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Employee Benefits 2012

Employee Benefits 2012. August 2012 Michelle Brackin Assistant Executive Director. Health Insurance Rates. Based on usage by ASC employees and their families Deductions from your paycheck Decrease of 5% in 2011 Increase of 15% in 2012 Costs per month

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Employee Benefits 2012

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  1. Employee Benefits 2012 August 2012 Michelle Brackin Assistant Executive Director

  2. Health Insurance Rates • Based on usage by ASC employees and their families • Deductions from your paycheck • Decrease of 5% in 2011 • Increase of 15% in 2012 • Costs per month • Individual PPO $96.54 HSA $43.83 • Single Plus 1 PPO $391.70 HSA $177.25 • Family PPO $481.48 HSA $ 217.81

  3. Healthy Habits What is happening January 1, 2013? Tobacco-free Campus Lose weight/Healthier eating/drinking Lower blood pressure Exercise more Sleep better Wear your seat belt every time Brush and Floss teeth Reduce stress

  4. Creating new habits Takes 21 days for a habit to become something you do without constantly thinking about it If you fall off, begin again It may take several tries

  5. Change your environment • Examine your home and car…… • Lighters or smell of smoke • Throw away unhealthy food & beverages • Put fruit in a bowl where you will see it • Move healthy items to front of refrigerator • Drapes that block light in the bedroom • Limit noise in the bedroom • Adjust length of seat belt/ get padding for it • Put your sneakers by the door to remember to walk • Place hand weights next to the TV

  6. Situations Change Set your alarm clock back 5 minutes Make a healthy snacks to share Take a walk while you visit Play golf or mini golf together Limit time at family gatherings Examine when • Forget seat belt when late • Eat unhealthy when entertaining • Don’t exercise when friends want to get together • Stressed when at family gatherings

  7. Write • Log your habits • Diet Diary • Exercise Journal • How did you feel today • When do you have cravings • See patterns or triggers for unhealthy habits or prevent you from healthy habits

  8. Get help with a new habit • Blue Cross Step UP Program • Exercise tips, printable log, healthy eating program • Blue 365 – discounts on health items services • Nike, Jenney Craig, Gym memberships, heart rate monitors • Blue Cross Health Coach 1-800-348-9786 • Nurses and Respiratory therapists • Answer medical questions • Develop a personal wellness plan

  9. Get Help • Employee Assistance Program 1-800-386-7055 or ibhworklife.com • Speak with a counselor, lawyer, watch videos, get referrals • Kids safe with mobile phones • Fitness test • Eating your way to Wellness • Path to Destress: Change or rearrange your furniture (video)

  10. Get Help with EAP Relaxation Techniques at the workplace (seminar) September 18 at 2 pm or 4 pm The Best Summer Ever (seminar) Anger Management Test Listening to your elderly parent Insurance for Seniors (audio) Gas buddy – find gasoline bargains

  11. Get help with a new habit • Make an appointment with the ASC Nutritionist • Take advantage of the personal trainer program at SUNY Cortland Fitness Centers • Walking trails on campus • Get an annual physical or vision exam • Have a dental cleaning and check up every 6 months

  12. Quit Smoking • Campus Support Sessions – Fresh Start • Nicotine Replacement Therapy (NRT) • NYS Quit line • Blue Cross Quit for Life – counseling and NRT • Weight loss medication • Acupuncture

  13. Change is a process • May take many times of trying to create a new habit • Mourn • You may not spend time with the same friends • Miss the feeling of eating, drinking, smoking, chewing • Find bonuses • Make new friends who support new habits • Have more energy and feel better • Celebrate little wins – 1 week, 21 days, 1 year

  14. Healthy Habits 21 days to do it without thinking Change your environment Examine situations that prevent the healthy habit Write in a Journal or Log GET HELP! Find the benefits and celebrate

  15. Wellness Works • Monthly Wellness Habits • 21 bags per month with items that support the monthly habit • Eat right • Breath right • Move right • Prevent Right • Drink Right

  16. Flu Shot October 4th Neubig Conference Room Noon – 5 pm If you get a flu shot any where else, it is covered as a preventative service by health insurance

  17. Health Survey Survey of ASC employee had weight control #1 health issue “Weight control by building muscle” Friday in September Detail coming on the screens near time clocks

  18. Vision/Dental Insurance No change to premiums September 1, 2012 Vision Exam $100 Lens $100-180 Frames $80 Contact Lens $240 Dental Annual Limit $2000 Before • Vision Exam $50 • Lens $50 -70 • Contact Lens $120 • Frames $ 40 • Dental Annual Limit $1000

  19. TIAA CREF Representative • Representative: Alicia Brady is On Campus • Tue, Aug 21, 2012 • Thu, Sep 13, 2012 • Wed, Sep 26, 2012 • Miller Building; Room 409 • Call 1-866-843-5640 to make an appointment • “ Are you on track for saving for retirement?” • Seminar • September 28th 3 pm - 4 pm • Neubig Conference Room

  20. View your claims history - Health • Excellus(Blue Cross Blue Shield) • Medical and Prescriptions • https://www.excellusbcbs.com/ Call Web Help Desk 1-800-278-1247 for Assistance

  21. Flexible Spending Flexible Spending Plan http://ebsrmsco.com Click Flexible Spending at the top of the page Or follow the link on the ASC Employee Website

  22. Dental & Vision EBS Benefit Solutions https://www.rsolutionz.com/ Or follow the link on the ASC Employee webpage

  23. Medical Identity Theft Stealing and using your medical insurance ID number More valuable than Social Security # or Credit Card # Not detected for a long time Responsible for co-pays & deductibles Mistakes in your medical care based on their test results

  24. Contraceptives covered at 100% As of August 1, 2012 No copay for prescription contraceptives OTC contraceptives - patient needs to obtain a prescription from the doctor, and have the item filled at a participating pharmacy.

  25. Going Genric in 2012-2013 Lexapro - February Boniva -March Seroquel – March Save money today! Plavix – May Tricor – July Singulair -August Maxalt –December Fosamax – June 2013 Cymbalta – December 2013

  26. Privilege Discount ASC employees – 30% discount off the cash price of dining services Can use Privilege account to pay for items over meal & break values No discount can be applied when one transaction is paid for with employee meal and Privilege With separate transactions the discount will apply for the Privilege Account Transactions

  27. Flexible Spending Maximum limit 9/1/2012 - $3600 Maximum limit 9/1/2013 - $2500

  28. Health Savings Account limits for 2013 Individual limit $3,250 Family Limit $6,450 Combination of employer and employee pre-tax combination

  29. Generations Bank Seneca Fall Savings Bank had a name change The only thing that changed

  30. Check in on Benefits Married/divorced Adopt or birth of child Change name or address Death of a beneficiary Loss or changes to other insurance Nearing retirement Starting to save for retirement

  31. Any Questions? Michelle Brackin - 753-2431 Sue Michales -753-4751

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