UK Unsecured Loans to Business Industry: Size, Key Trends, I

1. Main Title Market Research Report Unsecured Loans to Business in the UK Key Trends and Opportunities up to 2018 ©reportscue

2. Synopsis: • This report provides market analysis, information and insights into the UK lending to business industry: • It provides a breakdown of the different forms of lending to business in the UK • It analyses drivers and the outlook for the market  • It provides information on the main banks in the UK market • It covers news and regulatory developments

3. Report Overview: The lending to business industry is beginning to stabilize following the recession. The lending to business industry in the UK has recorded little signs of growth since 2011, but has somewhat stabilized since the financial crisis. Net lending to non-financial businesses declined by GBP109.5 billion from 2008 to 2009, while lending to Private Non-Financial Corporations (PNFCs) declined by just under 35% (in terms of annual change) between the start of both 2008 and 2010, which emphasizes the impact of the crisis. The affordability of business loans has declined since 2009, when the Bank of England reduced interest rates to a record low of 0.5%. This has contributed to a sharp rise in repayments, as companies have been keen to pay off as much debt as possible before the rates rise ? anticipated to be early 2015. The government has made several attempts to reinvigorate business lending over the last couple of years, however, its projects have all missed their targets. The flagship Funding for Lending scheme declined short of its GBP80 billion target by GBP20 billion in 2012, while Project Merlin was GBP1.1 billion shy.

4. Scope : • This report provides market analysis, information and insights into the UK lending to business industry • It provides a breakdown of the different forms of lending to business in the UK • It analyses drivers and the outlook for the market  • It provides information on the main banks in the UK market • It covers News and regulatory developments Key Highlights :The lending to business industry in the UK has recorded little signs of growth since 2011, but has somewhat stabilized since the financial crisis. The affordability of business loans has declined since 2009, when the Bank of England reduced interest rates to a record low of 0.5%. This has contributed to a sharp rise in repayments, as companies have been keen to pay off as much debt as possible before the rates rise ? anticipated to be early 2015. 

5. Table of Contents: 1 Executive Summary 22 Introduction 83 Market Analysis 114 Economic Backdrop 425 Competitive Landscape 506 Porter’s Five Forces Analysis 517 Regulation and Policy 538 Deals 609 News 6110 UK Retail Banks 6311 Statistics 7212 Appendix 74

6. List of Tables : Table 1: Lending to Business Definitions 8Table 2: UK Annual New Term Lending to Small Businesses Growth Rates Forecast 23Table 3: UK Annual New Term Lending to Medium-sized Businesses Growth Rates Forecast 24Table 4: UK Annual New Term Lending to Large Businesses Growth Rates Forecast 25Table 5: The UK Lending to Business Market–SWOT Analysis 59Table 6: Barclays PLC, Key Facts 63Table 7: Barclays PLC, Board of Directors 64Table 8: HSBC Bank PLC, Key Facts 65Table 9: HSBC Bank PLC, Board of Directors 66Table 10: Lloyds Banking Group PLC, Key Facts 67Table 11: Lloyds Banking Group PLC, Board of Directors 68Table 12: Santander UK PLC, Key Facts 68Table 13: Santander UK PLC, Board of Directors 69Table 14: The Royal Bank of Scotland Group PLC, Key Facts 70Table 15: The Royal Bank of Scotland PLC, Board of Directors 71Table 16: The UK – Lending to Business Market (GBP Billion), 2009–2013 72Table 17: The UK – Lending to Business Market (GBP Billion), 2014–2018 73

7. Reason To Buy : • Gain an understanding of the UK lending to business industry To Get Details: http://www.reportscue.com/philippines-mining-fiscal-regime-h2-2014-market