1 / 12

Health Insurance: An Afterthought

Health Insurance: An Afterthought. By Jessica Rogers, Alexis Melendreras, Kathy Schnell, Blake Lindsay, Dalton VanderPol. Why is Healthcare Important?. In 2002, medical costs were $5,286 National average per person has increased to $8,233 Student debt is increasing

lixue
Download Presentation

Health Insurance: An Afterthought

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. Health Insurance: An Afterthought By Jessica Rogers, Alexis Melendreras, Kathy Schnell, Blake Lindsay, Dalton VanderPol

  2. Why is Healthcare Important? In 2002, medical costs were $5,286 National average per person has increased to $8,233 Student debt is increasing High demand for health care as population age is increasing

  3. Trends in Healthcare • Increased cost of insurance • The health care system is evolving • Medical costs increasing due to technological advancement and HMO’s are profiting

  4. Colleges in the Pacific Northwest • University of Idaho (UI) • Boise State University (BSU) • Washington State University (WSU) • Eastern Washington University (EWU) • North Idaho College (NIC) • Walla Walla Community College (WWCC)

  5. Cost NIC and WWCC provide minimal benefits

  6. Colleges Regulated by State Law • Idaho State Board of Education requires UI and BSU’s students to have insurance • Student Health Insurance Program (SHIP) • BSU and UI’s SHIP programs are similar but different in cost and some benefits • Necessary services on campus provided by both colleges

  7. Non-Regulated Universities • Most offer comprehensive insurance • WSU and EWU provide third party insurance • Not all services available on campus • Compared cost per school is slightly different

  8. Benefits of Insurance Through Universities • Decreased cost, comprehensive coverage, minimal fees • Treatment is in close proximity to campus, some services are on-campus • Typically less credits are required to be eligible

  9. Two- year Colleges • Most don’t offer comprehensive coverage • Not required by law • Limited on-campus services (i.e. STD, UTI, cold, flu, strep testing and counseling) • Outside services are paid out of pocket

  10. Options for Two- year College • Considering staying on parents plan • Review outside insurance options (HMO, Medicare) • Consider optional on- campus services • Search for free/discounted services (i.e. Free clinics, health service agencies)

  11. How Do I Become Eligible? • Enroll in required credit number • Varies per school UI, NIC, and BSU are 1+ credit, WSU and EWU are 6+ credits

  12. Where do I go from here? • Quality/cost ratio • Known services offered: trauma, surgical, preventative services • Understand payment method co-pay or percentage • Take spouse/children into consideration

More Related