Risk averse underwriting where an average of 3 out of every 4 cases bought before them are declined . Since 1997 their worst performing receivable resulted in the return of the money invested Safety First

22. Further risk minimization is employed through the use of a risk matrix that lists all the insurance companies the medical accounts receivables company deal with and the exposure to each one. In this way, risk can be kept to no more than 10% per insurance company. This was then taken a step further, to find out who the reinsurers were, to make sure a similar ratio was adhered to.The result of this is that it would technically require around 64% of the insurance companies to fail for investors to only get their principal back.   Additional Safeguards

23. The reality is that AIG insurance did not go under and cause all the issues, it was AIG financial products. The insurance company, which operates separately, had adequate reserves and was fine. It’s important to note that the big insurance companies, like Met Life, Jackson Nat, Prudential, etc. – are all very heavily regulated for capital ratios and paying ability. Also, the claims on assets tend to be over the very long term. So, the insurance companies are not facing a tremendous withdrawal of principal. Isn’t Insurance Risky?

24. A massive bear market would ravage the balance sheet of the insurance company, as their liabilities would be unchanged but their assets substantially lower.  But: in general, insurance companies have liabilities that are years or decades in the future.  So, there would not necessarily be a funding crisis even if the companies were technically insolvent.  What would probably happen is that the government would give them a loan to give them time to issue new equity. CS & RJ What if the DOW falls to 3,800 or below

25. I also spoke with bankruptcy specialists to get a feel for what would happen if insurance companies started to fail. Basically, their conclusion was that the government would bail out the big ones before they failed. Also, that insurance was one of the only industries that grew and flourished during the depression.

26. Managed Futures have proven themselves to be one of the strongest pillars of investing over the past 30 years. Averaging from 17% to 20% per annum while allowing for diversification from traditional bond and equity markets. Furthermore the fund has -0.12 correlation to the S&P 500 which means falls in the equity markets have no effect on the ability for the fund to perform. More importantly futures tend to excel in a falling market. Why Futures

27. Investment in the Futures Fund from 2004 starting with $100,000 Worth $81,321.54 as at November 4th 2010 if using a buy and hold approach and equated to a loss of 18.67% Investing in the same fund using FTM’s proprietary timed approach utilizing predictable recurring patterns for a maximum of 6 months a year = $334,039.01 generating a return of 234.03% Exactly the same Fund investing for less than half the time exceeded the return of buy and hold by 310.76% During 2009 the Futures fund lost 50.60% of its value However using FTM’s dynamic approach the loss was confined to 5.02% which only impacted the entire portfolio by 1.00%. Stacking the odds in your favour

28. Investment in the Futures Fund is 20% of the portfolio for a maximum of 6 months which equates to $20,000 per $100,000 Despite $20,000 being invested in Futures per $100,000 The maximum loss to the Futures Fund in its worst month ever was 16.80% This equated to a mid month loss in dollar terms of $3,360 However in percentage terms this equated to a maximum loss of 3.36% to the portfolio and was quickly reversed to 2.06% by month end. Yet another way that risk is minimized Stacking the odds in your favour

29. Medical Accounts Receivables Established 1997 Futures Fund Established 1996 FTM is based on existing Investments with measurable track records

30. The table below shows the performance of the investments that make up FTM from January 1997 to November 4th 2010. Year Return Event 1997 11.60% 1998 12.24% Russians defaulted/ Long Term Capital Bailout 1999 14.40% Tech Wreck 2000 11.00% Recession 2001 9.90% September 11 2002 8.92% 2003 12.27% 2004 13.37% 2005 11.31% 2006 13.66% 2007 19.23% Global Financial Crisis 2008 20.23% Global Financial Crisis 11.43% 9.10% As of November 4th Over a period of almost 14 years an investor using the strategy that underpins FTM, would have turned $100,000 into $534,312.28. The Result

31. Futures (Maximum 6 months a year) Term Deposits . Medical Accounts Receivables A New Breed of Financial Thinking Combining

32. No correlation to markets Generates returns irrespective of market direction Low volatility Capital secured 100% for 6 months a year and 80% the remainder of the year Low minimum entry Weekly Performance Reporting direct to your inbox Monthly Factsheets Benefits of FTM

33. Historically there has never ever been 2 consecutive decades of negative returns for US stocks. What if the next decade ignores history and is as bad or even worse than the 00’s? What IF ???

34. Dow is at11,434.80as of November 4thUp 9.65% YTDDown 19.27% from October 07 Peak S&P 500 is at 1221.06 as of November 4th Up 9.50% YTD Down 21.81% from October 07 Peak FTM is Up 9.10% to November 4th Assuming FTM was publicly available from October 07FTM would be up 59.63%

35. “The DOW Super Boom to drive the Average up to 38,820 by 2025”. A 257% increase over 15 years seems pretty unlikely besides, you would still be totally exposed to the whim of the market. On the other hand, if FTM only achieved its targeted return of 12% per annum it would turn $100,000 into $488,711 over the same time period. Better still, FTM would achieve this while keeping 100% capital secured for 6 months of the year and 80% secured the rest of the year. “The DOW Super Boom to drive the Average up to 38,820 by 2025”.

36. Investors need to be able to make money in: Bear Markets Sideways Trending Marketsand Bull Markets “History doesn't repeat itself - at best it sometimes rhymes” Mark Twain

38. 2003 12.27% 2004 13.37% 2005 11.31 % 2006 13.66% 2007 19.23 % 2008 20.37% 2009 11.43% 2010 8.93% October 31 The largest mid monthly loss was 3.36% Largest month end loss was 2.06% However there has never been a negative 12 month period. Annual results based on the allocation described.

39. = 80% of portfolio capital secured for 6 months =100% capital secured for 6 months Targeted Return 12% per Annum Irrespective of market condition or direction Visit www.ftmmutual.com A New Breed of Financial Thinking

40. Disclaimer The information contained in this Power Point does not constitute legal or fiscal advice nor does it provide specific investment advice. The information provided is for personal, non-commercial use. The distribution of the provided information is not permitted.This presentation serves solely as general information about FTM and may not be construed as investment advice. The information contained herein does not constitute a solicitation or offer to invest in FTM. This presentation does not represent a prospectus or an offering memorandum under the laws of any jurisdiction.