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Natural Security Initiative Loic Berton - Benoit Courouble - Dominique Pierre MWG , July 2012

Natural Security Initiative Loic Berton - Benoit Courouble - Dominique Pierre MWG , July 2012. Natural Security key features.

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Natural Security Initiative Loic Berton - Benoit Courouble - Dominique Pierre MWG , July 2012

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  1. Natural Security InitiativeLoic Berton- Benoit Courouble - Dominique Pierre MWG, July 2012

  2. Natural Security key features • Natural Security provides the first efficient and really easy-to-use three-factor authentication solution by enabling a consumer to conduct a transaction without manipulating its personal device or card • The transaction is executed using a mid-range distance contactless interface combined with biometric authentication of the consumer • The solution provides a unique user experience to authenticate for a wide range of services: • Physical or logical access control • Payment, Cash withdrawal • Secure access to Internet services • Biometrics are securely stored in a secure element embedded in the consumer device providing increased privacy (no biometrics data stored remotely in data base, no PIN entering)

  3. How does it work ? Acceptance devices Consumer devices Wireless network Fob Card all-in-one range: 3 to 9 feet Mobile handset

  4. Pilot implementation: payment • Pilot implementation being launched in 2 locations in France • Secured payment transaction using chip and PIN technologies • payment transaction executed in a few seconds • no card to manipulate, no PIN to enter • First pilot in the worldusing 2 different biometric technologies (fingervein and fingerprint) in a real payment environment

  5. Real life transaction execution

  6. Market Verticals Targeted • Natural Security innovation brings to the ZigBee Alliance the fast growing strong authentication market • Corporate • Healthcare • Government & Administration • Transportation • School campus • Retail • Financial institution

  7. Market Segments Targeted • Services targeted & Market size • Physical & Logical access > 1 billion badges* • Secure access to web server > 2 billions PC* • Payment 2.5 billions cards** 37 millions POS** • Cash withdrawal 2.2 millions ATM** * estimate ** source Eurosmart

  8. Timeline • 2006 – Project started by banks and retailers • 2008 – Company creation • 2010 – General availability of the first version of the specs, first proofs of concept • 2011-2012 – Launch of the commercial phase • Several pilots planned in 2012: payment (open and close loop), access control (physical and logical), mobile payment • Development of industrial "off-the-shelf” NS products

  9. Our Partners Other vendors coming soon naccu.org Shareholders First vendors Memberships Technical partners

  10. WPAN Components 10

  11. Technologies evaluated • NFC (not adopted) • Require the consumer to handle the device to execute a transaction which takes beyond the 3 sec. maximum transaction time • Does not provide a unique user experience for all types of transactions • Strong concern on the security and the confidentiality of the solution (data transmitted in clear between the merchant and the consumer devices) • Bluetooth Smart (a.k.a. BTLE) (not adopted) • Modulation scheme susceptible to interference • NS-WPAN architecture challenging to implement • Latency variability too large for requirements • IEEE 802.15.4 (adopted) • Native support for NS-WPAN architecture • Acceptable, predictable latency

  12. Why do we need a « new » stack ? • Our WPAN implementation must respect several key requirements defined by government agencies such as : • Anonymous • No traceable protocol • Star topology (mesh topology cannot be used, introduces risk factors) • Fully reconfigurable, no coordinator • And we add : • Dynamic and mobility • Mid range (between 1m to 3m) • High density of device • And low cost …

  13. matrix of market requirements against network features

  14. Comparaison NFC / Bluetooth

  15. Natural security Network Topology POS1 Retail A Retail B WAD POS1 WPD Retail C POS2 POS1

  16. Why do we need a « ZigBee » stack ? • Our stack will be implemented by several vendors • Large organizations such as payment schemes will adopt this protocol only if it is owned and supported by an open association • We conducted research to use other stacks or protocols (ZigBeepro, RF4CE, Dash7, Bluetooth) • They don't meet our key business, technical and security requirements • BLE could also be a potential good candidate • however, 802.15.4 is considered as the best option at present

  17. Current situation • Technical specification developed by natural security • Test plan developed by UL (RFI Global) • The stack has been implemented on several chips used by multiple vendors: • Atmel • TI • ST (being currently tested) • Strong, active support of large retailers and financial institutions

  18. Next steps … • Creation of a WG • Natural Security proposes to act as technical editor and chair of the WG • Natural Security will provide for free • The specification • The test plan

  19. Thank you 19

  20. www.zigbee.org

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