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Session-1. Healthcare Insurance: Past ,Present & Future. Healthcare Insurance: Past ,Present & Future. Name of the speaker: Mr. N.S.R. Chandraprasad Designation : Chairman and MD National Insurance Company Topic : Healthcare Insurance : Past , Present and Future .
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Session-1 Healthcare Insurance: Past ,Present & Future
Healthcare Insurance: Past ,Present & Future • Name of the speaker: Mr. N.S.R. Chandraprasad • Designation: Chairman and MD National Insurance Company • Topic: Healthcare Insurance: Past, Present and Future. • Subtopics: Health scenario in India Future of health insurance Latest trends in health insurance Tax benefits Role of TPAs Shortcomings and challenges
Healthcare Insurance: Past ,Present & Future • Name of the speaker: Lt Gen (Retd) Dr. M A Tutakne • Designation: Advisor, Medical projects-Symbiosis • Topic: Healthcare Insurance: Past ,Present & Future • Subtopics: Summary and Conclusion of the talk.
Summary • Health insurance cover is of utmost necessity for meeting the expenses of modern healthcare and also due to increase in lifestyle diseases and accidents. • Insurance is the sharing of risks among a group of people exposed to common risk. • When a person has a health policy he has hope.
Summary cont… • In this sector the PSUs are performing better than the private sector companies. • Health insurance policies vary in their area of disease and adverse event coverage in different age groups. • So while purchasing a policy one should search for the most suitable policy for him. • One may go for cashless or reimbursement or self administered portfolio reimbursements according to their own convenience . • TPAs do a good job in helping clients.
Summary cont… • Government is promoting health insurance through RashtriyaSurakshaBimaYojna (RSBY) & PSUs in insurance sector take initiatives in making a Preferred provider Network( a network of hospitals)to control prices & standardize services. • Future health insurance policies will focus on preventive & wellness care ,corporate health check up plans. • Bringing majority of people under insurance protection is required.